BSE:532483 8 December 2025

March 26, 2026, 3:42 PM EDT. The S&P 500 has returned about 10% annually over the long term, with a 283% return in the last decade. For beginners with $10,000, investing in low-cost exchange-traded funds (ETFs) like the Vanguard S&P 500 ETF (VOO) and Vanguard Total International Stock ETF (VXUS) offers broad market exposure and diversification. VOO covers large U.S. companies with a 0.03% expense ratio, while VXUS provides international exposure focusing on Japan, the U.K., and Canada at 0.05%. The remaining $5,000 can be held in cash to learn active stock picking, targeting stocks like Alphabet and Ferrari for potential growth. This mixed approach balances passive investing with opportunities for selecting undervalued individual stocks, requiring patience and discipline.