- Dire Crash Prediction: Robert Kiyosaki (of Rich Dad, Poor Dad) warns “the biggest crash in world history” is coming in 2025, saying Baby Boomer retirements will be “wiped out” [1] [2]. He urges abandoning “printed” fiat money and piling into real assets.
- Assets to Buy: Kiyosaki tells followers: “Invest in real assets” – specifically gold, silver, Bitcoin, and Ethereum [3] [4]. He singles out silver and Ethereum as undervalued stores of value that are “used in industry” [5] [6]. (He even joked: “If I had $100… I would buy more silver coins.” [7])
- “Savers are Losers”: He repeats his mantra “SAVERS are LOSERS,” warning that inflation “turns savers’ cash into trash” [8] [9]. Instead of leaving money in banks or stocks, he says, people should hold tangible or scarce assets.
- Recent Performance: His preferred asset mix has performed strongly: by late 2025 a hypothetical portfolio of gold, silver and Bitcoin was up ~40% (silver +47.5%, gold +43.1%, Bitcoin +21.2%) [10]. Similarly, silver is up ~70% YTD and Ethereum ~17% [11]. Silver recently hit an 11-year high (above $50) and Kiyosaki even predicts $75/oz next [12] [13].
- Market Tumult: The warnings come amid volatility: a recent U.S.-China trade showdown sent markets reeling. Bitcoin plunged over 10% to ~$110K and Ethereum ~11% to $3,878 in 24h [14], liquidating ~$19B in crypto bets. Conversely, gold surged: it crossed a fresh all-time high of ~$4,000/oz after 100% tariffs were announced, as investors “flock[ed] toward traditional safe-haven assets like gold and silver” [15] [16].
- Contrasting Views: Not all experts share Kiyosaki’s crypto enthusiasm. Zoho co-founder Sridhar Vembu, for example, says he’s long “in the gold as insurance” camp and “No, I am not…interested in crypto” [17]. Mainstream analysts note record stock valuations; Guardian columnist Larry Elliott warns that stocks are “extremely highly valued” and that the next downturn (if it comes) could be triggered by policy shifts [18] [19]. By contrast, some Wall Street strategists argue the bull market still has room: Reuters reports the S&P 500 is about +90% since the 2022 lows and “this isn’t an old bull… [they] tend to last longer,” noting that Fed rate cuts could keep gains going [20] [21]. Fed officials likewise defend the status quo: Governor Adriana Kugler recently stressed that central bank “independence is fundamental to achieving good policy and good economic outcomes,” countering fears of loose-money risks [22] [23].
Kiyosaki’s “Biggest Crash” Alarm
Robert Kiyosaki, the bestselling author of Rich Dad Poor Dad, has long been a financial alarmist. In mid-October 2025 he doubled down via social media: “I predicted the biggest crash in world history… That crash will happen this year,” he wrote, warning that millions of Baby Boomers’ savings and retirements could vanish [24] [25]. Kiyosaki blames what he calls “FAKE” dollar printing by governments. He scorns traditional “savings” – “SAVERS are LOSERS” – because inflation erodes cash [26] [27]. Instead, he urges the public to hoard tangible, scarce assets. His advice echoes his book Rich Dad’s Prophecy and a long career tip: dump paper money and paper assets in favor of gold, silver and even cryptocurrencies.
“Stop saving FAKE $… Start saving real gold, silver, Bitcoin,” Kiyosaki wrote on X, adding “Rich Dads Rule: ‘Savers are Losers.’” [28]
He emphasizes that fiat currencies (even the U.S. dollar) are at risk: A recent analysis notes Kiyosaki “has consistently predicted major shifts in the global economy, warning that fiat currencies… are on a path toward collapse” [29]. He warned followers “not to save printed assets” and to “invest in real assets” [30] [31]. In his view, only hard assets or “digital money” (like Bitcoin/Ethereum) can preserve wealth when central banks are loosening policy worldwide.
Why Silver and Ethereum? “Hot, Hot, Hot”
Unlike many pundits who tout only gold or Bitcoin, Kiyosaki now explicitly highlights silver and Ethereum. He calls them “hot, hot, hot” picks, reasoning that both are underpriced stores of value with real-world uses [32] [33]. Silver is an industrial metal – used in solar panels, electronics and manufacturing – giving it dual appeal as an inflation hedge and practical commodity. Ethereum, the second-largest cryptocurrency, underpins decentralized finance, smart contracts and so-called “programmable money.” Crypto-focused analysts note that Ethereum has a “dual role as both a store of value and a practical asset in the digital economy” [34], making it a kind of “digital parallel to silver” [35].
Kiyosaki argues that silver’s $50/oz price (as of Oct 2025) still leaves room to rise. He bluntly asked on X: “Silver over $50. $75 next? Silver and Ethereum hot, hot, hot.” [36]. On that note, he quipped, “IF I HAD $100 WHAT WOULD I INVEST IN? I WOULD BUY MORE SILVER COINS.” [37]. His math seems to assume a huge rally: a related report notes he has forecast silver could return five-fold in the next year. Meanwhile, Ethereum’s own surge last month (peaking near $4,950) suggests momentum: ETH is up ~17% on the year [38], though below its recent peak.
