Mumbai, 27 November 2025 – Bajaj Finance Limited (NSE: BAJFINANCE, BSE: 500034) was back in the limelight on Thursday as the stock climbed sharply in a buoyant market, helping the Nifty 50 hit a fresh record high.
Key highlights for Bajaj Finance on 27 November 2025
- Bajaj Finance share price today traded around ₹1,035–₹1,040 in afternoon trade, up roughly 2–3% versus the previous close, after opening near ₹1,016. [1]
- The stock tested an intraday high above ₹1,040, with the day’s range roughly ₹1,010–₹1,045, indicating strong intraday buying interest. [2]
- Bajaj Finance was among the strongest Nifty 50 gainers as the index hit a record 26,310.45, driven by financials, IT and infrastructure stocks. [3]
- Derivatives data show heavy options activity around the ₹1,000 and ₹1,040 strikes, suggesting these levels are key for near‑term traders. [4]
- Fundamentally, Bajaj Finance recently reported over 20% year‑on‑year growth in Q2 FY26 profit and AUM, but trimmed its FY26 AUM growth guidance to 22–23% amid stress in MSME loans. [5]
- Valuations remain rich: most data providers place Bajaj Finance on ~34–35× trailing earnings, above the broader financial sector’s ~29–30× multiple, with the average broker rating at “Hold.” [6]
Bajaj Finance share price today: intraday action and key levels
According to price data from multiple broker and exchange platforms, Bajaj Finance share price today, 27 November 2025, showed a strong upward bias:
- Previous close: around ₹1,010–₹1,012 per share on 26 November. [7]
- Opening price (27 November): about ₹1,015.6. [8]
- Intraday low: roughly ₹1,009–₹1,011. [9]
- Intraday high: in the ₹1,042–₹1,045 zone, translating to a gain of just over 3% at the day’s peak. [10]
Live market trackers from Kotak Securities and Moneycontrol show Bajaj Finance trading near ₹1,037–₹1,040 during the afternoon session, up roughly 2–3% versus the previous close, with the average price for the day around ₹1,028. [11]
The Economic Times liveblog for Bajaj Finance highlighted:
- Last traded price around ₹1,035–₹1,042 in early afternoon trade.
- Volume above 1 crore shares on the NSE, indicating elevated activity versus the recent average.
- A one‑week return of about 0.5–0.7%, a three‑month return above 15%, but negative returns of about 7% over the last month, reflecting a recent pullback followed by today’s rebound. [12]
Over the last 52 weeks, Bajaj Finance has traded roughly between ₹648 and ₹1,102, placing today’s price in the upper half of its one‑year range but still below the 52‑week high. [13]
On market‑cap metrics, depending on the data source, Bajaj Finance’s market capitalisation is hovering around ₹6.3–6.5 lakh crore, firmly placing it among India’s most valuable financial services companies. [14]
Bajaj Finance helps Nifty 50 hit a fresh record high
The broader market backdrop has been highly supportive. The Nifty 50 index surged to a new all‑time high of 26,310.45 on Thursday, powered by strong buying across financials, IT, infrastructure and consumption names. [15]
An ET Markets report named HDFC Bank and Bajaj Finance among the key contributors to this rally, with Bajaj Finance emerging as one of the strongest performers, rising close to 2.9% in the session as per their tally. [16]
Recent market commentary has repeatedly flagged Bajaj Finance as a major mover in the financial services pack:
- A MarketSmith India market recap of the previous session pointed out that financial services, PSU banks and metals led the upmove, with Bajaj Finance, JSW Steel and Adani Ports among the notable gainers in the recent rebound. [17]
Taken together, today’s price action reinforces Bajaj Finance’s status as a high‑beta, index‑heavyweight stock that tends to amplify moves in the broader market—both on the way down and on the way up.
Derivatives watch: heavy interest around ₹1,000 and ₹1,040
The options market around Bajaj Finance has been particularly busy on 27 November, offering clues to how traders are positioning:
- A MarketsMojo report flagged intense put activity at the ₹1,000 strike for the current series. On 27 November, around 985 put contracts were traded at this strike, with open interest at roughly 3,200 contracts, at a time when the underlying stock traded near ₹1,030. [18]
- Because ₹1,000 is slightly out‑of‑the‑money for puts at these prices, this activity could reflect hedging by existing holders or speculative bearish bets anticipating a pullback.
