XRP Price Today (Dec 5, 2025): XRP Slips Toward $2 as ETFs Near $1B and On‑Chain Activity Hits Record Highs

Ripple’s XRP is trading around $2.06–$2.07 today, down roughly 4–5% over the last 24 hours, as traders weigh powerful institutional inflows and major Ripple developments against rising on‑chain risk and heavy derivatives short interest. ^[1]

Despite the pullback, XRP remains one of the largest crypto assets in the market, with a market cap near $124–126 billion, 24‑hour trading volume of around $3.3 billion, and a circulating supply of just over 60.3 billion XRP, putting it at #4 by market capitalization. ^[2]

XRP price today: key numbers at a glance

As of December 5, 2025:

Spot price: ≈ $2.06–$2.07 per XRP ^[3]
24h move: down about 4–5% vs. yesterday ^[4]
Intraday range: roughly $2.05 – $2.16 on major exchanges ^[5]
24h volume: ≈ $3.2–3.4 billion traded ^[6]
Market cap: about $124–126 billion
Ranking:#4 among all cryptocurrencies by market cap ^[7]
7‑day performance: XRP is roughly 7–8% below last week’s levels, reflecting a broader cooldown after a strong November/early‑December rally. ^[8]

On the daily chart, data from several pricing services show XRP opening just above $2.09 and trading down into the low $2.06 area, with a session low close to $2.05 and a high around $2.11–$2.12. ^[9]

That puts XRP well below the mid‑year spike toward $3.65, which came after Ripple’s courtroom win against the U.S. SEC and marked a fresh seven‑year high—still shy of the all‑time high near $3.84 set in January 2018. ^[10]

What’s moving XRP on December 5, 2025?

Today’s XRP price action is being shaped by a tug‑of‑war between bullish fundamentals and bearish near‑term technicals and sentiment.

1. Macro backdrop: Bitcoin stalls, FOMC looms

XRP is trading weakly alongside the rest of the crypto market:

Bitcoin has failed to break above the ~$93,000 resistance, giving back part of its weekly gains and cooling risk appetite across altcoins, according to Invezz’s market commentary. ^[11]
A widely watched U.S. Federal Reserve (FOMC) meeting next week is adding uncertainty. Brave New Coin notes that XRP is consolidating around $2.10–$2.17 as traders wait to see whether the Fed leans dovish (which typically helps risk assets) or stays hawkish. ^[12]

In other words, even if XRP‑specific news is bullish, macro conditions are encouraging traders to be cautious.

2. Spot XRP ETFs are approaching $1 billion in assets

One of the most important structural stories for XRP right now is the rapid growth of newly launched U.S. spot XRP ETFs:

Coinpedia’s live XRP update reports that U.S. spot XRP ETFs have already attracted about $881 million in inflows since their launch on November 14, with no recorded daily outflows, putting them within striking distance of $1 billion AUM less than a month after listing. ^[13]
An Invezz/TradingView report highlights that U.S.‑listed XRP ETFs added roughly $50 million in new inflows on Wednesday, bringing net assets to around $906 million. ^[14]
Pintu, citing on‑chain ETF data, notes the same $50.27 million inflow figure and says these flows “signal more long‑term conviction” from institutional buyers rather than short‑term speculative positioning. ^[15]

At the product level, the competitive landscape is already shifting:

Coinpedia reports that XRPC, a leading spot XRP ETF, has crossed $336 million in assets, overtaking the combined size of all other U.S. spot XRP ETFs—a sign that institutional demand is concentrating in a few flagship products. ^[16]
Franklin Templeton has made XRP the 4th‑largest holding in its multi‑coin ETF, ahead of many other major blockchains, underscoring a strong conviction view from a heavyweight asset manager. ^[17]

Taken together, these flows suggest growing institutional acceptance of XRP as an investable asset, even while the spot price chops sideways.