Surging Safe-Havens Amid Market Turmoil
Kiyosaki’s pitch comes as some markets chafe. In early October 2025, a 100% U.S. tariff on Chinese tech triggered a violent selloff. Bitcoin plunged over 10% (to roughly $110,000) and Ethereum fell about 11% (to ~$3,878) in 24 hours [39] – wiping out nearly $19 billion of leveraged crypto bets, per Bloomberg [40]. Such crashes reinforce Kiyosaki’s message that paper assets can vaporize. At the same time, gold and silver were racing upwards. After the tariff news, gold blasted past $4,000/oz (a new lifetime high), and silver is near multi-year highs. As Moneycontrol reports, Trump’s tariff shock “sent global markets tumbling, prompting investors to flock toward traditional safe-haven assets like gold and silver” [41]. In other words, Kiyosaki’s favorite hedges are outperforming more speculative bets right now.
Asset Returns (2025 YTD): Notably, Kiyosaki’s own model portfolio of hard assets has done well this year. By September, a mix of gold, silver and Bitcoin was up ~40% in 2025 [42]. Silver led, soaring 47.5% [43], thanks to industrial demand and inflation fears. Gold has climbed ~43% [44], and Bitcoin about +21%. Ethereum’s rally (~17% [45]) adds to the case. These gains are cited by Kiyosaki’s camp as “proof” of his long-bet on hard assets.
However, equity markets (stocks) remain high. The S&P 500 recently notched record highs – it’s nearly +90% above its Oct 2022 lows [46] [47] – as optimism about AI and resilient growth prevails. Some strategists say the rally may continue: Reuters quotes Ryan Detrick (Carson Group) noting “this isn’t an old bull” and history suggests it can still run [48]. LPL’s Jeffrey Buchbinder adds that unless a full-blown recession hits, “bull markets… tend to run for five years or more” [49]. In fact, with inflation easing and central banks now cutting rates, many Wall Street analysts view stock valuations (P/E ≈23) as justified by the Fed’s dovish tilt [50] [51]. In short, Kiyosaki’s crash calls contrast sharply with the prevailing market optimism, though both camps agree debt and policy shifts are key wildcards.
Diverging Schools of Thought
Kiyosaki’s stark advice has its skeptics. Many veteran investors remain wary of crypto and stick with traditional hedges. Zoho co-founder Sridhar Vembu, echoing long-time gold bugs, wrote that gold “has held its purchasing power” over decades and bluntly concluded: “No, I am not… interested in crypto” [52]. He highlights that gold recently rallied (breaking $4,000/oz) while bond yields and equities stumbled, reinforcing gold’s credibility. Similarly, investors like BlackRock’s Cathy Seifert emphasize gold over digital coins as a safe store of value.
On the other hand, Kiyosaki points out that even famed stockpicker Warren Buffett has shifted gears. In September he publicly bought $6.6B of silver, prompting Kiyosaki to jab: “Even though Buffett shit on gold and silver investors like me for years… his endorsement of gold and silver must mean stocks and bonds are about to crash” [53]. (Ironically, Buffett has said he’s not a fan of Bitcoin or Ethereum.) Kiyosaki sees such moves as confirmation that the mainstream is finally getting nervous.
Economists add more context. Fed officials stress caution in interpreting such doomsday calls. Board member Adriana Kugler recently told an audience that “central bank independence is fundamental to achieving good policy and good economic outcomes” [54]. An independent Fed, she argued, anchors inflation expectations, avoiding the runaway inflation Kiyosaki fears. Indeed, Kugler emphasized that markets trust the Fed can keep inflation low because it won’t be swayed by politics [55]. This runs counter to Kiyosaki’s critique that policymakers are recklessly debasing the dollar. In sum, experts diverge: some echo Kiyosaki’s debt and inflation worries, while others counter that the system (and the Fed) remains robust.
In short: Robert Kiyosaki is doubling down on his bearish prophecies, urging people to “invest in real assets” and hunker in silver and Ethereum [56] [57]. These views have gone mainstream as market swings validate some of his thesis (see silver’s 70% surge). However, many strategists remain optimistic about stocks and trust in central banks, presenting a sharp contrast. Whether Kiyosaki’s crash prediction materializes or not, his warnings serve as a reminder of the large stakes in play: mounting debt, inflation, and policy risks. Investors are left choosing sides between those bracing for a collapse and those riding the rally – and it’s likely this debate will only intensify.
Sources: Reports from Economic Times, Business Today, CryptoNews, Moneycontrol, Reuters, AP News, Guardian and others [58] [59] [60] [61] [62] [63] [64] provide the above details. (Quoted remarks are from Kiyosaki and news interviews.)
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