- Strong Q4 Results: Visa Inc. (NYSE: V) reported fiscal Q4 2025 net revenue up 12% year-on-year to $10.72 billion and adjusted earnings of $2.98 per share, slightly above analyst expectations [1]. The payments giant also announced a 14% increase in its quarterly dividend to $0.67 per share [2].
- Stock Pops After Hours: Visa’s stock closed around $347 on Oct. 28 (nearly flat on the day) and then climbed about 0.6–0.7% in after-hours trading following the earnings release [3] [4]. The modest uptick reflects investor focus on the earnings beat and strong consumer spending trends underpinning the results.
- Upbeat Guidance & Outlook: While Visa didn’t issue formal guidance, analysts estimate fiscal 2026 revenue at ~$45 billion with EPS of about $13.10 [5]. The company’s board struck an optimistic tone by boosting the dividend, and many experts foresee continued mid- to high-single-digit growth ahead.
- Analysts See More Upside: Wall Street remains bullish on Visa. Of two dozen analysts, the consensus rating is “Strong Buy” with an average 12-month price target around $389 (roughly 13–15% above current levels) [6]. Major banks have issued targets north of $400 – for example, Bank of America recently raised its projection to $410 [7] – citing Visa’s massive payment network and resilient consumer spending as key long-term strengths [8].
- Fintech Innovation Drive: Visa is aggressively expanding into new digital payment frontiers. It launched a pilot program using USDC stablecoins for cross-border payments – allowing banks to fund Visa transactions with crypto – after recent regulatory clarity in the U.S. [9]. It also rolled out a new “Trusted Agent” AI protocol to help merchants verify automated shopping bots, tapping into the rise of AI-driven e-commerce [10]. These initiatives, along with partnerships in travel and fintech, aim to keep Visa at the cutting edge of payment technology.
- Market & Peers Context: Visa’s performance comes amid a strong environment for payment stocks. Main rival Mastercard (MA) trades near record highs around $570 after posting its own double-digit growth (Q2 revenue +17% YoY) [11] [12], although Mastercard’s valuation (≈38× P/E) is even higher than Visa’s ~33× [13]. American Express (AXP), focused on premium cardholders, just reported an 11% revenue jump and 19% EPS growth in Q3 2025, boosting its stock in late October [14]. And in the fintech arena, PayPal (PYPL) shares surged over 6% on Oct. 28 after beating Q3 estimates and raising its 2025 guidance, even initiating a dividend as it expands into AI-powered payments [15] [16].
Visa’s Stock Rallies After Earnings and Dividend Hike
Visa’s latest earnings report delivered plenty for investors to cheer. The company’s fiscal fourth-quarter results (for the quarter ended September 30, 2025) beat expectations on both the top and bottom line. Net revenues grew 12% year-over-year to $10.72 billion, slightly above consensus forecasts around $10.6 billion [17]. Adjusted earnings came in at $2.98 per share, just topping analysts’ $2.97 estimate [18] and up from $2.71 a year ago. This strong finish to the year reflected healthy consumer payment volumes and improved cross-border travel spending, even as the company had maintained cautious guidance in prior quarters. In a sign of confidence, Visa’s board approved a 14% dividend increase (to $0.67 quarterly) alongside the results [19] – a reward to shareholders that underscores the firm’s robust cash generation.
Market reaction: Heading into the earnings release, Visa’s stock was little changed on the day – closing around $346–$347 per share on October 28. The broader market was relatively steady as well, with investors largely in wait-and-see mode ahead of a key Federal Reserve interest rate decision mid-week. After the closing bell, Visa’s stock ticked up about 0.6% to roughly $349.5 in after-hours trading [20] [21] once the earnings and dividend news hit the wires. The mild pop suggests that traders were encouraged by the earnings beat and dividend hike, but these results were largely in line with expectations – meaning no major surprise to spark a bigger swing. Still, Visa’s shares remain near the higher end of their 52-week range (approximately $280 to $375 [22]), and the stock has gained about 10% year-to-date as of late October [23]. With a market capitalization around $665 billion, Visa continues to be one of the most valuable companies in finance [24].