3. Ripple’s 2025 expansion: acquisitions, stablecoins, and regulation

Fundamentally, 2025 has been a landmark year for Ripple itself:

Ripple has spent nearly $4 billion on acquisitions—including GTreasury, Rail, Palisade, and Ripple Prime—to build what it describes as a full‑stack, real‑time global payments and digital‑asset infrastructure, spanning treasury tooling, stablecoin payments, custody, and institutional liquidity. ^[18]
A BeInCrypto/TradingView report points out that Ripple has secured major regulatory and licensing wins in Singapore and the UAE, and that its RLUSD fiat‑referenced stablecoin has been approved by Abu Dhabi’s FSRA for institutional use in collateral, lending, and prime brokerage—framed as a “signal of trust” from regulators. ^[19]
Coinpedia notes a historic breakthrough in the U.S. derivatives market: the Bitnomial exchange has launched the first CFTC‑regulated spot XRP listing, with XRP eligible to be used as margin collateral, similar to Treasuries or major stablecoins. ^[20]

Paradoxically, as a BeInCrypto analysis under TradingView headlines puts it, XRP’s price has lagged despite these “mega moves”, with the token shedding about 31% over the past two months even as Ripple’s regulatory footprint and infrastructure strategy expand. ^[21]

4. On‑chain data: record velocity, ETF inflows… and concentrated risk

On‑chain and derivatives metrics today paint a complex picture:

XRP Ledger velocity—a measure of how quickly coins move through the network—hit its highest level of 2025 at 0.0324 on December 2, indicating that a large share of XRP is actively changing hands instead of sitting in cold wallets. Both Coinpedia and InvestX highlight that this often precedes major price swings, up or down. ^[22]
An InvestX deep‑dive notes that funding rates across XRP derivatives are predominantly negative, reflecting dominant short positioning. The same report flags XRP reserves on Korean exchange Upbit at 6.18 billion tokens vs. roughly 2.6 billion on Binance, raising concerns that any profit‑taking by Korean whales could unleash a wave of forced liquidations. ^[23]
Invezz, via TradingView, reports that XRP open interest has climbed to around $3.85 billion, while ETFs continue to attract inflows—a mix that can amplify volatility as leverage builds up. ^[24]

Other on‑chain sentiment indicators are also flashing extremes:

Coinpedia’s live coverage cites analytics firm Santiment to note that “fear” around XRP has climbed to its highest level since October; the last time sentiment was this bearish, XRP rebounded about 22% in three days in November. ^[25]
Changelly’s fresh XRP overview shows 87% of technical indicators skewing bearish, with a Fear & Greed Index reading of 26 (“Fear”), and a modest 30‑day volatility near 6%—a mix of anxiety but not outright capitulation. ^[26]

5. Long‑term holders vs. whales: why the bull case is stalling

A separate report from Pintu explains why price action is lagging behind seemingly positive on‑chain trends:

Dormancy, a metric tracking how rarely older coins move, has climbed to a three‑month high as spending by older XRP addresses collapses—from around 186 million XRP on November 15 to just 16.3 million today, a plunge of roughly 91%. Normally, that suggests reduced sell pressure and is bullish. ^[27]
However, HODL‑wave data shows that long‑term cohorts (6–12 months, 1–2 years, 2–3 years) have all reduced their share of supply over the past month, meaning many seasoned holders are quietly distributing into strength. ^[28]
At the same time, whale accumulation has increased and ETF inflows remain strong—but the selling from long‑term holders has so far outweighed these positives, preventing a clean breakout. ^[29]

This helps explain why price is range‑bound, even as institutional and on‑chain signals look constructive on paper.

XRP technical analysis today: trapped between $2 and $2.28

Analysts across multiple outlets broadly agree on the same key levels.

Consolidation in a tight band

Brave New Coin describes XRP as consolidating after a 15% monthly gain, trading in a narrow range around $2.10–$2.17 and struggling to build momentum either way. ^[30]

Pintu zooms out to the daily chart and notes that since mid‑November:

XRP has been stuck between roughly $1.81 (support) and $2.28 (resistance).
Crucially, no daily close has managed to sustain above $2.28, making it a firm ceiling.
A daily close above $2.28 could open the door toward $2.56–$2.69, previous reaction zones.
Conversely, a close below $1.98 would weaken the current structure and increase the probability of a slide back toward $1.81. ^[31]

The $2.28 pivot and bullish scenarios

Several analyses highlight $2.28 as the pivot level to watch:

Brave New Coin frames $2.28 as a descending‑channel resistance, where a break could trigger a move toward approximately $2.75. ^[32]
Coinpedia’s Fibonacci‑based analysis also tags $2.28 as the 0.618 retracement level that has rejected every breakout attempt this quarter, suggesting a breakout could quickly extend toward the $2.75–$3.10 zone. ^[33]
Pintu, citing technical research inspired by Coingape, argues that an inverse head‑and‑shoulders pattern has formed, with the left shoulder near $2.15 and a neckline above current prices. A decisive breakout above that neckline, ideally with strong volume, would strongly support the bullish thesis. ^[34]

In these bullish roadmaps, today’s consolidation is essentially the coil before a potential structural breakout, if—and only if—buyers can reclaim and hold the $2.28 region.

