Indian equities were muted in Monday’s trade (December 15, 2025), but stock-specific action drew outsized attention—especially in banking and select SME counters.
Two names stood out on market watchlists:
- IDFC First Bank, which extended its recent rally and pushed into fresh 52-week-high territory as trading volumes surged and delivery-heavy participation hinted at strong accumulation.
- Pranik Logistics, a small-cap/SME logistics stock that has been under sustained pressure but is now being tracked for a potential reversal attempt from a recent support zone after making fresh lows in the past week.
Below is everything that moved the narrative on 15/12/2025, along with the fundamental and technical context investors are using to frame the next move.
IDFC First Bank share price today: fresh 52-week high, three-session winning streak
IDFC First Bank’s stock marked a new 52-week high of ₹83.18 in the December 15 session, supported by a three-day run that MarketsMojo pegged at a 3.24% cumulative gain.
Intraday, market trackers also flagged continued strength: Capital Market reported the stock trading near ₹84.3 (up ~2.4%) around midday, even as headline indices were slightly lower.
Despite a mixed broader market backdrop—MarketsMojo noted the Sensex opened lower and was still in the red during the same period—IDFC First Bank’s relative performance continued to stand out versus both the index and private-bank peers.
The big tell on 15 December: exceptional volume and delivery signals “accumulation”
The most-watched datapoint on Monday wasn’t just the new high—it was participation.
MarketsMojo reported a sharp spike in activity, with total traded volume of about 2.22 crore shares on 15 Dec 2025, among the highest in recent sessions. It also highlighted that delivery volume on 12 Dec 2025 was about 2.13 crore shares, up 141.75% versus the five-day average delivery volume—a pattern typically watched as an “accumulation” signal because it implies more positions are being carried forward rather than closed intraday.
In plain terms: when delivery volume jumps meaningfully alongside price strength, market participants often interpret it as higher-conviction buying—whether by institutions, longer-horizon investors, or both.
Technical picture: trading above key moving averages
MarketsMojo also pointed to the stock’s technical positioning: IDFC First Bank was trading above key moving averages (short- and long-term), a setup many momentum traders view as confirmation that the trend remains constructive.
That technical “stacking” matters because breakouts to fresh 52-week highs tend to attract systematic strategies and momentum screens—especially if the move is supported by heavy volumes rather than thin liquidity.
Why IDFC First Bank’s “turnaround” story keeps resurfacing
The December 15 move is being read through a wider lens: investors are asking whether the bank’s improving operating metrics can sustain the rerating implied by a new high.
Q2 FY26 (quarter ended Sept 30, 2025): profit up sharply YoY, balance-sheet growth steady
In its official Q2 FY26 press release, IDFC First Bank reported:
- Net profit: ₹352 crore (up ~76% YoY)
- Customer deposits: ₹2,69,094 crore (up ~23.4% YoY)
- Loans and advances: ₹2,66,579 crore (up ~19.7% YoY)
- CASA ratio: ~50.07%
- Asset quality:GNPA 1.86%, NNPA 0.52%
- Cost of funds:6.23% (lower YoY and QoQ)
- Net Interest Margin (NIM):5.59% (lower YoY and QoQ)
The same release also stated the bank’s microfinance portfolio reduced ~41.6% YoY, and that the MFI book had fallen to ~2.7% of funded assets—an important datapoint because microfinance stress has been a recurring market concern across multiple lenders over the last year.
CEO commentary: MFI stress easing, operating leverage improving
In the release, MD & CEO V. Vaidyanathan indicated that microfinance stress was industry-wide and “looks like it is behind,” while also pointing to improving operating leverage (business growth outpacing opex growth across FY25 and H1 FY26).
That message—paired with stable GNPA/NNPA and falling cost of funds—is part of the reason “turnaround” language has re-entered market commentary around the stock.
New business engines: credit cards, wealth, and product innovation
A key theme in the “turnaround” framing is the idea that IDFC First Bank is building fee and franchise depth beyond plain-vanilla lending.
Credit cards and wealth: scale signals in official disclosures
The Q2 FY26 press release stated that credit cards issued reached 4.0 million during the quarter and Private Wealth Management AUM stood at ₹54,693 crore (up 28% YoY).