Q4 Earnings Highlights and Spending Trends
The October 28 report marked Visa’s fiscal Q4 and full-year 2025 earnings, and the numbers show a company benefiting from resilient consumer spending. For the quarter, revenue growth was driven by higher payment volumes, increased processed transactions, and a rebound in cross-border payment activity as travel continued to recover. Visa doesn’t break out all figures in this summary, but it noted “significant growth” in payments volume and transaction counts alongside the 12% revenue gain [25]. On the bottom line, quarterly GAAP net income was $5.1 billion [26], reflecting solid margins.
Crucially, consumer demand hasn’t been dampened by macroeconomic headwinds. Visa’s management highlighted that despite concerns about inflation or tariffs, spending on Visa’s network remained robust. CEO Ryan McInerney recently noted the company saw “no meaningful impact” on customer spending from rising tariffs or prices [27] – Americans and people globally are still swiping their cards and clicking “buy” at healthy rates. This aligns with broader economic data: U.S. wages have been rising and unemployment low, helping fuel consumption [28]. Visa’s results suggest that even in the face of higher living costs, consumers continued to spend, which bolstered transaction volumes.
One soft spot was Visa’s cautious outlook earlier in the year. Last quarter, Visa had kept its full-year revenue growth guidance to a low single-digit percentage, which some analysts viewed as conservative. In fact, after Q3, RBC Capital Markets remarked that Visa’s unchanged outlook “implies a deceleration in revenue growth,” which put a bit of pressure on the stock at the time [29]. The latest Q4 results, however, show Visa managed a double-digit revenue increase for the full fiscal year [30] – suggesting the company cleared that low bar with ease. Investors will be interested to see if management strikes a more optimistic tone on future growth in its conference call commentary or upcoming investor day. Notably, Visa’s board raising the dividend by a robust 14% sends a positive signal about confidence in future earnings [31]. The company also continues to buy back shares, further boosting shareholder returns (Visa repurchased $3.1 billion of stock last quarter, according to its prior filings, though new buyback figures will be in the official report).
Analyst Reactions: “Strong Buy” Sentiment and $400+ Targets
Wall Street’s view of Visa remains decidedly bullish. The consensus among analysts covering the stock is a Strong Buy, and fresh earnings haven’t changed that upbeat outlook. Roughly 24 out of 24 analysts have a buy-equivalent rating on Visa [32]. The average 12-month price target sits around $389 per share [33], implying about 13–15% upside from the current mid-$340s. Many analysts are even more optimistic. In recent weeks, several investment banks reiterated or raised their targets into the $400s. For example, Bank of America now pegs Visa’s value at $410 a share [34], and Wells Fargo initiated coverage on October 20 with an Overweight rating and a $412 target [35]. These calls reflect expectations that Visa will continue delivering steady growth. “Visa’s large network effects and resilient spending trends” are underpinning its expansion, one bullish analyst noted, arguing that the company’s entrenched position in global payments should keep revenue climbing despite economic ups and downs [36].
There is, of course, a valuation debate. Visa’s stock isn’t cheap: it trades around 33 times forward earnings, a premium to the S&P 500 and even slightly above its own historical averages [37]. Some observers caution that with such a rich valuation, the stock’s further upside might be more gradual unless Visa can accelerate growth. “At about 32–33× earnings, Visa trades at a premium… which could limit upside unless growth stays strong,” one analyst warned, contrasting Visa with faster-growing fintech names that have lower multiples [38]. By comparison, Mastercard trades near 37× earnings and PayPal around 14× [39] – highlighting how investors are willing to pay a hefty premium for Visa and Mastercard’s stability and scale, while PayPal’s slower growth has left it with a bargain valuation in contrast. Despite these valuation concerns, most institutions remain in Visa’s corner. Over 82% of Visa’s shares are held by institutional investors – mutual funds, pension funds, and the like – and many have been adding to their positions recently [40]. Case in point: UK-based Aberdeen plc increased its Visa stake by nearly 8% in its portfolio, making Visa one of its top holdings [41]. Such moves signal that big money investors view any dips in Visa’s stock as buying opportunities, confident in the company’s long-term trajectory.
