RKT Stock Today (Nov. 18, 2025): Rocket Companies Trades Higher as Housing, Spending and Insider-News Collide

Rocket Companies Inc. (NYSE: RKT) is back in the spotlight today as investors digest a fresh batch of U.S. housing-market data from Redfin, new consumer-spending survey results from Rocket Mortgage and Redfin, and headlines about insider selling by a key director — all against the backdrop of a still‑elevated mortgage‑rate environment.

As of around 12:30 p.m. Eastern on Tuesday, November 18, 2025, RKT stock is trading near $16.71, up roughly 1.8% from Monday’s close of $16.42, on intraday volume of just over 10 million shares. ^[1]

That puts Rocket’s share price comfortably above its 52‑week low of $10.06 set in January and below its recent high of $22.56 reached in September. ^[2] Over the last 12 months, the stock is up about 24%, but with a beta above 2, trading remains volatile. ^[3]

RKT stock price today: trading snapshot

Last price (intraday): $16.71
Previous close (Nov. 17): $16.42
Intraday range (so far): $16.25 – $16.80
Intraday volume: ~10.3 million shares as of early afternoon
52‑week range: $10.06 – $22.56 ^[4]

An Associated Press roundup of the most active U.S. stocks this morning listed Rocket Companies with volume of about 2.45 million shares at $16.70, highlighting ongoing interest from traders even before the mid‑day rally. ^[5]

Despite today’s bounce, Rocket is still working to rebuild confidence after several sharply red sessions last week; historical data show the stock fell more than 3% on November 17 and over 4% on November 13. ^[6]

1. Insider sale: director trims stake under 10b5‑1 plan

The most RKT‑specific headline on November 18 comes from insider‑trading disclosures.

What happened

Director Matthew Rizik sold 2,500 shares of Rocket Companies on Thursday, November 13 at an average price of $17.47, for proceeds of $43,675, according to InsiderTrades.com. ^[7]
A related Form 4 filing with the SEC shows that Rizik sold 2,500 shares on Nov. 13 and another 2,500 shares on Nov. 14 at weighted average prices of $17.47 and $17.17, for a total of 5,000 shares sold. ^[8]

Crucially, the Form 4 notes that the transactions were executed under a pre‑arranged Rule 10b5‑1 trading plan adopted on August 11, 2025, meaning the sales were scheduled in advance rather than timed opportunistically around new information. ^[9]

How big is the sale?

Even after the transactions, Rizik still owns approximately:

1,023,184 shares of Class A common stock
3,186,005 shares of Class L‑1 common stock
3,186,005 shares of Class L‑2 common stock ^[10]

The InsiderTrades report estimates the 2,500‑share sale disclosed today reduced his Class A stake by only about 0.24%, underscoring that this is a small trim rather than an exit. ^[11]

Why investors care

Insider selling always draws attention, especially in a stock that already trades at a premium valuation. Based on recent data, Rocket’s trailing price‑to‑earnings ratio is above 200x, far higher than the broader financial sector, while its quick ratio is an unusually high ~19.7, reflecting the balance-sheet structure typical of large mortgage platforms. ^[12]

Given the modest size and 10b5‑1 nature of the sale, many investors are viewing this more as routine diversification than a red flag — but it does add a slightly cautious tone to today’s otherwise constructive news flow.

2. Fresh housing‑market data from Redfin (now owned by Rocket)

Because Rocket now owns Redfin — a $1.75 billion deal that closed on July 1, 2025 — Redfin’s housing reports have become even more relevant for RKT shareholders. ^[13] Today, investors got several new data points.

2.1 U.S. home prices: modest growth, fewer metro declines

A new Redfin report released this morning shows:

U.S. home prices rose 0.3% month over month in October (seasonally adjusted).
Prices were up 2.9% year over year, a slight deceleration from September’s 3.1% growth. ^[14]
Only 14 of the 50 largest U.S. metros saw month‑over‑month price declines — down from 20 metros in September and 30 in August, suggesting fewer pockets of weakness. ^[15]

Redfin’s data peg the biggest year‑over‑year price gains in markets like Cleveland, Chicago and Milwaukee, while Tampa, Austin and Dallas show the steepest declines. ^[16]

For Rocket, which originates and services mortgages nationwide, a steady but unspectacular home‑price trend can be a mixed bag: it supports collateral values but doesn’t yet signal the kind of roaring housing cycle that would turbocharge origination volumes.

