At 1:39 p.m. (U.S. Eastern) / 18:39 UTC on Tuesday, December 23, 2025, XRP is trading around $1.88, extending a soft patch that has kept the token below $2.00 into year-end. On Coinbase’s live converter feed, 1 XRP = $1.88 as of 6:40 p.m. UTC, with XRP described as down roughly ~2.7% over 24 hours and printing a 24-hour range of about $1.86–$1.94. [1]
That price action fits the broader tone across crypto on Dec. 23: risk appetite is fragile, technical momentum remains bearish, and even positive headlines—like continued inflows into newly launched spot XRP ETFs—haven’t been enough (yet) to lift XRP decisively back above key resistance. [2]
XRP price snapshot at 1:39 today
Here’s the market picture investors are watching as of this update:
- Price: ~$1.88 [3]
- 24h change: roughly -2.6% to -2.9% on major trackers [4]
- 24h range: about $1.86–$1.94 [5]
- Market cap: about $113B–$114B (varies slightly by data provider) [6]
- 24h volume: roughly $2.5B–$3.6B (varies by venue/aggregation method) [7]
On Investing.com’s real-time feed earlier Tuesday, XRP was shown near $1.8769, down about 2.61%, with a day’s range around $1.8662–$1.9095. [8]
Why is XRP down today? The main drivers on Dec. 23, 2025
1) A risk-off crypto tape is pressuring altcoins
Several Dec. 23 market wrap updates point to a risk-off mood weighing on the whole crypto complex. FXStreet’s “Crypto Today” brief notes Bitcoin trading under pressure and declines spreading across major altcoins—including XRP—as broader sentiment deteriorates. [9]
When Bitcoin and Ethereum soften, altcoins often struggle to attract incremental bids. That dynamic matters for XRP right now because the token is already sitting below a psychologically important level ($2.00), making it more sensitive to “sell the rally” behavior.
2) Technical structure remains bearish below key moving averages
One of the most-cited themes in today’s analysis pieces is that XRP remains trapped under major trend gauges. FXStreet highlights XRP holding below a band of moving averages—50‑day (~$2.12), 100‑day (~$2.31), and 200‑day (~$2.40)—a setup that tends to keep sellers in control until reclaimed. [10]
FXStreet also flags RSI near the high‑30s (bearish region) and warns that a further breakdown could re-open lower supports. [11]
3) On-chain activity looks subdued, while whales reduce exposure
Another notable Dec. 23 thread: weak on-chain participation.
FXStreet reports a slump in XRPL activity, with newly created addresses averaging ~3,440, down from higher early-December and mid-November readings. In the same note, it adds that the notional value held by addresses with more than 100,000 XRP has declined to roughly $104 billion, implying large holders have been de-risking. [12]
4) Derivatives positioning is fading
Beyond spot flows, derivatives positioning is also in focus. FXStreet says XRP’s futures open interest fell to around $3.46 billion, suggesting traders have been pulling back rather than adding leverage for a bounce. [13]
5) Year-end “selloff” narrative is taking hold
FinanceMagnates frames the move as a third straight session of declines and notes XRP dipping below $1.90 and hovering near multi‑month lows, pointing to a year-end selloff narrative. [14]
The ETF paradox: XRP spot ETFs show inflows, but price still slides
One of the most important “push-pull” stories on Dec. 23 is the contrast between ETF inflows and weak price action.
FXStreet reports that US-listed XRP ETFs saw nearly $44 million in inflows on Monday, with cumulative net inflows around $1.12 billion and net assets about $1.25 billion. [15]
Separate coverage via TradingView (syndicating a report that cites SoSoValue) describes spot XRP ETFs logging net inflows every trading day since debut, putting the inflow streak at 33 days. [16]
So why hasn’t price responded?
- Flows can be steady but “not large enough” vs. broader selling. ETF demand may be real, but it can be offset by profit-taking, risk-off de-leveraging, or spot selling elsewhere.
- ETF flows don’t instantly translate into aggressive spot chasing. In choppy markets, allocations may be gradual—supportive, but not catalytic.
- The technical ceiling overhead is heavy. With $2.00 and the ~$2.12 region in play as resistance, traders may wait for a confirmed break before adding.
Context: the spot XRP ETF market is new
Importantly, these ETF headlines exist because spot XRP ETFs launched in November. Bitwise announced its Bitwise XRP ETF would begin trading on the NYSE on Nov. 20, 2025, under ticker XRP (with a listed management fee). [17]
That launch has become part of the day-to-day narrative: ETFs are a structural demand source, but they don’t eliminate volatility—especially into year-end.