Looking beyond this quarter, analyst forecasts suggest steady growth ahead. For Visa’s new fiscal year 2026, the consensus calls for roughly $45 billion in revenue and around $13.10 in EPS [42] – mid to high-single-digit percentage increases from 2025’s results. The next quarter (Q1 FY2026) is expected to see about $10.8 billion revenue and $3.16 EPS [43], according to analyst models. These figures indicate that no major slowdown is anticipated; rather, Visa is seen continuing on its consistent growth path. In fact, some longer-term projections are quite bullish: analysts at 24/7 Wall St. project Visa’s stock could hit roughly $374 by the end of 2025 (about 8% higher than today) and climb past $400 within a couple of years [44]. If the company executes well – sustaining high-single-digit revenue growth, leveraging new payment flows, and keeping expenses in check – many experts believe Visa’s earnings can compound enough to justify those higher share prices.
Earnings Drivers: Digital Payments Boom and New Initiatives
A key reason analysts and investors are so optimistic on Visa is the secular tailwind of digital payments growth. Even as the global economy has faced inflation and rising interest rates over the past year, consumers and businesses continue to transition from cash to electronic payments. Visa, as the world’s largest payment network, captures a small fee from trillions of dollars in card swipes and online transactions. Macro trends are largely in Visa’s favor: unemployment remains low and consumer spending has held up well, particularly in services and travel. Interest rates also appear to have peaked – the Federal Reserve is widely expected to cut rates for the first time in years at its upcoming meeting (markets are pricing in a 98% chance of a 0.25% rate cut this week) [45]. Lower interest rates could stimulate more borrowing and spending activity, which tends to boost credit card usage – a tailwind for Visa’s volumes. Moreover, if rate cuts ease pressure on economic growth, it could prolong the current expansion of consumer and business spending. Visa’s management has noted that consumer credit health remains strong (delinquencies and defaults are still low by historical standards), but they are watching for any signs of stress. For now, “resilient” is the word of the day – U.S. households are still spending, and wage growth has helped offset higher prices [46].
Beyond the macro picture, Visa is actively investing in technology and partnerships to drive the next leg of growth. In recent weeks, the company rolled out two headline-grabbing initiatives: one in crypto payments and another in AI-driven commerce. In mid-October, Visa launched a pilot program allowing banks and businesses to settle cross-border payments using USD-backed stablecoins instead of pre-funded cash accounts [47]. Essentially, a bank can leverage the crypto token USDC (a regulated stablecoin pegged to the U.S. dollar) to instantly transfer funds on Visa’s network, rather than the slower traditional method of holding reserves in destination countries. Visa’s Head of Commercial Money Movement, Mark Nelsen, said the new U.S. stablecoin law (often dubbed the “Genius Act”) provided the “regulatory clarity” needed to proceed with this blockchain-based trial [48]. This move positions Visa at the forefront of integrating digital currencies into mainstream payments – a space being watched closely as stablecoins and even central bank digital currencies evolve.
At nearly the same time, Visa introduced its “Trusted Agent Protocol”, an AI-powered security framework for online commerce [49]. The rise of generative AI has led to shopping bots – software agents that can automate online purchases or price comparisons. Visa’s new protocol helps merchants verify that an AI-driven “customer” bot is legitimate (not a fraudster), ensuring that automated transactions remain secure [50]. According to Visa’s Chief Product Officer Jack Forestell, as AI shopping agents become more common, it’s critical for payment networks and merchants to establish trust and standards for those interactions [51] [52]. By proactively creating tools for the AI-commerce era, Visa aims to stay ahead of tech trends that could reshape spending habits.
Visa is also extending its reach via partnerships. Recently it inked a global deal with travel tech platform HotelRunner to embed Visa’s payment services into more hotel and travel bookings [53]. And the company continues to collaborate with fintech firms and banks to widen acceptance of Visa Direct (its instant payments service) and other products. All these efforts signal that Visa is not resting on its core credit/debit card franchise – it’s pushing into real-time bank transfers, crypto settlements, and AI-enhanced payments. As one analyst observed, “Visa is aggressively investing in new payment technologies,” which is fueling optimism for its future growth [54].
