NYSE:XXRP News 6 January 2026

January 30, 2026, 8:08 AM EST. SoFi Technologies reported a strong Q4 profit increase driven by a 46% surge in loan originations to $10.5 billion and a 78% rise in revenue from its financial services business, including credit cards and investing products. The fintech lender, favored by younger consumers for its app-based services, saw fee-based revenue jump 53% year-over-year, helping shield it from interest rate volatility. CEO Anthony Noto highlighted solid credit performance and member financial health. SoFi also warned that a proposed 10% cap on credit card interest rates could lead to a contraction in credit card lending, potentially leaving a gap in consumer credit access. Adjusted Q4 revenue topped $1 billion, with adjusted earnings per share more than doubling to 13 cents.