December 25, 2025 — XRP is trading in a tight, headline-driven range on Christmas Day, with investors weighing steady institutional accumulation through U.S. spot ETFs against muted spot-market momentum and year-end liquidity conditions.
At 10:20 (timestamp shown on a real-time market feed), XRP traded at $1.8694, up about 0.36%, with the day’s range roughly $1.8537–$1.8805. 1
That “stuck-but-stable” tone is consistent with what multiple market watchers have emphasized in today’s coverage: ETF assets and inflows are rising, but price action remains compressed, suggesting the market is coiling for a larger move—up or down—once a catalyst breaks the stalemate. 2
XRP price at 10:20 today: the numbers traders are watching
Here’s the snapshot that matters most for readers tracking XRP price today and near-term direction:
- Price at 10:20:$1.8694 (real-time quote timestamped 10:20:20) 1
- Intraday range: approximately $1.8537–$1.8805 1
- Current spot reference: around $1.87 across major trackers 3
CoinMarketCap also lists XRP around $1.87 with a market cap near $113B and 24-hour volume around $1.45B today—figures that reinforce XRP’s continued position among the largest and most liquid cryptoassets. 3
Why XRP is flat despite bullish-sounding ETF headlines
One of the clearest themes in today’s (Dec 25, 2025) XRP coverage is the growing gap between institutional accumulation and spot-market follow-through.
Several reports highlight that U.S. spot XRP ETFs have surpassed $1.25 billion in net assets, yet XRP’s price remains boxed in. 2
A widely repeated takeaway: there’s persistent selling near the $1.90 area and bids/support clustering around $1.86–$1.87, producing a narrow range that increasingly looks like a breakout setup. 2
This dynamic is especially common in holiday trading conditions, when thinner liquidity can exaggerate intraday moves—but also keep markets pinned when neither side is willing to press hard.
Spot XRP ETF flows today: what the latest updates show
Beyond the headline “$1.25B” milestone, today’s reporting includes fresh, more granular flow details:
- A Dec. 25 update citing SoSoValue data reported $11.93 million in net inflows “yesterday” (Dec. 24, Eastern Time), and reiterated total net asset value of $1.25B, net asset ratio of 0.98%, and cumulative net inflow around $1.14B. 4
- Earlier figures cited for Dec. 22 showed $43.89M net inflow in one session, with total net assets at $1.25B and cumulative inflow $1.12B (also listing a 0.98% net asset ratio). 5
Separately, an analysis summary circulating today noted ETF investors added $8.19M in recent sessions, underscoring that inflows have remained persistent even while price stalls. 2
What this means for XRP price: ETF flows matter, but they don’t guarantee an immediate rally—especially if spot traders keep selling into resistance. In fact, this “ETF bid in the background, sellers overhead” structure can persist longer than bulls expect… until a catalyst forces repricing.
A new pressure point: Evernorth’s XRP “treasury” drawdown hits headlines
Another major XRP story dated Dec. 25, 2025 centers on Evernorth, described in multiple reports as a major institutional holder of XRP now sitting on substantial paper losses.
A BeInCrypto report today said Evernorth is facing over $200 million in unrealized losses, noting the firm bought 84.36 million XRP at an average price of $2.54 on Nov. 4 and has total holdings of more than 473.27 million tokens. 6
A separate market write-up similarly described losses exceeding $220 million, citing an acquisition cost around $947 million for roughly 389 million XRP, versus an estimated current value near $724 million. 7
Why this matters today: large treasury-style holders can become psychological overhangs for the market. If prices rise, traders may worry those holders will sell to reduce losses. If prices fall, traders may fear forced de-risking. Even if none of that happens, the narrative alone can influence sentiment.