Competitive Landscape: How Visa Stacks Up vs. Mastercard, AmEx, and Fintech Rivals
Visa’s dominance in payments doesn’t exist in a vacuum – it’s useful to compare how its peers are faring. Mastercard (MA), Visa’s closest competitor, has likewise been riding the digital payments boom. Mastercard shares are up strongly in 2025 and recently hovered near all-time highs (around $570, just below their record ~$600) [55] [56]. Investors have rewarded Mastercard for robust results and innovation similar to Visa’s. In its latest reported quarter (Q2 2025), Mastercard’s revenue jumped 17% year-on-year to $8.13 billion, with EPS of $4.15 beating forecasts [57]. Analysts at William Blair dubbed Mastercard “the most attractive legacy fintech” given its growth trajectory [58]. Mastercard has been very active in areas like open banking, real-time payments, and even crypto – it recently announced support for multiple stablecoins (USD₋based) on its network, partnering with fintechs like Paxos, Circle, and PayPal to enable digital asset payments for merchants [59] [60]. This mirrors Visa’s own crypto pilot, highlighting that both giants are racing to incorporate emerging payment methods. From a valuation standpoint, Mastercard trades at an even higher earnings multiple than Visa (~38× vs ~33× [61]), reflecting slightly faster growth and perhaps a smaller float of shares. Both companies, however, are treated as premier franchises in fintech with secular growth, which is why they command premium valuations compared to most stocks.
American Express (AXP) provides an interesting contrast. While much smaller by market cap, AmEx targets affluent consumers and business travelers with its card and lending products. It reported earnings on October 20, 2025, showing that high-end spending remains hot: AmEx’s Q3 revenue climbed 11% and profit rose even more (+19% EPS) on strong travel and entertainment spending by cardholders [62]. That report sent AXP stock higher in late October, and it’s trading around $350 – similar to Visa’s price, though AmEx’s P/E is lower (~15–16× forward) due to its different business model (more lending risk, slower long-term growth). The takeaway is that consumer spending on cards is strong across the board, from mass-market (Visa/Mastercard) to premium (AmEx). But Visa and Mastercard, being networks rather than issuers, enjoy more diversified revenue streams and fewer credit losses, which many investors prefer in uncertain economic times.
On the fintech front, some newer digital payment players have faced challenges, but are still part of the competitive landscape. PayPal (PYPL), once seen as a major disruptor, saw its stock tumble earlier in the year amid growth concerns. However, PayPal’s Q3 2025 earnings (also reported on Oct. 28) delivered a positive surprise and a reminder of its resilience. PayPal’s revenue grew 7% to $8.4 billion and it beat profit estimates, prompting the company to raise its full-year guidance [63]. Impressively, PayPal also declared its first-ever dividend and unveiled new partnerships in artificial intelligence – including an integration to enable payments via OpenAI’s ChatGPT platform [64]. These moves sent PayPal shares soaring 6.3% in one day [65]. Even after that pop, PayPal trades in the mid-$70s per share, far below its peak, and at a relatively cheap valuation (~14× earnings [66]). For Visa, the lesson is twofold: fintech competition remains fierce, but the rising tide of digital payments can lift established players and upstarts alike. Visa’s enormous scale (handling over $14 trillion in payment volume annually) and global acceptance network give it a moat, yet the company clearly isn’t complacent – hence its forays into areas like peer-to-peer payments, crypto, and other services that overlap with fintech firms.
It’s also worth noting that regulatory pressures apply across the industry. Both Visa and Mastercard have been under scrutiny from governments concerned about anti-competitive practices. In mid-October, the U.S. Department of Justice escalated an antitrust lawsuit alleging Visa has “suppressed competition” in the debit card market [67]. Visa vehemently denies wrongdoing and calls the claims meritless, but a federal judge recently allowed the case to proceed [68]. That news contributed to a brief 3% slide in Visa’s stock around October 16 [69]. Likewise, Visa (along with Mastercard) agreed to a $199.5 million class-action settlement with merchants over certain fee practices, to put a long-running legal battle to rest [70]. While these legal issues have not materially dented Visa’s financial performance so far, they are a reminder that as dominant networks, Visa and Mastercard must navigate regulatory headwinds. Analysts mostly downplay these issues as overhangs rather than thesis-changing risks – for instance, the DOJ case could drag on for years and possibly end in a settlement, with Visa continuing business as usual in the meantime [71]. Still, investors are keeping an eye on Washington and Brussels, as any moves to cap interchange fees or introduce new payment network rules could affect the industry’s economics.
