Ripple (XRP) News Today: Price Holds Near $2 as XRP ETFs Near $1B, XRPL 3.0 Launches and Bold Forecasts Roll In

XRP is trading just above the psychologically crucial $2.00 mark today, December 11, 2025, as Ripple’s ecosystem is hit by a wave of institutional ETF inflows, a major XRP Ledger upgrade, and a fresh round of sky‑high price predictions.

Below is a comprehensive roundup of the day’s key Ripple news, XRP price action, and the latest forecasts.

XRP Price Today: XRP Clings to $2 Support After Volatile Macro Week

As of press time, XRP is changing hands around $2.03, with an intraday high near $2.06 and a low around $1.99, leaving the token fractionally down on the day.

Across major analyses published today:

• Most traders see $2.00 as the primary short‑term “line in the sand.” U.Today notes that XRP is hovering just above local support near $1.99, warning that a daily close below this level could open the door to a move toward the $1.95–$1.90 region. ^[1]
• A broader wrap‑up from FXStreet describes XRP as trading just above $2.00 but weighed down by selling pressure, with downside risks extending toward April’s low around $1.61 if the $2 floor gives way. ^[2]
• CryptoPotato’s fresh daily analysis paints a clearly bearish backdrop: XRP is locked inside a descending channel from August, trading near $2.01 and “dangerously close” to a demand zone around $1.80, with the next major support cluster near $1.50–$1.20 if that area fails. ^[3]

On a longer horizon, 24/7 Wall St. notes that despite a volatile year, XRP is roughly flat year‑to‑date, which actually outperforms many major altcoins that have shed around half their value in 2025. ^[4]

In short: XRP is stable, but it’s stable in a danger zone.

Big Ripple & XRP News Today

1. XRP ETFs Are Approaching the $1 Billion Milestone

A key storyline today is the tug‑of‑war between massive institutional ETF inflows and spot/derivatives selling:

• CryptoSlate reports that XRP exchange‑traded funds have absorbed nearly $1 billion in net inflows over just 18 days. Despite that, XRP remains stuck around $2 instead of ripping higher, suggesting ETF demand is being met by selling pressure elsewhere. ^[5]
• The same analysis highlights that XRP futures open interest has collapsed from about 1.7 billion XRP in early October to roughly 0.7 billion XRP, a 59% drawdown, while funding rates have dropped sharply—evidence that speculative leveraged longs have been flushed out. ^[6]

Coindesk’s coverage of the price slump reinforces this split:

• In a report syndicated across several outlets, CoinDesk notes that XRP slid from around $2.09 back toward $2.00 as traders took profits from Bitcoin, but institutional flows into XRP‑linked products surged more than 50% above their weekly average, indicating strategic repositioning rather than retail panic. ^[7]

In effect, ETF buyers are quietly mopping up supply while speculative derivatives traders de‑risk.

2. A 5th U.S. Spot XRP ETF Moves Closer to Launch

The ETF story isn’t just about inflows—it’s also expanding in breadth.

• CoinDesk reports that the Cboe BZX Exchange has certified approval for listing 21Shares’ proposed XRP ETF, bringing what would be the fifth U.S. spot XRP product a step closer to market. ^[8]

Existing funds—including products from issuers such as Grayscale and Bitwise—already collectively manage hundreds of millions of dollars in XRP exposure, with analyst coverage suggesting that combined spot ETF inflows for the asset are now closing in on $1 billion. ^[9]

Ripple CEO Brad Garlinghouse recently celebrated a “billion‑dollar XRP win,” highlighting ETF traction and positioning XRP ETFs as a major legitimizing force for the asset in traditional finance. ^[10]

3. Ripple–Archax RWA Deal: $1B in Tokenized Assets on XRPL by 2026

Another centerpiece of today’s Ripple news: real‑world assets (RWA).

A new feature from 24/7 Wall St. details Ripple’s partnership with UK‑regulated digital securities exchange Archax:

• Ripple and Archax are targeting over $1 billion in tokenized real‑world assets (RWA) on the XRP Ledger (XRPL) by mid‑2026, building on their earlier 2024 commitment to onboard “hundreds of millions of dollars” in the first year. ^[11]
• Archax has already tokenized equity, debt and money‑market funds, and these instruments can settle on XRPL in seconds with low fees. ^[12]
• Ripple’s RLUSD dollar‑pegged stablecoin, launched in late 2024, has surpassed $1 billion in market cap, providing a fiat bridge for RWA trading on XRPL. ^[13]

The same article sketches three scenarios for 2026:

• Bull case: XRPL becomes a leading tokenization hub, RWA volumes soar, and XRP could potentially test $6 by late 2026.
• Base case: RWA growth is steady but not explosive, leaving XRP in a more modest $3–$4 range.
• Bear case: tokenization underwhelms, ETF enthusiasm stalls, and XRP remains stuck below $3. ^[14]

These scenarios are illustrative, not guarantees, but they show how tightly XRP’s long‑term narrative is now tied to RWAs and stablecoin‑driven settlement.

