At a glance (Nov. 10, 2025)
- SOFI shares were trading around the high‑$20s this afternoon, up intraday with heavy volume.
- New 13F headlines today: Mitsubishi UFJ Asset Management boosted its Q2 stake in SoFi, while Grange Capital trimmed its position—both disclosed in aggregator write‑ups posted today. [1]
- Catalyst tomorrow (Nov. 11): SoFi appears on the agenda at KBW’s Fintech Payments Conference (webcast listed on IR). [2]
- Backdrop: Two weeks ago, SoFi posted record Q3 results and raised full‑year 2025 guidance, citing momentum across lending, financial services, and its technology platform. [3]
SOFI stock price today (real‑time snapshot)
As of 15:49 UTC on Monday, Nov. 10, 2025, SoFi Technologies (NASDAQ: SOFI) was changing hands near $29–30, after opening at $29.06 and trading between $28.83 and $30.13 intraday on more than 33 million shares.
TipRanks flagged elevated volatility and brisk options activity around SOFI today, noting a recent pullback after a strong rally and heavy call volume—context for the choppy tape. [4]
Fresh items dated November 10, 2025
1) Institutional flows: Mitsubishi UFJ adds; Grange trims
- Mitsubishi UFJ Asset Management Co. Ltd. increased its Q2 2025 holdings in SoFi by 12.5% to ~4.88 million shares, per a MarketBeat alert posted today that summarizes the firm’s latest 13F. (Reminder: 13F data is lagged and reflects positions as of the filing period, not necessarily today’s holdings.) [5]
- Grange Capital LLC reduced its SoFi stake by ~29.7% in Q2 to about 59,068 shares, according to a separate MarketBeat post today. [6]
Why it matters: Rapid price moves often coincide with headline “position change” items. But because 13F reports are backward‑looking, investors should treat them as context, not real‑time signals.
Near‑term catalyst: KBW Fintech Payments Conference (Nov. 11)
SoFi is listed to present at 1:55 p.m. ET on Tuesday, Nov. 11, 2025, with a live webcast link available on the company’s Investor Relations site. Expect commentary on growth drivers, funding mix, and technology initiatives. [7]
The fundamental backdrop after Q3 2025
On Oct. 28, SoFi delivered another “beat and raise” quarter:
- GAAP net revenue:$961.6M (+38% YoY)
- GAAP net income:$139.4M (eighth straight GAAP‑profitable quarter)
- Diluted EPS:$0.11 (vs. $0.05 year‑ago)
- Members:12.6M (+35% YoY); Products:18.6M (+36% YoY)
- Fee‑based revenue:$408.7M (+50% YoY)
- Raised FY25 guidance: Adjusted net revenue ~$3.54B, adjusted EBITDA ~$1.035B, and adjusted EPS ~$0.37. [8]
Read‑through: Management continues to emphasize the pivot beyond balance‑sheet lending—namely, growth from Financial Services and the Technology Platform (Galileo), which are expanding faster than lending on a percentage basis. [9]
Product & platform updates investors are watching
- Options trading expansion: In early October, SoFi launched Options Level 1 (covered calls & cash‑secured puts) with no commissions and no contract/exercise/assignment fees, plus in‑app education—part of a push to deepen engagement in SoFi Invest. [10]
- Blockchain & remittances: SoFi is partnering with Lightspark to roll out a blockchain‑enabled international money transfer service that converts USD to Bitcoin for cross‑border routing, then back to local currency—launching first in Mexico later in 2025. [11]
- Galileo on AWS: Galileo (SoFi’s tech platform) joined the AWS Partner Network to make its payments stack available via AWS, a distribution play that could widen reach with enterprises and fintechs. [12]
- Financial empowerment push: On Nov. 5, SoFi named Vivian Tu (“Your Rich BFF”) as its first Chief of Financial Empowerment, tying the brand to scaled financial‑literacy content and a 2026 “Generational Wealth Fund” initiative. [13]
Positioning & sentiment snapshot
- Short interest: As of the Oct. 15 settlement date, short interest stood near 100.3M shares (~8.7% of float), down from late September—helpful context for recent squeezes and swings. [14]
- Street targets: MarketBeat’s running tally shows a $25.06 average 12‑month target (range $12–$38) across ~23 analysts—below the current print after SOFI’s 2025 rally. (Methodologies vary; always check the timestamp on each note.) [15]
What could move SOFI next
- Conference commentary (Nov. 11): Any color on deposit costs, loan sale/securitization cadence, cross‑buy, or fee‑revenue mix could sway estimates. [16]
- Product ramps: Adoption of Options Level 1, rollout timing for blockchain remittances, and Galileo wins via AWS are medium‑term growth levers. [17]
- Macro & funding: Shifts in rates and credit performance (spreads, charge‑offs) feed directly into margin and capital efficiency. Recent guidance implies confidence despite macro noise. [18]
Editorial notes & methodology
- This roundup focuses on items published today (Nov. 10, 2025) and essential context from the past two weeks. Holdings articles cited above originate from 13F disclosures and therefore reflect prior‑period positions as reported; they’re not intraday changes. [19]
- Real‑time price/volume data and the chart are sourced from market data at 15:49 UTC.
Disclosure: This article is for informational purposes only and is not investment advice.
References
1. www.marketbeat.com, 2. investors.sofi.com, 3. investors.sofi.com, 4. www.tipranks.com, 5. www.marketbeat.com, 6. www.marketbeat.com, 7. investors.sofi.com, 8. investors.sofi.com, 9. investors.sofi.com, 10. investors.sofi.com, 11. investors.sofi.com, 12. www.businesswire.com, 13. investors.sofi.com, 14. www.marketbeat.com, 15. www.marketbeat.com, 16. investors.sofi.com, 17. investors.sofi.com, 18. investors.sofi.com, 19. www.marketbeat.com
