NEW YORK, December 30, 2025, 22:12 ET — Market closed
- Nu Holdings (NU) rose 1.3% to $16.88 on Tuesday, outpacing a 0.14% dip in the S&P 500.
- Latin America fintech peers StoneCo and Inter & Co gained, while SoFi slipped.
- Analysts’ forecasts ahead of Nu’s next earnings update are back in focus after the stock’s recent monthly pullback.
Nu Holdings Ltd. (NYSE: NU) shares climbed 1.3% to $16.88 on Tuesday, ending higher even as Wall Street posted a modest decline in the penultimate session of 2025.
The move mattered because liquidity is thin into year-end, which can magnify day-to-day swings and drive fast rotations between crowded trades and laggards.
For Nu, the bounce comes after a weaker month. The stock has fallen about 4.7% over the past four weeks, leaving investors watching whether the next earnings update can reset sentiment.
Nu traded between $16.60 and $17.11 during the session, with about 31.4 million shares changing hands. The S&P 500 slipped 0.14%, while the Nasdaq Composite fell 0.23% and the Dow lost 0.20%, according to a Reuters market wrap.
Other fintech names tied to consumer credit were mixed. StoneCo rose about 1.4% and Inter & Co gained about 1.4%, while SoFi Technologies fell about 1.0%, based on end-of-day market data.
“It’s just a healthy rebalancing of allocations more so than an emotionally driven sell-off,” said Mark Hackett, chief market strategist at Nationwide, commenting on broader year-end positioning.
Nu, which operates the Nubank digital banking platform across Latin America, is often treated as a high-beta proxy for risk appetite in emerging-market fintech.
Analysts tracked by Zacks expect Nu to post earnings per share of $0.18 on its next report, on revenue of $4.56 billion, according to a note republished by Nasdaq on Tuesday. The same note pegged Nu’s forward price-to-earnings ratio — a valuation measure based on expected profits — at about 28.4, and its PEG ratio, which adjusts P/E for expected growth, at roughly 0.8.
Nu’s next earnings date is widely listed as falling in February, with Nasdaq’s earnings page showing an estimated report date of Feb. 19, 2026. Investors typically use that window to look for updates on loan growth, funding costs and credit performance — a key watchpoint for consumer lenders.
Wednesday marks the final trading day of 2025, before U.S. markets close for the New Year’s Day holiday. Volume is likely to stay light, keeping the tape sensitive to positioning.
In the near term, traders will watch whether NU can hold above Tuesday’s $16.60 low and challenge the $17.11 intraday high, which sits near a round-number level that can draw momentum flows.
Beyond the next session, the focus shifts to Nu’s upcoming results and how management frames 2026. Investors will be looking for evidence that customer growth and monetization can stay strong without a rise in delinquencies as the company expands credit across its markets.
