Fair Isaac Corp’s 2025 Surge: How a Direct‑to‑Lender Move Disrupted Credit Bureaus and Re‑Energized FICO Stock
Key Facts (as of 2 Oct 2025) FICO Stock Performance (up to 2 Oct 2025) Recent price and volatility. FICO’s closing price of $1,512.71 on 1 Oct 2025 marks its last recorded trading session before the news. This figure is well below the all‑time high of about $2,382 recorded in November 2024 but still above the 52‑week low of $1,300 macrotrends.net. The company’s 50‑day moving average was $1,464.77 and the 200‑day moving average $1,703.46 marketbeat.com, suggesting shares had been consolidating after a sharp decline. Impact of direct licensing announcement. On 2 Oct 2025 FICO announced a groundbreaking Mortgage Direct License Program allowing lenders to obtain credit scores directly rather