IRS 401(k) Contribution Limits 2026: Today’s Key 401k IRS News (November 20, 2025)
On November 20, 2025, the big 401(k) story is still the IRS’s newly announced 2026 contribution limits and the related Roth catch‑up rules for higher earners—plus fresh data showing a record number of 401(k) millionaires in the U.S. Together, they paint a clear picture: the IRS is giving savers more room to invest, and long‑term investors are already benefiting. Below is a breakdown of what’s changed, what it means, and what you may want to do before 2026. 1. What the IRS Just Did: The Core 401(k) & IRA Announcements On November 13, 2025, the IRS released IR‑2025‑111 and Notice 2025‑67, setting cost‑of‑living adjustments for retirement plans for tax year 2026.