Recent product push: FIRST WOW! Black credit card
Earlier in December, the bank announced the launch of FIRST WOW! Black, an FD-backed credit card positioned around:
- 0% forex markup on international spends
- A dual-card structure (physical Mastercard + RuPay virtual card for UPI) under one consolidated limit/statement
- Entry via FD starting ₹20,000, with a fully digital application process
While this product announcement predates December 15, it feeds into the same investor narrative: new products + ecosystem hooks that can strengthen acquisition, engagement, and fee income over time.
What analysts are emphasizing right now
A recent TradeBrains analysis argued that the market is beginning to price in early “turnaround” signals—citing stabilising margins, improving asset quality, and the scaling up of newer lending lines such as gold loans, tractor loans, rural lending, and wealth management, alongside expectations of a gradual margin improvement trend.
(As always, readers should treat such analysis as market commentary and cross-check it against official filings and subsequent quarterly updates.)
Pranik Logistics: watching for a reversal attempt after a brutal drawdown
While IDFC First Bank dominated the banking chatter, a very different kind of story circulated in the SME space.
Pranik Logistics—an SME-listed logistics player—has seen heavy downside pressure in recent weeks. A Trendlyne screen updated on 15 Dec 2025 (08:09 a.m. IST) showed the stock around ₹54, still down roughly 30.8% over one month and 34.1% over three months, even though it was up about 4% on the day in that snapshot.
Trendlyne’s company snapshot also flagged that the stock had made a new 52-week low in the past week, reinforcing the idea that traders are now looking for a base-building phase and a potential reversal from a support zone.
Where the “key support” focus comes from
In practical terms, “key support” here is not a magic number—it’s the zone created when a stock sells off to fresh lows and then begins to find buyers repeatedly near the same area.
A separate market-data reference pegged Pranik Logistics’ 52-week low near ₹48.10 (as of mid-December), which helps explain why the ₹50–₹55 region is being watched closely for stability and a possible rebound.
Fundamental catalyst in the background: Mother Dairy tender win (disclosed to exchanges)
Beyond charts, Pranik Logistics has had at least one meaningful corporate datapoint in the very near timeline.
In a Regulation 30 disclosure filed with the exchange (NSE archive), the company informed that it had been awarded a fresh tender by Mother Dairy Fruit & Vegetable Pvt. Ltd. for an ARC of Piece Rate Contract – Pulp Frozen at the Ranchi Unit, under revised tender terms.
For a small-cap logistics company, such contracts can matter disproportionately to sentiment because investors tend to look for:
- visibility on revenue continuity (annual rate contracts),
- operational utilisation,
- and validation from repeat/large counterparties.
That said, SME names remain highly sensitive to liquidity, execution risk, and broader risk appetite—so contract news often supports a thesis, but rarely eliminates volatility.
What to watch next: the “next datapoints” for both stocks
For IDFC First Bank (after the 52-week high)
Market participants will likely track:
- whether volume and delivery-led participation stay elevated after the breakout
- follow-through price action after three consecutive up sessions and the new 52-week high
- upcoming quarterly trends in NIM, credit costs, and deposit mix (especially cost of funds and CASA sustainability)
- asset-quality stability, particularly around portfolios that have driven sector-wide concern (including microfinance exposure trajectory)
For Pranik Logistics (reversal watch)
Key things typically monitored in this setup:
- whether the stock can hold above its recent low zone and build a higher base (rather than a one-day bounce)
- liquidity and price behaviour around support levels (SME counters can gap sharply on thin volume)
- confirmation that newly disclosed contracts translate into steady execution and financial reporting strength
Bottom line on 15 December 2025
The December 15 tape reinforced a familiar theme in Indian markets: even on a relatively quiet index day, story-driven stocks can dominate attention.
- IDFC First Bank grabbed headlines with a fresh 52-week high and exceptional volumes, while the bank’s improving profit trajectory, deposit growth, and business-line expansion continue to feed the “turnaround” debate.
- Pranik Logistics remained firmly in “risk-on watchlist” territory—deeply down over the past month, but increasingly tracked for a reversal attempt from support, with a recent disclosed tender win adding a fundamental thread to the technical setup.