4. XRPL v3.0 Launches: Major Network Upgrade Goes Live

On the technical front, Ripple has shipped XRP Ledger v3.0.0, one of the biggest protocol upgrades in years:

• Coinpaper reports that XRPL v3.0 focuses on stability, performance and DeFi readiness, with core changes that improve automated market maker (AMM) behavior, escrow reliability, and ledger robustness. ^[15]
• The release also upgrades the Simulate API, making it easier for developers and analytics platforms to model complex DeFi interactions before executing them on‑chain. ^[16]
• At the time of the article, XRP was trading near $2.01, down about 6% over the week, underlining that network upgrades alone aren’t enough to overpower broader crypto risk‑off sentiment—at least not immediately. ^[17]

The big open question for traders: Will XRPL 3.0’s DeFi and RWA capabilities eventually translate into sustained on‑chain activity and, by extension, stronger structural demand for XRP as “fuel”?

5. Ripple’s $500M Share Sale & $40B Valuation

Beyond the token, Ripple the company is also in the spotlight:

• Bloomberg Law reports that Ripple raised around $500 million in a share sale in November, attracting heavyweight investors including Citadel Securities and Fortress Investment Group and valuing the company at about $40 billion, a record for a privately‑held crypto firm. ^[18]

The deal structure reportedly offered certain investors the right to sell shares back to Ripple at a guaranteed return, highlighting both institutional interest in Ripple and the cautious way Wall Street is choosing to gain exposure to crypto‑linked growth. ^[19]

That valuation and investor roster support a core thesis in today’s analysis pieces: Ripple is increasingly treated as critical financial infrastructure, not a speculative side project—at least by some parts of traditional finance.

The Macro Backdrop: Fed Cut, Risk‑Off Markets and Leverage Flushes

Today’s XRP price action is unfolding against a choppy macro backdrop:

• The Federal Reserve just delivered another 25 bps rate cut, but accompanying guidance was interpreted as hawkish, prompting risk‑off moves across equities and crypto alike. FXStreet notes that Bitcoin, Ethereum and XRP are all trading lower as traders reassess the path of future cuts. ^[20]
• CoinGlass data relayed via CoinDesk shows that crypto markets absorbed one of their largest leverage resets in weeks, with over $500 million in positions liquidated in 24 hours, roughly three‑quarters of that from long positions. ^[21]

This combination—hawkish central bank messaging and leverage washouts—helps explain why XRP can have nearly $1 billion in ETF inflows and still be stuck around $2 with a bearish chart.

XRP Technical Picture: Key Levels & Setups to Watch

Short‑Term Structure: A Triangle Around $2

Multiple analysts today converge on a similar chart structure:

• Brave New Coin highlights a descending triangle on the 4‑hour chart, with support around $1.95–$1.90 and compressing lower highs. A confirmed breakout above the $2.07–$2.10 zone could trigger an estimated 16% move, putting a short‑term target near $2.40. A breakdown below $1.90 would strengthen the bearish case. ^[22]
• BeInCrypto’s analysis also notes that XRP has been locked in a $2.28–$1.98 range since late November. A convincing bid above $2.17 is seen as the first confirmation of a rebound, followed by a break of $2.28 to escape the range. Conversely, a close below $1.98 exposes $1.88 next. ^[23]
• U.Today focuses on intraday behavior, flagging $1.9927 as immediate support and $1.9835 as a mid‑term pivot. A weekly close below this zone raises the odds of a test of the $1.80–$1.85 area by month‑end. ^[24]

Taken together, the near‑term battlefield looks roughly like this (approximate ranges):

• Immediate support: $2.00–$1.98
• Deeper support: $1.90–$1.80, then $1.61 and $1.50–$1.20 in more bearish scenarios ^[25]
• First resistance band: $2.07–$2.17
• Breakout zone: $2.20–$2.28, with $2.40 as a plausible follow‑through target ^[26]

On‑Chain & Sentiment: Sellers Tiring, Speculators Cooling

Not all of today’s signals are negative:

• BeInCrypto notes a bullish divergence in On‑Balance Volume (OBV): between December 6 and 11, price printed a lower low while OBV ticked higher, suggesting hidden accumulation at the lows. ^[27]
• Long‑term holders have cut their daily selling by about 49% in recent days, while very short‑term holders (24‑hour to 1‑week cohorts) have sharply reduced their share of the circulating supply—removing some speculative overhead that often caps bounces. ^[28]
• At the same time, CryptoSlate’s ETF/derivatives study shows that speculative leverage has already been purged, with open interest and funding rates heavily compressed. ^[29]

On the other hand, sentiment remains fragile:

• A recent CoinDesk article (referenced in several market roundups) warned that XRP social sentiment turned “wildly negative” after a roughly 31% slide over two months, leaving the token vulnerable if risk appetite deteriorates again. ^[30]

Net takeaway: the ingredients for a respectable bounce (less selling, quiet accumulation, ETF demand) are there—but so are the ingredients for another leg down if the macro picture or Bitcoin weakens further.

