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Fannie Mae (FNMA) News Today — Nov. 12, 2025: Servicing Guide Update, DU Credit-Score Shift, and 50‑Year Mortgage Debate

Fannie Mae (FNMA) News Today — Nov. 12, 2025: Servicing Guide Update, DU Credit-Score Shift, and 50‑Year Mortgage Debate

Updated: November 12, 2025 Fannie Mae headlines today include a fresh Servicing Guide update, confirmation that Desktop Underwriter® will drop its hard 620 score minimum next week, a new weekly read on refinance activity, and policy chatter in Washington about 50‑year and “portable” mortgages. Key takeaways What changed for servicers today (SVC‑2025‑06) Fannie Mae published Announcement SVC‑2025‑06, a same‑day Servicing Guide update that (1) adds a “Response to Motion to Determine Status” fee to the Allowable Bankruptcy Attorney Fees Exhibit (with a naming cleanup of another fee), and (2) clarifies that loans subject to recourse or indemnification must be voluntarily
Fair Isaac Corp’s 2025 Surge: How a Direct‑to‑Lender Move Disrupted Credit Bureaus and Re‑Energized FICO Stock

Credit-Score Shake-Up! FICO Stock Rockets 20% on Game-Changing Strategy

Stock Performance & Financial Highlights Fair Isaac (FICO) has been a strong performer in 2025. Its market capitalization is roughly $46 billion (Oct 2025), and its P/E ratio hovers near 69 fullratio.com – well above both the tech sector average (~34) and FICO’s own long-term average (~47) fullratio.com fullratio.com. The premium valuation reflects FICO’s high margins and growth. Indeed, FICO’s recent earnings have been robust: Q2 2025 revenue was $499M (up 15% YoY) fico.com and Q3 2025 revenue jumped 20% to $536.4M swingtradebot.com, while GAAP EPS rose to $7.40 from $5.05 a year prior swingtradebot.com. Non-GAAP EPS were even higher
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