- SCHD edged higher pre‑market and is modestly positive over the last five days and year‑to‑date; five‑day net flows turned negative. 1
- TipRanks’ ETF consensus rates SCHD a Moderate Buy with an implied upside from analysts covering its holdings. 1
- Monthly‑payout rivals (JEPI, DIV, DIVO) remain in focus for retirees seeking steady income, with eye‑catching yields highlighted in a new roundup. 2
- SCHD charges a low 0.06% expense ratio and tracks the Dow Jones U.S. Dividend 100 Index. 3
Price check (SCHD)
As of Nov. 10, 2025, SCHD last traded around $26.55 intraday. (Time stamp: 15:22 UTC.)
- 5‑day performance: +0.79%
- YTD: +0.60%
- Pre‑market move earlier today: +0.15%
- 5‑day net flows: ≈ –$122 million
- ETF consensus: Moderate Buy; average implied upside based on holdings‑level targets. 1
What’s new today: SCHD holds steady while flows soften
In today’s SCHD Daily Update (11/10/2025), TipRanks reported a small pre‑market uptick for the Schwab U.S. Dividend Equity ETF (NYSEARCA: SCHD), modest weekly and YTD gains, and a negative five‑day flow trend (≈ –$122M). TipRanks’ holdings‑weighted analyst view keeps SCHD at Moderate Buy with an average price target that implies double‑digit upside versus recent trading. 1
Separately, Yahoo Finance framed the current setup as potentially attractive for long‑term dividend investors considering SCHD—emphasizing its quality‑screened approach and appeal to income seekers. 4
Income spotlight: Monthly‑pay ETFs getting clicks (JEPI, DIV, DIVO)
A fresh 24/7 Wall St. roundup of monthly income ETFs spotlights:
- JEPI (JPMorgan Equity Premium Income ETF): ~7.17% yield, about 11% “income yield” over the past 12 months via options writing.
- DIV (Global X SuperDividend U.S.): ~7.67% yield, concentrated in energy, real estate and utilities.
- DIVO (Amplify CWP Enhanced Dividend Income): ~4.86% yield, with a covered‑call overlay and strong recent multi‑year total returns. 2
The takeaway for retirees: JEPI/DIV/DIVO can complement a core dividend ETF such as SCHD if monthly cash flow is a priority—though strategies and risk profiles differ (options overlays, sector tilts, active management). 2
Fees, yield and strategy: Where SCHD fits
- Expense ratio:0.06% (among the lowest in its peer group).
- Objective: Track the Dow Jones U.S. Dividend 100™ Index (focus on quality, sustainability of dividends). 3
On yield, Schwab’s latest fund report shows:
- 30‑day SEC yield:~3.92% (latest fact sheet figures). 5
Bottom line: SCHD remains a low‑cost, rules‑based dividend core holding, while monthly‑payout funds like JEPI/DIV/DIVO target higher current income—often by taking different sources of risk (e.g., options premium or sector concentration). 2
Portfolio tilt & what to watch
Earlier this year, SCHD boosted its energy exposure during its annual reconstitution—lifting the stake into the ~20% neighborhood. That can support income when energy outperforms, but it also raises cyclicality and commodity‑linked risk. Current Schwab data show energy near ~19–20% of assets. 6
Next dividend date: SCHD’s next ex‑dividend date is slated for Dec. 10, 2025, based on the distribution calendar. 7
Today’s retiree checklist
- Need monthly cash flow? Consider JEPI/DIV/DIVO—but understand options risk and sector tilts. 2
- Want broad, rules‑based dividend exposure at very low cost? SCHD’s 0.06% fee and quality screen keep it on many core lists. 3
- Watch flows and rebalances: Short‑term outflows don’t necessarily change a long‑term thesis, but they can signal sentiment—watch whether negative flows persist. 1
Data box (Nov. 10, 2025)
- SCHD last price (intraday): ~$26.55 (15:22 UTC)
- 30‑day SEC yield: ~3.92% (latest fund report) 5
- Expense ratio: 0.06% 3
- 5‑day flows: ≈ –$122M 1
- Next ex‑dividend date: Dec. 10, 2025 7
Editor’s note & sources (Nov. 10, 2025)
- Daily performance & flows: TipRanks SCHD ETF Daily Update (11/10/2025). 1
- Core fund profile & fees:Schwab Asset Management (product page) and latest fund report (PDF). 3
- Holdings/sector mix: Schwab live holdings page. 8
- Context/analysis: Yahoo Finance commentary on buying SCHD now. 4
- Monthly‑income ETF roundup:24/7 Wall St. (Nov. 6, 2025). 2
- Additional background on energy tilt: Barron’s coverage of SCHD’s reconstitution. 6
Disclosure: This article is for information and news purposes only and is not investment advice. Markets move; verify figures against your broker or fund provider before trading.
