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Personal Finance News 29 October 2025 - 16 November 2025

Shocking IRS Update: New 2026 Tax Brackets Slashed for Millions – Here’s How Much You’ll Save

‘No Tax on Tips’ Won’t Help Everyone: D.C. Emergency Tax Bill and State Rules Shrink 2025 Breaks on Overtime and Seniors

As Washington, D.C. scrambles to plug a looming budget hole, a new emergency tax bill is cutting off some of the headline federal tax breaks for tips, overtime and seniors — and it’s a warning sign for workers and retirees across the country who assume those 2025 perks automatically apply in their state. Dateline – November 16, 2025 Americans have…
16 November 2025
Visa–Mastercard Swipe Fee Settlement 2025: How Credit Card Checkout and Rewards Are About to Change

Visa–Mastercard Swipe Fee Settlement 2025: How Credit Card Checkout and Rewards Are About to Change

If you’re used to tapping the same rewards credit card everywhere without thinking, that habit is about to be stress‑tested. Over the past few days, Visa and Mastercard have unveiled a revised $38 billion “swipe fee” settlement in a 20‑year antitrust fight with U.S. merchants – and regulators, retailers, banks and consumer advocates are all warning that paying with a…
14 November 2025
Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

Gen X’s 2025 Retirement Wake‑Up Call (Nov. 10): New Reports Show a $467K Savings Gap—Here’s What to Do Now

Updated: November 10, 2025 Generation X—Americans born roughly between 1965 and 1980—is staring down retirement with a thinner cushion than other living generations. Fresh coverage in the past 24 hours crystallizes the stakes: just 14% of Gen X feels prepared for retirement, the typical target is about $1.07 million, and the amount they expect to have on hand falls short…
10 November 2025
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VTI vs. VOO on November 7, 2025: Daily Update, Flows & Why Vanguard’s Flagship ETFs Still Dominate With Young Investors

VTI vs. VOO on November 7, 2025: Daily Update, Flows & Why Vanguard’s Flagship ETFs Still Dominate With Young Investors

What changed today (Nov. 7, 2025) Fresh data from TipRanks’ “VTI ETF Daily Update — 11/7/2025” shows the Vanguard Total Stock Market ETF (VTI) slipped 1.17% on Thursday, part of a −2.72% five‑day stretch, while YTD returns remain +14.71%. Despite choppy price action, investors added $382M to VTI over the last five trading days, and the fund still trades above…
7 November 2025
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Record Highs, $55 B Deals & Data Drama: Wall Street’s Wild Week (Oct 4–5, 2025)

7 Best Stocks to Buy Now for Big Gains (November 2025 Edition)

Key Takeaways Market Overview: Rally Rolls On, With Underlying Risks 2025 has been a banner year for stocks globally. In the U.S., the S&P 500 and Nasdaq have repeatedly notched all-time highs Reuters, fueled by strong corporate earnings (especially in tech) and easing inflation amid a recent Federal Reserve rate cut Chroniclejournal. The Dow Jones Industrial Average is up ~12%…
4 November 2025
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5 Dividend ETFs That Could Pay You for Life – One Could Turn $500/Month Into $680,000

5 Dividend ETFs That Could Pay You for Life – One Could Turn $500/Month Into $680,000

Why Dividend ETFs for Lifetime Income? Dividend-focused ETFs have become go-to tools for investors seeking steady retirement income. By buying a single ETF, you get exposure to a basket of companies that regularly distribute profits to shareholders as dividends. This means instant diversification and a smoother income stream than relying on one or two stocks. These funds are managed by…
3 November 2025
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Social Security Surprise: No SSI Check on Nov. 1 – See Why Your Payment Arrives Early

Social Security Surprise: No SSI Check on Nov. 1 – See Why Your Payment Arrives Early

November Payment Schedule: SSI vs. Regular Social Security The Social Security Administration (SSA) pays SSI (Supplemental Security Income) beneficiaries on the 1st of each month. In November 2025 the 1st is a holiday/weekend, so SSA moves the Nov. 1 payment to Friday, Oct. 31 Livenowfox Hindustantimes. Fox’s LiveNOW reported: “SSI recipients will receive November’s payment on Oct. 31, because Nov. 1 falls…
31 October 2025
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Trump’s Student Loan Forgiveness Shockwave: 2M Borrowers Freed, Stocks on Edge

Trump’s Student Loan Forgiveness Shockwave: 2M Borrowers Freed, Stocks on Edge

Public Service Loan Forgiveness Overhaul On Oct. 30, 2025 the Dept. of Education finalized a sweeping change to the PSLF program. Citing President Trump’s March 2025 executive order on PSLF, the final rule narrows the definition of a “public service employer” to exclude organizations with a “substantial illegal purpose” Ed. That includes entities convicted of aiding illegal immigration, supporting terrorism, providing…
31 October 2025
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KeyCorp Slashes Prime Lending Rate to 7.00% – Here’s What Borrowers & Investors Need to Know

KeyCorp Slashes Prime Lending Rate to 7.00% – Here’s What Borrowers & Investors Need to Know

Fed Rate Moves and Prime Rate Last week’s Federal Reserve meeting delivered a 0.25% rate cut (its second this year), which immediately set off ripples across banking. In mid‑September, the Fed’s first cut prompted JPMorgan, Citigroup, Wells Fargo and others to trim their prime lending rates from 7.50% to 7.25% Reuters. Now, following the Oct. 29 cut, banks are pushing…
29 October 2025
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Stock Market Today

  • Goldman Sachs Outlines Three Potential Scenarios for 2026 Bull Market
    January 27, 2026, 5:51 AM EST. Goldman Sachs analysts have identified three possible outcomes for the stock market's bull run in 2026. The investment bank's outlook includes scenarios ranging from strong economic growth driving equities higher to more moderate gains amid cautious investor sentiment. Goldman Sachs highlights that market performance will heavily depend on inflation trends, interest rate policies, and corporate earnings. The bank's projections reflect varying degrees of optimism about recovery prospects post-economic disruptions. Investors are advised to watch key indicators closely as these factors will shape the trajectory of the next bull market phase.
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