Bearish risks: sub‑$2 retests

On the downside, short‑term commentary remains cautious:

Invezz warns that XRP is trading under pressure around $2.07 after losing about 4% in 24 hours, and that if the bearish trend continues, XRP could drop back below the psychological $2 level, despite strong ETF inflows and record XRPL activity. ^[35]
A Coindesk market brief (via search summary) notes that XRP recently broke below a key $2.07 support, with analysts eyeing a possible retest of the $2.05 area if Bitcoin continues to shed its weekly gains. ^[36]
Pintu and InvestX both highlight that negative funding rates, concentrated Upbit holdings, and overheated network velocity raise the odds of a sharp downside move back toward $1.90–$2.00 if sentiment deteriorates. ^[37]

In other words, short‑term price risk still skews slightly to the downside, even if the medium‑term structure can turn bullish on a clean breakout.

XRP forecasts and price predictions (2025–2030)

Price predictions vary wildly, from conservative algorithmic models to ultra‑bullish speculative scenarios.

Short‑term projections: days to weeks

CoinCodex’s quantitative model expects XRP to hold near $2.07 today and tomorrow, then drift in a $2.07–$2.03 range over the next week, projecting roughly $2.01–$2.05 by mid‑December. It classifies the 2025 outlook as bearish based on current indicators. ^[38]
Binance’s community‑driven prediction tool sees a modest 5% increase over the next 30 days, targeting around $2.10–$2.11 by early January 2026. ^[39]

Both of these suggest sideways‑to‑slightly‑lower trading in the near term, rather than explosive moves.

2025–2026: cautious upside in most data‑driven models

CoinCodex’s annual forecast for 2025 places XRP in a $2.01–$2.33 range, with similar bounds for 2026, implying low double‑digit upside at the high end and limited downside at the low end—assuming the current cycle persists. ^[40]
A recent Yahoo Finance piece contrasts a ChatGPT‑style AI model that targets about $2.02 by early December with human analysts who see XRP closer to $2.85 for their December 2025 price target, underlining how opinions diverge even among “experts.” ^[41]

These algorithmic and consensus models effectively price in moderate growth, not a moonshot, over the next one to two years.

2030 and beyond: conservative vs ultra‑bullish scenarios

CoinCodex’s long‑term model projects a 2030 XRP price band of roughly $2.64–$6.78, with the high end requiring roughly a 200–230% gain from current levels. The same model does not foresee XRP reaching $100 or $1,000, with a maximum projected price around $17 by 2050. ^[42]
By contrast, a detailed CryptoNinjas survey of optimistic expert forecasts outlines:
- 2025: roughly $2.50–$5.00
- 2026:$5–$15
- 2030:$15–$20+, with the most aggressive commentators floating highly speculative scenarios up to $100–$500, but only under “extraordinary conditions.” ^[43]

These more dramatic numbers rest on assumptions of massive global adoption, clear, favorable regulation everywhere, and Ripple’s technology becoming near‑standard in traditional finance—conditions that are far from guaranteed.

AI‑driven forecasts: extreme volatility bands

A widely shared InvestX article summarizing ChatGPT‑based scenarios underscores just how wide the uncertainty bands can be:

For December 2025 alone, the AI model sees two extremes for XRP: a bullish path up to ~$15 or a bearish collapse toward ~$0.80, depending on macro conditions and ETF‑driven flows. ^[44]
The same report notes that XRP has spent much of 2025 oscillating between $2 and $3, with RSI readings flipping between oversold and neutral—consistent with today’s choppy trading. ^[45]

The takeaway: AI models are good at framing risk ranges, not at telling you exactly where price will land.

Fundamentals vs price: why isn’t XRP higher?

Given:

Near‑record on‑chain activity,
Rapidly growing spot ETF assets, and
Ripple’s regulatory and M&A blitz,

many retail investors are asking why XRP isn’t trading well above $3 today.

