Updated November 7, 2025
Key Takeaways (TL;DR)
- Spot price: XRP trades around $2.36, with today’s range near $2.16–$2.37.
- Market tone: Intraday price action is fragile after a technical breakdown toward the $2.20 support; momentum remains cautious. [1]
- Big corporate move:Ripple announced a $500M strategic investment at a $40B valuation, capping a week of product and M&A headlines. [2]
- Payments pilot: Ripple unveiled a stablecoin settlement collaboration with Mastercard, WebBank and Gemini using RLUSD on XRPL. [3]
- ETF drumbeat: Amended S‑1 filings show fees of 0.34% (Bitwise) and 0.35% (Grayscale) for proposed U.S. spot XRP ETFs. [4]
- No IPO (for now): Ripple’s president Monica Long said there’s “no plan, no timeline” for an IPO, despite strong growth. [5]
XRP Price Today (Nov 7, 2025)
As of publication, XRP changes hands near $2.36, rebounding from a session low around $2.16 and shy of today’s intraday high near $2.37. Liquidity has been uneven amid broader crypto risk aversion this week.
Intraday, XRP remained tethered to a high‑traffic $2.20–$2.30 zone after a support break earlier in the session pushed price action toward the $2.20 “defense” area that traders have been watching since the first week of November. [6]
Across majors, the tone is still tentative: Bitcoin hovering near $102K and altcoins fading into rallies underscored a cautious bid as macro jitters linger. That backdrop continues to cap impulsive upside in higher‑beta names like XRP. [7]
What Moved XRP Today — Nov 7, 2025
1) Fresh funding at a higher valuation
Ripple disclosed a $500 million strategic investment led by funds affiliated with Fortress Investment Group and Citadel Securities, among others, implying a $40 billion valuation. The company cited record growth, expanded licensing, and rising usage across payments, custody, and prime brokerage. [8]
2) Stablecoin settlement pilot with Mastercard
At Ripple Swell 2025, Ripple announced a collaboration to explore stablecoin settlement (RLUSD) for fiat card transactions on the XRP Ledger, working with Mastercard, WebBank (Gemini Credit Card issuer) and Gemini. RLUSD is NYDFS‑regulated and now above $1B in circulation, adding a mainstream payments angle to the XRPL narrative. [9]
3) Market structure and sentiment
XRP’s technical breakdown through nearby supports earlier today drove brisk volume and forced liquidations, with traders eyeing whether $2.20 can hold on closing frames. The broader market’s risk‑off tone has kept upside attempts in check. [10]
4) Corporate strategy: no IPO on deck
Despite the funding round and deal activity, Ripple reiterated it has no active IPO plan or timeline, a stance likely to keep focus on private capital and product expansion rather than public‑market milestones. [11]
5) ETF filings advance
On the regulatory‑product front, Bitwise and Grayscale filed amended S‑1s for spot XRP ETFs, disclosing 0.34% and 0.35% fees respectively—details that typically appear in late‑stage filings even as U.S. launch dates remain unconfirmed. [12]
Technical Picture: Levels That Matter
- Immediate support:$2.20 — the intraday “defense zone” that arrested today’s slide. A decisive close below $2.20 risks $2.10–$2.00. [13]
- Pivot to reclaim:$2.28–$2.30 — regaining this area would neutralize the day’s break and set a base for recovery attempts. [14]
- Near‑term resistance:$2.35–$2.50 — where supply has persisted this week; a clean break invites tests toward the upper $2s. [15]
Momentum gauges turned cautious after the breakdown, with bearish control persisting until XRP reclaims the $2.28–$2.30 pivot on strong volume. [16]
Short‑Term XRP Forecast (Next 24–72 Hours)
Base case (range‑bound):
- Probability: Moderate
- Setup: Consolidation between $2.20–$2.35 as flows digest today’s move and macro tone.
- Invalidation: A daily close below $2.20 or a high‑volume reclaim of $2.35+.