2.2 “Stuck” housing market: flat sales, slower pace

A companion Redfin report, also flagged under RKT on stock‑news aggregators, characterizes the housing market as “stuck”:

U.S. pending home sales, closed sales and new listings were all roughly flat vs. a month and a year earlier in October.
The median sale price was $440,523, up 1.4% year over year.
The typical home sold for 1.5% below its final list price, the biggest October discount since 2019.
Median days on market rose to 51, seven days longer than a year ago. ^[17]

Redfin estimates there are roughly 500,000 more home sellers than buyers currently active, tilting power somewhat toward buyers. ^[18]

For Rocket, this points to a market where transactions are happening, but slowly. More inventory and longer selling times can support business for both Rocket Mortgage and Redfin’s brokerage arm, but affordability concerns still limit the pool of willing buyers.

2.3 Ultra‑luxury sales still booming

Another Redfin press release spotlights October’s most expensive U.S. home sales, including a $59 million oceanfront estate in Delray Beach, Florida and a $57.3 million Montecito compound formerly owned by Maroon 5 frontman Adam Levine and Behati Prinsloo. ^[19]

California and Florida dominated the top‑10 list, with all of the featured homes selling for more than $30 million. ^[20]

This ultra‑luxury segment is a small slice of Rocket’s overall opportunity, but it underscores a key theme for investors: high‑end demand remains strong, even as mid‑market buyers are more rate‑sensitive and price‑constrained.

3. Consumer holiday‑spending survey: caution sets in

Holiday spending may seem far removed from mortgages, but Rocket is leaning into broader consumer‑finance insights via Rocket Mortgage and Redfin.

A nationwide survey conducted by Ipsos for Rocket Mortgage and Redfin found that:

28% of Americans are spending less on holiday decorations this year than last.
26% are cutting back on gift spending, citing economic and financial uncertainty. ^[21]

A separate retail‑industry article today highlighted this same survey as evidence that consumer economic concerns are weighing on 2025 holiday spending, noting that shoppers are increasingly cautious as the season ramps up. ^[22]

For RKT investors, the takeaway is sobering but important:

Consumers pulling back on discretionary outlays may also be slower to make big‑ticket decisions like buying a home or moving, especially when mortgage rates are still well above pre‑pandemic lows.
At the same time, Rocket’s multi‑brand ecosystem (Rocket Mortgage, Redfin, Mr. Cooper, Rocket Money) is designed to keep the company in front of consumers across credit cycles, not just in boom times. ^[23]

4. Mortgage‑rate backdrop: still high, but off the peaks

Mortgage rates remain one of the most important drivers for RKT stock.

Rocket’s own rate sheet

On Rocket Mortgage’s 30‑year mortgage‑rate page today, the lender is advertising: ^[24]

30‑year fixed:
- Rate: 6.50%
- APR: 6.791%
30‑year FHA:
- Rate: 5.99%
- APR: 6.818%
30‑year VA:
- Rate: 5.99%
- APR: 6.384%
30‑year jumbo fixed:
- Rate: 5.75%
- APR: 5.933%

These quotes are listed as current as of 4:54 p.m. UTC on November 18, 2025 (late morning to midday in the U.S.). ^[25]

Nationally, independent trackers like Forbes report that today’s 30‑year mortgage rate has climbed to a one‑month high, reinforcing the idea that while rates are down from 2022–23 peaks, they’re still far from “cheap money” territory. ^[26]

High‑single‑digit or high‑5s mortgage rates keep refinance demand muted and force many first‑time buyers to stretch, which helps explain the “stuck” dynamics in Redfin’s October housing data.

5. Rocket among “fintech stocks worth watching”

Adding to today’s narrative, MarketBeat updated a feature titled “Fintech Stocks Worth Watching – November 14th” on November 18, highlighting Rocket Companies (RKT) as one of seven fintech names flagged by its screener. ^[27]

In that piece, MarketBeat notes:

Rocket is a fintech holding company spanning mortgage lending, title and settlement, real‑estate services via Rocket Homes and Redfin, and personal loans via Rocket Loans.
The article groups Rocket with other high‑growth but higher‑volatility fintech plays and reminds readers that sector names tend to be sensitive to regulatory, execution and valuation risks. ^[28]

For RKT, simply being on “stocks to watch” lists doesn’t change the fundamentals, but it can help sustain trading interest and liquidity, which we see reflected in today’s active tape.

6. Fundamentals in the background: Q3 earnings and mega‑acquisitions

While today’s catalysts are mostly macro and sentiment‑driven, investors are still reacting to Rocket’s Q3 2025 results and its recent acquisition spree.