Technical analysis: support, resistance, and the “decision zone” for XRP
Across today’s market commentary, a few levels show up repeatedly—because they’ve repeatedly “worked” in recent weeks:
The range everyone is quoting
Multiple reports describe XRP trading between roughly $1.85 and $1.91, with selling pressure near $1.90 and support near $1.86. 2
The breakout trigger levels
BeInCrypto’s Christmas-day technical piece highlights $1.98 as a key hurdle that has capped upside attempts, with potential follow-through zones around $2.12 and $2.23 if bulls regain control. 8
The “line in the sand” below
That same analysis flags $1.77 as structural support, warning that a daily close below it would materially weaken the setup. 8
What the indicator dashboards are implying
A popular technical dashboard today shows a split personality: shorter timeframes lean bullish, while daily/weekly signals remain bearish, reflecting consolidation rather than a confirmed trend reversal. 1
In plain English: XRP looks like it’s stabilizing, but it hasn’t yet proven it can reclaim the levels that would flip the bigger trend.
Today’s XRP forecasts and predictions: where the market expects price to go next
Forecasts are all over the map right now—so the most useful approach is to group them by time horizon and assumptions.
1) Near-term “base case” forecasts cluster around $1.85–$1.90
Several widely used prediction widgets and short-horizon models essentially describe “more of the same” into late December:
- Binance’s daily projection set for Dec. 25 is in the $1.86–$1.87 area, with minimal changes projected into year-end. 9
- Changelly’s near-term table similarly places XRP around the mid-$1.80s for the next several days. 10
These aren’t “strong calls”—they’re trend-following baselines that assume consolidation persists unless a catalyst arrives.
2) Market commentary expects a break from the range—direction still debated
A Christmas Day market note argues XRP is “coiled,” with the upside scenario requiring a clear reclaim of the high-$1.80s and a push back into the $1.90–$1.91 supply zone, while a breakdown risks revisiting the $1.77–$1.80 area. 2
A separate technical write-up published today similarly frames the moment as stabilization after a prolonged decline, but emphasizes XRP remains under heavy overhead resistance (stacked moving averages) and needs a catalyst to resolve direction. 11
3) Big 2026 targets range from “moderate” to “aggressive”
On the more forward-looking end, one widely circulated forecast attributes a bullish 2026 target of $8 to Standard Chartered’s Geoffrey Kendrick, citing regulatory clarity and spot XRP ETF approval as tailwinds—while also presenting a more conservative alternative target of $3. 12
4) The “what if ETFs hit $10B?” scenario produces much higher numbers
A Dec. 25 analysis exploring a hypothetical $10B in spot XRP ETF inflows presents AI-driven ranges of $6–$8 and $8–$14, while noting human analysts cited in the same piece cluster nearer $5–$6 under that scenario (and stress that broader adoption is crucial). 13
These projections are highly assumption-dependent—they require sustained inflows, supportive macro conditions, and (critically) a market structure where supply removal via ETFs actually constrains liquid float enough to force repricing.
What could move XRP next: the catalysts that matter most
Based on what’s driving coverage today, XRP’s next decisive move is likely to hinge on a few variables:
- ETF flow acceleration (or reversal): the market is watching whether the $1.25B milestone turns into a sustained step-up in daily inflows—or fades after the initial launch excitement. 4
- Institutional positioning stories (Evernorth and beyond): large treasury drawdowns can become sentiment traps—fueling either capitulation fears or “strong hands” narratives. 6
- Holiday liquidity + derivatives dynamics: today’s derivatives-focused headlines emphasize that thin conditions can amplify positioning signals without immediately forcing spot price follow-through. 14
- Technical break from the $1.85–$1.91 box: traders are increasingly treating this as a “decision zone,” with $1.98 (up) and $1.77 (down) acting as the next major confirmation levels in widely shared analyses. 8
Bottom line
At 10:20 today (Dec. 25, 2025), XRP sat near $1.87, continuing a tight consolidation pattern that has persisted even as spot XRP ETF assets reportedly climbed above $1.25 billion. 1
Today’s news cycle offers a clear takeaway: institutional access is expanding, but price remains capped by overhead supply, while high-profile holders and derivatives metrics add complexity to sentiment. 2
For readers tracking XRP price today on Google News and Discover, the most practical framing is this: XRP isn’t “dead” and it isn’t “breaking out” yet—it’s waiting, and the next move likely depends on whether ETF-driven demand can finally overwhelm the $1.90–$1.98 resistance region, or whether weakening confidence pushes price back toward lower supports. 8
This article is for informational purposes only and is not financial advice. Cryptoassets are volatile, and prices can change rapidly.