- Upstox’s live option chain shows that, by late morning, the at‑the‑money (ATM) strike had shifted to ₹1,040, with the ₹1,040 call trading around ₹28 and the put near ₹21–22, highlighting active two‑way interest around that level. [19]
- Data compiled by NiftyInvest for the ₹1,000 call (CE) expiring 30 December 2025 show that on 27 November, with Bajaj Finance trading near ₹1,034, this call traded around ₹50 with implied volatility in the high‑teens and a notable decline in open interest, suggesting some profit‑taking or short covering at that strike. [20]
Another MarketsMojo update highlighted “robust call option activity” in Bajaj Finance ahead of the December expiry, reinforcing the view that derivatives traders are actively positioning for further moves in the stock. [21]
What this might mean for investors (with caution):
- The ₹1,000 level appears to be a key psychological and hedging floor, given the build‑up of put open interest.
- The cluster of activity near ₹1,040 (current ATM) suggests traders see this area as an important pivot, with both bullish and cautious positions being built.
- As always, options positioning is not a guarantee of future price direction; it simply reflects where risk is being managed and where traders expect volatility.
Fundamental backdrop: strong Q2 FY26 growth, but guidance trimmed
Today’s move in Bajaj Finance comes shortly after the company’s Q2 FY26 (quarter ended 30 September 2025) results and guidance update.
According to company disclosures summarised by Moneycontrol and Reuters: [22]
- Consolidated net profit for Q2 FY26 was around ₹4,900–₹4,950 crore, up roughly 22–23% year‑on‑year.
- Revenue stood near ₹20,178 crore, growing about 18% year‑on‑year.
- Asset under management (AUM) grew around 24% year‑on‑year, underlining the lender’s continued scale‑up in consumer and SME credit.
- Net interest income (NII) rose about 22% to roughly ₹107.8 billion, supported by strong loan growth. [23]
- On the risk side, the gross non‑performing asset (GNPA) ratio ticked up to around 1.24% from 1.03% in the previous quarter, with elevated credit costs in the MSME and captive two‑/three‑wheeler portfolios. [24]
Crucially, Bajaj Finance trimmed its FY26 AUM growth guidance:
- Management now expects 22–23% AUM growth in FY26, versus an earlier target of 24–25%, citing stress in MSME loans and rising competition in mortgages.
- The company has cut unsecured MSME loan volumes by about 25% and now expects MSME AUM to grow only 10–12%, versus around 18% year‑on‑year growth previously. [25]
This combination of solid headline growth and more cautious guidance helps explain why Bajaj Finance has seen short‑term volatility: markets are trying to balance its still‑high growth profile with a more conservative stance on risk.
On a full‑year basis, LiveMint data show Bajaj Finance reporting net profit of about ₹16,638 crore for 2025, reinforcing its position as one of India’s most profitable NBFCs. [26]
How Bajaj Finance stock has been performing over time
Beyond today’s bounce, Bajaj Finance remains a classic high‑growth, high‑volatility stock.
From the ET liveblog and broker analytics: [27]
- 1‑week return: around +0.5–0.7%, modestly positive.
- 1‑month return: about –7%, reflecting a correction after earlier gains.
- 3‑month return: roughly +15%, indicating a strong rebound over the quarter.
- 6‑month return: around +12%.
- 1‑year performance: estimates vary by data provider, but the stock has delivered strong double‑digit returns (roughly mid‑20s %) over the past year. [28]
- 3‑year return: above 50%, and 5‑year return more than 100%, underscoring the long‑term wealth creation story despite drawdowns. [29]
In other words, Bajaj Finance continues to behave like a “growth compounder” with periodic sharp corrections—something long‑time investors in the stock will recognise.
Valuation snapshot and analyst sentiment
Valuation remains central to the Bajaj Finance debate.
