Sydney, Jan 13, 2026, 17:26 AEDT — Market closed
- Zip Co dipped 7.6% to A$3.28, moving against the stronger overall market trend
- The company has set Feb. 19 for its half-year results and an investor call
- Traders are on the lookout for any pre-results updates or signs of credit losses
Zip Co Ltd shares tumbled 7.6% to close at A$3.28 on Tuesday, marking one of the S&P/ASX 200’s poorest showings, despite the benchmark index climbing 0.56%.
The selloff comes as the buy-now-pay-later lender sets a date for its next major report, leaving investors to weigh growth prospects against credit risks in a stock known for sharp moves on subtle sentiment shifts.
Zip said it will report its half-year results for the period ending Dec. 31, 2025, on Feb. 19, with a conference call scheduled for that morning. “Zip … will announce its results … on Thursday, 19 February 2026,” the company noted in an exchange filing.
Buy now, pay later — BNPL — lets shoppers break down purchases into instalments, with fees typically applying if payments are missed. For Zip, the half-year results hinge on two key points: the pace of customer spending and whether loan losses are climbing.
Zip’s latest ASX update was just a scheduling note for their conference call; no new trading figures came out on Tuesday.
Intelligent Investor’s market data revealed Zip’s last close at A$3.55 on Jan. 12, highlighting the significance of Tuesday’s price action.
Now that the market is closed, the key question is if buyers step up in the next session or if selling pressure extends to other high-risk financial stocks. Zip didn’t get any relief from a steady broader index on Tuesday.
Zip operates in a packed BNPL market, vying with bigger payments firms and niche players for both merchants and consumers. This rivalry often surfaces in the form of aggressive marketing budgets and fluctuating take rates — the cut the company gets from each dollar spent by customers.
The clear risk is a half-year report revealing weaker credit metrics—rising arrears or write-offs—or a drop in U.S. demand, which would weigh on margins and guidance. Changes in rate expectations could hit too, since lenders usually feel the impact of higher funding costs first.
The next major event is the half-year results on Thursday, Feb. 19. Investors will be watching closely for changes in credit trends and any new signals on growth prospects.
Related articles: ASX:ZIP