Analysts point to several headwinds:

Derivatives overhang – Negative funding and heavy short positioning create ongoing sell pressure, especially when macro news turns sour. ^[46]
Concentrated exchange risk – The large pile of XRP parked on Upbit means that any coordinated or panic selling from that venue could pressure global prices quickly. ^[47]
Distribution from long‑term holders – Even with strong dormancy and whale accumulation, long‑held coins are still being sold into rallies, diluting the impact of new demand. ^[48]
Macro uncertainty – High interest rates, the upcoming FOMC decision, and Bitcoin’s inability to firmly break new highs are all dampening speculative enthusiasm across altcoins. ^[49]

A BeInCrypto commentary quotes a trader who says they “stopped looking at the XRP chart” and now focus more on “who is adopting what” and which systems are being rebuilt behind the scenes—a nod to the idea that fundamental progress may take longer to reflect in price, especially in a heavily traded, sentiment‑driven market. ^[50]

Key XRP levels to watch in the coming days

Based on today’s coverage and technical breakdowns, traders are watching:

Immediate support zones

$2.05–$2.07: short‑term support; losing this area intraday has already sparked calls for a deeper pullback. ^[51]
$2.00–$1.98: psychological and structural support; a daily close below here would be a clear warning sign. ^[52]
$1.90–$1.81: lower range support cited by Pintu and InvestX as a potential retest zone if selling accelerates. ^[53]

Resistance and breakout targets

$2.17: upper bound of today’s intraday consolidation range. ^[54]
$2.28: key Fibonacci/structural resistance and the neckline region for the inverse head‑and‑shoulders narrative; widely viewed as the critical “flip level.” ^[55]
$2.56–$2.69: next upside band if $2.28 is broken and defended. ^[56]
$2.75–$3.10: bullish extension targets mentioned in Fibonacci and channel‑breakout models. ^[57]

For now, price action suggests a range‑trading environment, with $2.00–$2.28 as the main battlefield.

FAQ: XRP price today

1. What is XRP’s price right now?

At the time of writing on December 5, 2025, XRP is trading around $2.06–$2.07 on major exchanges, down roughly 4–5% over the past 24 hours, with about $3.3 billion in daily trading volume and a market cap near $124–126 billion. Exact figures vary slightly by platform and update in real time. ^[58]

2. Why is XRP down today?

Today’s dip appears driven by:

A broader crypto pullback as Bitcoin fails to clear resistance;
Short‑heavy derivatives positioning and concentrated exchange holdings;
Ongoing resistance at $2.28, which has capped every breakout attempt in the current quarter. ^[59]

This is happening despite strong ETF inflows and positive fundamental news, which is why many analyses describe XRP as fundamentally strong but technically constrained.

3. Is XRP a good buy today?

Whether XRP is a good buy depends on your time horizon, risk tolerance, and portfolio strategy:

Bullish arguments point to:
- Nearly $900M+ in spot ETF inflows and rising institutional adoption;
- Ripple’s aggressive M&A and regulatory wins;
- A potential technical breakout above $2.28 that could open room toward $2.75–$3.10. ^[60]
Bearish arguments emphasize:
- Short‑term bearish indicators, including negative funding and dominant shorts;
- Extreme fear sentiment and the risk of a retest below $2;
- Models like CoinCodex that label the 2025 outlook as “bearish” and predict only modest gains. ^[61]

This article is not financial advice. If you’re considering XRP, treat it like any high‑volatility asset: size positions carefully, diversify, and consider speaking with a qualified financial adviser.

4. Can XRP reach $10 or even $100?

$10: Some long‑term models and bullish analysts see $6–$15 by 2030 as possible in optimistic scenarios, especially if XRP becomes widely used in cross‑border payments and if ETF flows persist. ^[62]
$100+: Most data‑driven forecasts say $100 is extremely unlikely under current assumptions, with CoinCodex’s upper bound near $17 by 2050. ^[63]
Ultra‑bullish predictions of $100–$500 rely on very aggressive assumptions about global adoption, regulation, and macro conditions—best treated as speculative thought experiments rather than base cases. ^[64]

As always, long‑term price targets in crypto carry significant uncertainty, and you should never invest more than you can afford to lose.

Disclosure & Risk Disclaimer:
All numbers and market data in this article are based on publicly available sources as of December 5, 2025 and may change rapidly. This article is for informational and educational purposes only and does not constitute investment, trading, or financial advice. Always do your own research and consider consulting a licensed financial professional before making investment decisions in XRP or any other cryptocurrency.