New York, January 23, 2026, 17:08 EST — After-hours
- DXC Technology announced plans to embed Ripple’s custody and payments tech within its Hogan core banking system. 1
- Ripple CEO Brad Garlinghouse told CNBC he expects crypto markets to reach a new all-time high within the next 12 months. 2
- A Reuters poll found economists anticipate the Fed will hold rates steady at 3.50%-3.75% during the January 27-28 meeting. 3
XRP dipped 0.33% to $1.92 on Friday, according to CoinMarketCap data. Bitcoin climbed roughly 0.3%, while ether added 0.1%. 4
The drift is significant as next week brings a heavy slate of macro risks and earnings reports, with crypto acting like a high-beta gauge of broader risk sentiment. Michael Pearce, chief U.S. economist at Oxford Economics, predicts an “extended pause” from the Fed. 5
Ripple is making waves with new bank-focused news. DXC Technology announced plans to fold Ripple’s digital asset custody and payments solutions into its Hogan core banking platform. That platform handles $5 trillion in deposits and 300 million accounts, according to DXC. Sandeep Bhanote, a DXC exec, said the partnership allows banks to “engage in the digital asset ecosystem without changing their core systems.” Ripple’s Joanie Xie added it brings “digital asset custody, RLUSD and payments” straight into core banking. 6
Garlinghouse stirred the pot this week at Davos, telling CNBC he’s “very bullish” and even going so far as to predict “an all-time high.” He highlighted a potential boost from a U.S. crypto market structure bill but stopped short of naming a specific target for XRP. 7
Traders are zeroing in on price points rather than talk for now. Over the past 24 hours, XRP swung between $1.89 and $1.96.
Institutional interest in crypto continues quietly. UBS intends to roll out cryptocurrency investment options for select private banking clients in Switzerland, Bloomberg News reported. A UBS spokesperson said the bank “actively monitor(s) developments and explore(s) initiatives” related to client demand and regulatory shifts. 8
Crypto stocks are stirring again. Custody firm BitGo soared 24.6% when it debuted on the New York Stock Exchange Thursday, marking what Reuters called the first crypto IPO of 2026. 9
Risks for XRP remain familiar. Banking deals often take a while to translate into real volume, and regulatory hurdles still loom large. Any unexpected change in Fed messaging or delays in U.S. regulation could quickly sour sentiment. A sudden flight to safety would probably see traders favor bitcoin over smaller tokens.
The Fed’s January 27-28 meeting looms as the next major event, with the policy decision set for January 28. Traders are also eyeing any firm timeline on when Hogan clients might roll out live custody and payment products from the DXC-Ripple integration. 10
