Pagaya Technologies (PGY) posts record Q3 2025, raises full‑year guidance to $1.30–$1.325B; shares climb in early trade — Nov. 10, 2025
Pagaya Technologies Ltd. reported record third‑quarter results and lifted its 2025 outlook before today’s earnings call, citing broad‑based growth across personal loans, auto, and point‑of‑sale financing. The company also outlined a stronger funding posture heading into year‑end. Business Wire Key numbers (Q3 2025) A detailed 8‑K filed today adds the unaudited P&L, including $80.0M in GAAP operating income for Q3 and line‑item breakdowns. SEC Guidance raised; Q4 outlook set What’s driving the upgrade Management highlighted a mix of volume growth and improved unit economics, particularly in Auto and Point‑of‑Sale (POS), alongside operating leverage as FRLPC scales faster than volume. The