New York, Jan 14, 2026, 12:19 PM EST — Regular session underway.
Shares of UnitedHealth Group Incorporated climbed roughly 1.7% Wednesday following an announcement from its UnitedHealthcare division. The unit said it was starting a pilot program to fast-track Medicare Advantage payments for select independent rural hospitals. The stock gained $5.60, trading at $339.53 by midday. 1
The timing comes amid heightened Washington scrutiny of Medicare Advantage billing. A Senate committee report released this week accused UnitedHealth of using aggressive “risk-adjustment” coding — assigning patient diagnoses that can increase government reimbursements. UnitedHealth pushed back, saying it disagrees with the report’s portrayal. 2
UnitedHealth informed regulators Monday that senior executives have scheduled investor calls and plan to reaffirm their previously disclosed adjusted 2025 earnings per share targets. The company also warned that its full-year results are still being finalized. 3
UnitedHealthcare announced its six-month “Rural Payment Acceleration Pilot” will slash payment timelines by half, cutting the average from under 30 days to less than 15 for hospitals in Oklahoma, Idaho, Minnesota, and Missouri. “Rural hospitals are the backbone of their communities,” said Bobby Hunter, CEO of UnitedHealthcare Government Programs, in the statement. 4
Medicare Advantage plans, run by private insurers, offer an alternative to traditional Medicare. Their profits can fluctuate based on policy shifts and medical expenses. Quicker payments alleviate cash flow issues for providers and give insurers more control over their network connections.
Humana, CVS Health’s Aetna, and Elevance Health—all key players in Medicare Advantage—have also been forced to reprice benefits and tighten utilization amid persistently high costs.
Faster payments won’t affect the total amount the government shells out for care. Investors remain fixated on whether regulators tighten rules around coding practices that boost reimbursements. New regulations or stricter audits could squeeze margins, and rising medical costs would quickly overshadow any small operational gains.
UnitedHealth’s full-year 2025 earnings and 2026 outlook will drop Jan. 27 before markets open, followed by an 8:00 a.m. ET conference call. 5