Today’s XRP news, forecasts, and analyses: what’s moving the conversation on 23.12.2025
Below is a clean rundown of the major Dec. 23 storylines shaping today’s XRP discussion:
- Price forecast / technical outlook: XRP stays under pressure below $1.90 with bearish indicators; FXStreet highlights downside risk if key levels fail and outlines what bulls need to reclaim to improve structure. [18]
- ETF flows: XRP ETFs reportedly add ~$44M on Monday, pushing net inflows to ~$1.12B and assets to ~$1.25B, despite the token’s slide. [19]
- On-chain/whale data: New XRPL addresses average around 3,440, while large-holder value metrics trend lower—both cited as headwinds. [20]
- Derivatives: Futures open interest falls to around $3.46B, suggesting reduced trader conviction. [21]
- Market microstructure recap: A market note republished on MEXC highlights resistance near $1.95, rejection near $1.93, and stabilization efforts around the $1.89–$1.90 zone. [22]
- Ecosystem development: A new XRP-denominated yield product, earnXRP, launches in collaboration with Flare/Upshift/Clearstar—positioned as a simplified on-chain yield route for XRP holders. [23]
New XRP ecosystem headline: earnXRP launches, targeting 4%–10% yields
While price headlines dominate Google News and Discover traffic, one of the more “fundamental” XRP ecosystem updates this week is the debut of earnXRP, a product designed to let users earn yield denominated in XRP via a vault structure (using FXRP, a wrapped XRP representation on Flare).
CryptoBriefing describes earnXRP as a non-custodial vault approach that automatically deploys funds across diversified on-chain strategies and compounds returns back into XRP. [24]
CoinMarketCap’s write-up adds specific yield targets: 4% to 10%, depending on vault size and growth, and frames the product as an attempt to expand “XRPFi” by putting idle XRP to work on-chain. [25]
Will this move XRP price today? Probably not by itself. But it feeds into a 2026 narrative: expanding XRP utility beyond payments into yield, DeFi, and tokenized finance—areas where the market often assigns value over time, not instantly.
XRP forecast into late December and early 2026: key levels to watch
Forecasts in today’s coverage are primarily technical (support/resistance and trend structure), not “crystal ball” targets.
Downside levels in focus
- $1.90: repeatedly cited as a nearby pivot; losing it cleanly increases bearish momentum. [26]
- $1.77: referenced by FXStreet as a key support area (and a level where a breakdown could accelerate). [27]
- ~$1.61–$1.62: flagged as an April support/low region if selling extends. [28]
Upside levels bulls want back
- $2.00: psychological resistance and a sentiment line in the sand. [29]
- ~$2.12 (50‑day EMA): FXStreet frames a daily close above this zone as important for easing bearish pressure. [30]
- ~$2.31–$2.40 (100/200‑day EMAs): the higher band that would matter for a more durable trend reversal. [31]
A practical way to read today’s forecasts: XRP is in “prove it” mode. The market is demanding a structural reclaim of resistance before it prices in a meaningful trend shift—especially with risk-off conditions still present.
Bigger picture catalysts still in the background
Even as XRP trades like a risk asset day-to-day, the longer narrative in 2025 has been about “institutional plumbing”—banking charters, tokenization, and regulated access points.
A few developments frequently referenced in recent coverage:
- Potential U.S. trust bank charters: Reuters reported the U.S. Office of the Comptroller of the Currency gave conditional approvals tied to national trust bank charters for crypto firms including Ripple (final approval still required). [32]
- Tokenized finance on XRPL: Reuters also reported Franklin Templeton would issue tokens for a tokenized U.S. dollar money market fund on the XRP Ledger, with DBS Digital Exchange listing that token alongside Ripple’s RLUSD stablecoin. [33]
- XRP treasury strategy in public markets: Reuters previously covered Ripple-backed Evernorth planning a Nasdaq listing aimed at accumulating XRP, a structure that mirrors the broader “crypto treasury company” theme. [34]
These are not “today-only” catalysts, but they are part of why many investors continue to track XRP closely even during drawdowns: the bet isn’t just price momentum—it’s the buildout of regulated rails and institutional use cases.
What to watch next
If you’re following XRP into the final stretch of 2025, today’s coverage suggests three near-term watchpoints:
- Can XRP hold $1.90, or does support give way toward $1.77? [35]
- Do ETF inflows stay consistent even if price remains weak? Flows have been cited as steady, but the market wants to see whether they persist through volatility. [36]
- Does on-chain activity stabilize or continue to fade? Address creation and whale exposure trends are being treated as confidence signals. [37]
XRP, like all crypto assets, can move sharply and quickly—sometimes for reasons unrelated to fundamentals. This report summarizes today’s verified market data and published analysis, not financial advice. [38]
References
1. www.coinbase.com, 2. www.fxstreet.com, 3. www.coinbase.com, 4. www.coinbase.com, 5. www.coinbase.com, 6. www.coinbase.com, 7. www.coinbase.com, 8. www.investing.com, 9. www.fxstreet.com, 10. www.fxstreet.com, 11. www.fxstreet.com, 12. www.fxstreet.com, 13. www.fxstreet.com, 14. www.financemagnates.com, 15. www.fxstreet.com, 16. www.tradingview.com, 17. bitwiseinvestments.com, 18. www.fxstreet.com, 19. www.fxstreet.com, 20. www.fxstreet.com, 21. www.fxstreet.com, 22. www.mexc.co, 23. cryptobriefing.com, 24. cryptobriefing.com, 25. coinmarketcap.com, 26. www.fxstreet.com, 27. www.fxstreet.com, 28. www.fxstreet.com, 29. www.fxstreet.com, 30. www.fxstreet.com, 31. www.fxstreet.com, 32. www.reuters.com, 33. www.reuters.com, 34. www.reuters.com, 35. www.fxstreet.com, 36. www.fxstreet.com, 37. www.fxstreet.com, 38. www.coinbase.com