Macroeconomic Factors and Industry Trends
Beyond company-specific news, broader economic and industry trends are influencing Visa’s stock. Inflation in the U.S. has been gradually cooling from the multi-decade highs seen in 2022–2023, and though prices remain elevated, the slowdown has raised hopes that the Federal Reserve will ease monetary policy. In fact, as noted, traders overwhelmingly expect the Fed to cut interest rates by 0.25% at its meeting this week (coinciding with Halloween) [72] – which would be the first rate reduction after a long series of hikes. Lower rates generally reduce borrowing costs and can encourage consumers to spend more on credit, potentially boosting transaction volumes for Visa. Additionally, rate cuts tend to support the stock market by making equities relatively more attractive than bonds. Indeed, U.S. stocks have been rallying to fresh record highs this month on anticipation of Fed easing and a soft landing for the economy [73]. The S&P 500 is up roughly 15% year-to-date, and the tech-heavy Nasdaq has jumped over 40% [74], reflecting strong risk appetite as investors look past recession fears. Visa’s stock often tracks broader market sentiment – when markets are in “risk-on” mode and economic growth looks solid, Visa tends to climb, whereas any signs of consumer retrenchment or credit stress could weigh on it.
Another macro factor is consumer confidence and spending behavior. The latest data showed the U.S. Conference Board consumer confidence index dipping slightly in October [75], but not in a way that indicates a sharp drop in spending. Unemployment remains low, and households have accumulated savings (though less than during the pandemic peak) which they are still spending on travel, dining, and retail. Visa directly benefits from this continued pent-up demand for services, especially travel: cross-border payment volumes (like Americans spending on European vacations, or international visitors in the U.S.) have been a bright spot, growing faster than domestic volumes as travel rebounds to pre-pandemic levels. If the holiday shopping season ahead (Nov-Dec 2025) turns out strong, that could further boost Visa’s results in the upcoming quarter.
In the payments industry, two big trendlines are the rise of real-time bank payments and digital wallets. In the U.S., the Federal Reserve’s new instant payments system FedNow came online in 2023, and by early 2025 it had already processed over 1.3 million transactions in a single quarter (Q1 2025), a 43% jump from the previous quarter [76]. This shows growing adoption of instant bank-to-bank transfers, which some see as a long-term competitor to card networks for certain payments. Likewise, mobile wallets (like Apple Pay, Google Pay, PayPal, etc.) continue to gain popularity for both in-person and online transactions. Industry forecasts predict that digital wallet usage could overtake traditional card usage in many markets in the coming years [77]. How is Visa responding? Rather than viewing digital wallets as pure competitors, Visa often partners with them – Visa cards can be loaded into Apple Pay or PayPal, for instance, ensuring Visa still handles the underlying transaction. The company’s focus on tokenization and network security is meant to keep Visa’s rails indispensable regardless of front-end interface. Additionally, Visa’s push into areas like Visa Direct (for sending money instantly via card credentials) and its investments in fintech startups are aimed at capturing payment flows that don’t use cards in the classic sense. In short, the payments ecosystem is evolving rapidly, with new technologies like blockchain, AI, and real-time transfers all playing a role. Visa’s strategy has been to invest and adapt so that it remains at the center of digital commerce, however it occurs.
Outlook: Can Visa Keep Up the Momentum?
Looking ahead, Visa faces a mix of promising opportunities and watchful risks. Analysts generally expect the company to continue its steady growth into 2026. Mid-single-digit to low-double-digit percentage revenue increases seem attainable if consumer spending stays solid. The upcoming year could also bring tailwinds from monetary policy – if the Fed indeed starts cutting rates, it may elongate the economic expansion and boost discretionary spending on Visa’s network [78]. Many economists predict at least two quarter-point rate cuts by early 2026 [79], which would ease pressure on credit card APRs and possibly encourage more big-ticket purchases on credit.
On the corporate front, Visa’s expansion into new payment flows (like B2B payments, open banking, and fintech partnerships) will be areas to watch. The company’s ability to execute on its crypto and AI initiatives will be tested in the real world – e.g. will the stablecoin pilot meaningfully reduce cross-border friction for businesses? Will merchants adopt the AI “trusted agent” protocol widely? Success in these endeavors could open up new revenue streams or at least protect Visa’s dominance as the industry changes. Visa’s management has proven adept over decades at navigating changes in how people pay, from the rise of e-commerce in the 2000s to mobile payments in the 2010s. The digital payments pie is still growing, and Visa is positioning to ensure it continues to get a sizable slice.