Q3 2025 results

On October 30, 2025, Rocket reported: ^[29]

Total revenue, net: $1.61 billion
Adjusted revenue: $1.78 billion, above the high end of guidance
GAAP net loss: $124 million
Adjusted net income: $158 million
Adjusted EBITDA: $349 million
Net mortgage rate lock volume: $35.8 billion (up 20% year over year)
Closed loan volume: $32.4 billion (up 14% year over year)

Coverage from housing‑industry outlets emphasized that adjusted results beat expectations, even as GAAP results remained pressured by integration and interest‑rate dynamics. ^[30]

Redfin and Mr. Cooper deals

Rocket has also transformed its profile in 2025:

Redfin acquisition: Closed July 1, 2025, in a roughly $1.75 billion deal. The combination brings together the country’s most‑visited brokerage site with Rocket Mortgage’s lending machine, aiming to create an “integrated homeownership platform” from search to close. ^[31]
Mr. Cooper acquisition: On October 1, 2025, Rocket closed its $14.2 billion purchase of Mr. Cooper Group, uniting America’s largest mortgage originator with its largest servicer in what the company calls “the largest independent mortgage deal in history.” ^[32]

Post‑deal, Rocket and Mr. Cooper together service about $2.1 trillion of mortgages across nearly 10 million clients, representing roughly one in every six U.S. mortgages. ^[33]

For RKT shareholders, this scale brings huge opportunity in cross‑selling and recapture — but also meaningful integration risk that analysts are still working into their models.

7. Analyst sentiment and price targets

Wall Street’s view on RKT is cautiously constructive but far from unanimous.

Across multiple aggregators, analysts’ 12‑month average price target clusters in the high‑teens, around $18–20 per share, implying mid‑single‑digit to mid‑teens upside from today’s ~$16.7. ^[34]
Consensus rating: generally “Hold”, with a mix of Buy and Hold opinions and relatively few outright Sell calls. ^[35]
Oppenheimer recently initiated or updated coverage with an Outperform recommendation and a $25 price target, at the high end of the current range. ^[36]

As of early November, Nasdaq data indicated an average one‑year price target near $19.8, with individual forecasts spanning roughly $15–26 per share — a wide band that reflects uncertainty around rates, housing demand and large‑scale integration. ^[37]

Technical‑focused outlets have also highlighted Rocket’s improving relative strength. An Investor’s Business Daily note last week flagged RKT’s RS Rating rising above 80 and pointed out that the stock recently broke out above a $15.06 cup‑with‑handle buy point, though it’s now considered extended for traditional breakout entries. ^[38]

8. What today’s news means for RKT stock

Putting the pieces together, here’s how today’s November 18 headlines feed into the Rocket narrative:

Insider selling looks modest, not panic‑driven.
The 5,000‑share sale by director Matthew Rizik, executed under a pre‑set 10b5‑1 plan and representing a tiny slice of his holdings, is unlikely to change the long‑term thesis by itself. ^[39]
Housing is stabilizing, not booming.
Redfin’s data depict a market that’s neither crashing nor roaring: prices are inching higher, discounts are widening a bit, and days on market are increasing. That environment suits a giant, diversified platform like Rocket, but it doesn’t guarantee explosive near‑term growth. ^[40]
Consumers are cautious but still spending on housing where it counts.
Survey data show Americans trimming holiday budgets, yet ultra‑luxury home sales remain strong and overall home values continue to rise modestly. That combination suggests a two‑speed consumer: stretched in everyday spending but still active at the top end — a pattern Rocket and Redfin can potentially exploit. ^[41]
Rates remain the swing factor.
With 30‑year fixed mortgage rates around 6.5% at Rocket and national averages near recent highs, affordability remains the central headwind. A material move lower in rates would likely be the single biggest catalyst for RKT. ^[42]
Scale story is intact — and getting bigger.
The integration of Redfin and Mr. Cooper still offers substantial potential in cross‑selling, servicing economics and data‑driven recapture, as reflected in Q3’s improved adjusted revenue and earnings. But those synergies will take time and flawless execution to fully realize. ^[43]

For now, RKT stock is trading like exactly what it is: a leveraged bet on U.S. housing, mortgage rates and Rocket’s ability to integrate two massive acquisitions while defending (and monetizing) its data‑rich platform.

Final note

This article is for information and news purposes only and does not constitute financial advice, investment recommendation or a solicitation to buy or sell any security. If you’re considering an investment in RKT or any other stock, consider your own financial situation, risk tolerance and, if possible, speak with a qualified financial adviser.

Rocket Companies Stock (RKT) Analysis: Business Model, Financials, & Outlook