ASX:ALL.AX News 12 January 2026

February 2, 2026, 9:08 AM EST. Eastern Bankshares (EBC) shows robust multi-year share price performance, rising 42.3% over 5 years and 16.8% in the past year. Yet, its stock price closed at just $20.49, appearing undervalued by about 57% based on an Excess Returns model, which compares its return on equity (11.74%) against investor-required returns. The model estimates an intrinsic value near $47.37 per share, suggesting a significant disconnect with market pricing. Eastern Bankshares scores only 2 out of 6 on valuation checks, highlighting caution despite strong returns. Investors may look at traditional metrics like price-to-earnings (P/E) and price-to-book ratios alongside detailed cash flow analyses to assess its true value amid regional banking sector dynamics.