Bullish scenario (recovery):
- Trigger: Reclaim and hold above $2.28–$2.30, then $2.35 on expanding spot volume.
- Targets:$2.40–$2.50, with extension possible if ETF optimism resurfaces and risk sentiment improves. [17]
Bearish scenario (spillover):
- Trigger: Authoritative break of $2.20 on closing frames.
- Targets:$2.10 → $2.00, where prior demand zones cluster; failure there reopens last month’s corrective path. [18]
November Catalysts to Watch
- U.S. spot XRP ETF filings: Amended S‑1/A documents (Bitwise, Grayscale) now include fees and exchange details—often among the last steps before potential market debuts. Official launch dates are not set; watch for additional amendments, exchange notices, or issuer updates. [19]
- RLUSD adoption & payments integrations: The Mastercard/WebBank/Gemini pilot places XRPL in a real‑world card‑settlement testbed; any pilot milestones or early throughput data could be sentiment‑positive for XRP. [20]
- Ripple corporate moves: Today’s $500M investment and recent acquisitions provide capital and infrastructure for enterprise use cases; follow‑up disclosures on product metrics may help bridge fundamentals to price. [21]
- Macro & liquidity: With crypto tracking equity risk appetite, additional risk‑off waves could keep rallies labored, particularly if the dollar bid persists. [22]
Regulatory Context (Why It Matters to Price)
The multi‑year SEC case over XRP’s status concluded in August with a $125M penalty and clarity that secondary‑market XRP trades aren’t securities—a key foundation for broader market access (including ETF attempts). That resolution removed a major overhang even as institutional sales remain constrained by an injunction. [23]
Bottom Line
XRP is holding ~$2.36 after testing $2.20, as a busy fundamental tape (Ripple’s $500M raise, RLUSD pilot, ETF filing progress) collides with fragile market risk. The $2.20 shelf is the line in the sand for bulls; $2.35–$2.50 is the resistance band to beat for momentum to reset higher. Near‑term direction likely hinges on whether buyers can reclaim the $2.28–$2.30 pivot and whether macro risk cools. [24]
Sources (Nov 7, 2025 coverage & primary filings)
- Price & day range: Live crypto quote (XRP/USD).
- Intraday technicals & flows: CoinDesk market report on XRP’s breakdown and $2.20 defense zone. [25]
- Macro market context: CoinDesk wrap on crypto’s pullback amid broader risk. [26]
- Ripple $500M round, $40B valuation: Business Wire press release. [27]
- Stablecoin settlement pilot (RLUSD): Ripple press release (Mastercard/WebBank/Gemini). [28]
- ETF management fees: Bitwise XRP Trust S‑1/A (0.34%); Grayscale XRP Trust S‑1/A (0.35%). [29]
- IPO stance: Bloomberg interview with Ripple President Monica Long (“no plan, no timeline”). [30]
- SEC litigation wrap‑up: Reuters report on final penalty and injunction. [31]
Disclaimer
This article is for information only and does not constitute financial, investment or trading advice. Digital assets are volatile and you can lose all capital. Always do your own research.
References
1. www.coindesk.com, 2. www.businesswire.com, 3. ripple.com, 4. www.sec.gov, 5. www.bloomberg.com, 6. www.coindesk.com, 7. www.coindesk.com, 8. www.businesswire.com, 9. ripple.com, 10. www.coindesk.com, 11. www.bloomberg.com, 12. www.sec.gov, 13. www.coindesk.com, 14. www.coindesk.com, 15. crypto.news, 16. www.coindesk.com, 17. crypto.news, 18. www.coindesk.com, 19. www.sec.gov, 20. ripple.com, 21. www.businesswire.com, 22. www.coindesk.com, 23. www.reuters.com, 24. www.coindesk.com, 25. www.coindesk.com, 26. www.coindesk.com, 27. www.businesswire.com, 28. ripple.com, 29. www.sec.gov, 30. www.bloomberg.com, 31. www.reuters.com