Investor sentiment so far remains positive. Institutional investors, who own the bulk of Visa’s stock, have shown confidence by adding to holdings [80], and retail investors often view Visa as a reliable blue-chip growth stock – a core holding for long-term portfolios. That said, Visa’s stock is near historic highs, and any stumble (such as an unexpected drop in spending volumes, a large cyberattack, or adverse regulatory action) could spark a pullback. In the near term, one focal point will be Visa’s upcoming investor call and any commentary on the holiday spending outlook or an update to its financial outlook for fiscal 2026. Additionally, the company’s full-year 2025 report revealed an 11% revenue increase for the year and strong profit growth [81]. Investors will look for confirmation that such growth can be sustained or improved upon.
For now, the consensus is that Visa is a “safe and resilient growth play”, as one investment research note recently put it [82] [83]. The combination of a ubiquitous product (payment access), high profit margins, technological innovation, and global economic exposure makes Visa a unique franchise. As long as people keep spending – and shifting their spending to digital payments – Visa stands to benefit. With the stock now hovering in the mid-$300s and analysts eyeing the $400 mark within the next year or two, the outlook appears bright. Of course, prudent investors will monitor those aforementioned risks (from competition to regulation). But at this juncture, Visa’s narrative is one of steady strength: solid earnings, a shareholder-friendly dividend hike, forward-thinking fintech investments, and broad optimism from the analyst community. If the economy stays on track and Visa executes well, many believe the company can continue charging ahead on its long-term growth trajectory, rewarding investors in the process.
Sources: Visa earnings release and analyst estimates [84] [85]; ts² TechStock financial news analysis [86] [87] [88]; Reuters and AP reports on Visa and peer earnings [89] [90]; TipRanks and ChartMill data on Visa’s results and forecasts [91] [92]; Nasdaq/RTT News on PayPal’s earnings [93] [94]; industry and market context from TechStock² live markets coverage [95] [96].
References
1. www.timesunion.com, 2. www.tipranks.com, 3. www.chartmill.com, 4. www.chartmill.com, 5. www.chartmill.com, 6. ts2.tech, 7. ts2.tech, 8. ts2.tech, 9. ts2.tech, 10. ts2.tech, 11. ts2.tech, 12. ts2.tech, 13. ts2.tech, 14. ts2.tech, 15. www.nasdaq.com, 16. www.nasdaq.com, 17. www.timesunion.com, 18. www.timesunion.com, 19. www.tipranks.com, 20. www.chartmill.com, 21. www.chartmill.com, 22. ts2.tech, 23. ts2.tech, 24. ts2.tech, 25. www.tipranks.com, 26. www.tipranks.com, 27. ts2.tech, 28. ts2.tech, 29. ts2.tech, 30. www.tipranks.com, 31. www.tipranks.com, 32. ts2.tech, 33. ts2.tech, 34. ts2.tech, 35. ts2.tech, 36. ts2.tech, 37. ts2.tech, 38. ts2.tech, 39. ts2.tech, 40. ts2.tech, 41. ts2.tech, 42. www.chartmill.com, 43. www.chartmill.com, 44. ts2.tech, 45. ts2.tech, 46. ts2.tech, 47. ts2.tech, 48. ts2.tech, 49. ts2.tech, 50. ts2.tech, 51. ts2.tech, 52. ts2.tech, 53. ts2.tech, 54. ts2.tech, 55. ts2.tech, 56. ts2.tech, 57. ts2.tech, 58. ts2.tech, 59. ts2.tech, 60. ts2.tech, 61. ts2.tech, 62. ts2.tech, 63. www.nasdaq.com, 64. www.nasdaq.com, 65. www.nasdaq.com, 66. ts2.tech, 67. ts2.tech, 68. ts2.tech, 69. ts2.tech, 70. ts2.tech, 71. ts2.tech, 72. ts2.tech, 73. ts2.tech, 74. ts2.tech, 75. ts2.tech, 76. ts2.tech, 77. ts2.tech, 78. ts2.tech, 79. ts2.tech, 80. ts2.tech, 81. www.tipranks.com, 82. finance.yahoo.com, 83. ts2.tech, 84. www.timesunion.com, 85. www.chartmill.com, 86. ts2.tech, 87. ts2.tech, 88. ts2.tech, 89. ts2.tech, 90. ts2.tech, 91. www.tipranks.com, 92. www.chartmill.com, 93. www.nasdaq.com, 94. www.nasdaq.com, 95. ts2.tech, 96. ts2.tech