Based on LiveMint, Economic Times and Screener data: [30]
- Trailing 12‑month P/E: around 34–35×, depending on the data source.
- Sector P/E (financials / NBFCs): roughly 29–30×, meaning Bajaj Finance trades at a premium to the sector. [31]
- Price‑to‑book (P/B): around 6.5–7×, again at the richer end of the NBFC spectrum. [32]
- Dividend yield: about 0.4–0.5%, low because the company primarily reinvests profits to fund growth. [33]
- Debt‑to‑equity (D/E): near 3.2×, consistent with a large retail lender but something investors monitor closely alongside asset quality. [34]
On Street sentiment, LiveMint’s broker survey shows an average rating of “Hold”, with a notably mixed spread:
- 5 analysts rate Bajaj Finance as “Strong Buy”
- 9 give a “Buy” rating
- 13 say “Hold”
- 5 rate it “Sell”
- 1 has a “Strong Sell” view. [35]
That distribution underscores that opinions are sharply divided: some still see Bajaj Finance as a structural compounder, while others worry about valuation, asset‑quality risks and moderated growth guidance.
Interestingly, one independent fundamental site pegs Bajaj Finance’s “intrinsic value” at about ₹1,035 per share, very close to where the stock is trading today—though this is just one model among many and should not be treated as definitive. [36]
What should Bajaj Finance investors watch next?
For investors and traders tracking Bajaj Finance share price today and beyond, key factors to monitor include:
- Asset‑quality trends in MSME and vehicle finance
- Any further rise in delinquencies or credit costs in these segments could pressure earnings and might force another round of guidance tweaks. [37]
- AUM growth versus new guidance
- The market will be watching quarterly updates to see whether the company can deliver on its revised 22–23% AUM growth range without compromising credit quality. [38]
- Regulatory environment for NBFCs
- Changes in capital requirements, provisioning norms or consumer‑lending regulations could impact growth and margins for large NBFCs like Bajaj Finance.
- Macro factors and rate cycle
- As an interest‑rate‑sensitive stock, Bajaj Finance tends to respond quickly to expectations around RBI policy, liquidity, and consumption demand.
- Derivatives positioning around key strikes
- The ₹1,000 strike on the downside and ₹1,040–₹1,100 on the upside have emerged as zones where traders are actively hedging and speculating, which can amplify short‑term moves. [39]
Important disclaimer
This article is based on publicly available data and media reports from sources including stock exchanges, brokerage analytics and news wires as of 27 November 2025. It is intended solely for informational and news purposes and does not constitute investment advice, stock recommendations or a solicitation to buy or sell any security.
Equity investments, especially in volatile, high‑growth stocks like Bajaj Finance, carry risks, including the possible loss of capital. Before making any investment decisions, readers should:
- Assess their risk tolerance and investment horizon
- Consider consulting a qualified financial adviser
- Cross‑check live prices and data with their broker or official exchange feeds
References
1. www.kotaksecurities.com, 2. www.livemint.com, 3. m.economictimes.com, 4. www.marketsmojo.com, 5. www.reuters.com, 6. m.economictimes.com, 7. www.kotaksecurities.com, 8. www.kotaksecurities.com, 9. www.livemint.com, 10. www.livemint.com, 11. www.kotaksecurities.com, 12. m.economictimes.com, 13. www.livemint.com, 14. m.economictimes.com, 15. m.economictimes.com, 16. m.economictimes.com, 17. www.livemint.com, 18. www.marketsmojo.com, 19. upstox.com, 20. www.niftyinvest.com, 21. www.marketsmojo.com, 22. www.reuters.com, 23. www.reuters.com, 24. www.reuters.com, 25. www.reuters.com, 26. www.livemint.com, 27. m.economictimes.com, 28. www.kotaksecurities.com, 29. m.economictimes.com, 30. m.economictimes.com, 31. www.livemint.com, 32. www.kotaksecurities.com, 33. www.livemint.com, 34. www.livemint.com, 35. www.livemint.com, 36. www.smart-investing.in, 37. www.reuters.com, 38. www.reuters.com, 39. www.marketsmojo.com