Fresh Forecasts & Price Predictions Published Today

Can XRP Reach $10? Mainstream Forecasts vs Reality

A widely shared piece from Finance Magnates today tackles the question: “Will XRP go up—and can it hit $10?” ^[31]

Key points:

• XRP is trading near $2.04 after failing to reclaim its July high at $3.65, and has been stuck in a $2.00–$2.20 consolidation band. ^[32]
• Using Fibonacci extensions, the author sees a technical path first toward $3.40 and potentially above $5.00 in an optimistic scenario. ^[33]
• Standard Chartered’s Geoffrey Kendrick projects $12.50 per XRP by 2028, implying that $10 is more plausible over a multi‑year window than in the next few weeks. ^[34]
• Other forecasts cited include:
  • $8.60 by 2026 from CoinPedia.
  • $10 by 2030 from Bitget Research analyst Ryan Lee, citing RLUSD adoption and a potential Ripple IPO. ^[35]

Crucially, the article stresses that $10 in 2025 is “virtually impossible” from a market‑cap and time‑frame perspective: it would require roughly a 390% surge in under three weeks, pushing XRP’s valuation toward $580 billion. ^[36]

24/7 Wall St.: $3 in 2026 Is “Plausible”

Another high‑profile note from 24/7 Wall St. argues that XRP has a realistic shot at reaching $3 in 2026, but only if several bullish factors align: ^[37]

• A supportive macro backdrop with continued rate cuts.
• Sustained regulatory clarity and further ETF traction.
• Accelerated adoption of XRP for cross‑border payments and on‑chain liquidity.

The author roughly handicaps the odds of XRP touching $3 in 2026 at about 50‑50, with only around a 10% probability of a new all‑time high above $4 in the same period. ^[38]

CryptoRank / The Coin Republic: Eyes on $2.50 If One Level Breaks

A joint analysis syndicated on CryptoRank and The Coin Republic today frames $2.50 as a critical upside checkpoint: ^[39]

• XRP is trading just below $2.10 with a modest daily gain, while the broader crypto market is mixed.
• ETF inflows are estimated near $950 million, and today’s Fed rate cut is viewed as a potential catalyst for risk assets.
• The key, however, is a sustained break above roughly $2.48–$2.50; only then do analysts expect a convincing move toward $2.50+ to hold, with whales’ selling behavior a crucial swing factor. ^[40]

AI Chatbots Predict Year‑End XRP Price Around $2.30–$2.40

CryptoPotato published a quirky but widely shared piece today: “What Is Ripple’s (XRP) Most Likely Price for New Year’s Eve? 4 AIs Give Their Answers.” ^[41]

Summarizing the bots’ views:

• ChatGPT sees XRP around $2.40 on December 31, roughly 20% above current prices, calling it “moderate upside” within a consolidation band capped by heavy resistance near $3.00. ^[42]
• Grok comes in similar at about $2.42, with the caveat that a Bitcoin run back above $100,000 could fuel further altcoin upside. ^[43]
• Perplexity is slightly less bullish at $2.34, emphasizing the speculative nature of any precise forecast. ^[44]
• Gemini declines to give a single number, but sees the $2.10–$2.20 range as the most likely by year‑end, with a blast to new all‑time highs rated “least probable.” ^[45]

All four agree on one thing: forecasts are rough sketches, not certainties.

The Ultra‑Bull Camp: Supercycle to $48, $1,000 XRP and a $7 Trillion Ripple?

On crypto‑native outlets, ultra‑bull narratives also made the rounds today:

• The Crypto Basic profiled analyst “The Block Bull,” who uses a long‑term parallel channel to argue that XRP could reach a “realistic” supercycle top around $48, though he believes many investors would take heavy profits once price hits $10. The article notes that Changelly’s long‑term model also sees XRP potentially hitting $48 in 2033, underscoring how far into the future such targets sit. ^[46]
• A companion piece from the same outlet outlines how 1,000 XRP bought for roughly $2,000 today could theoretically be worth $1 million if XRP ever hit $1,000 per coin. It cites long‑term projections from Changelly (~$115 in 2033–2034) and Telegaon (~$285 by 2050), plus a controversial thesis from CryptoGuard’s Matthew Brienen suggesting $1,000 by 2035 in an extremely optimistic global‑settlement scenario. ^[47]
• Another article explores pundit Rob Cunningham’s argument that, under a future Clarity Act, with XRP at $250 and the XRPL plus RLUSD forming part of a new monetary backbone, Ripple’s XRP holdings could underpin a notional valuation around $7 trillion. ^[48]

These projections are highly speculative and contingent on transformative changes in global finance, regulation, and technology adoption. They illustrate sentiment more than they provide actionable price targets.

Regulatory Backdrop: Ripple vs SEC Is Finally Over

Many of today’s forecasts explicitly lean on one structural change: the Ripple vs SEC saga is done.

• Coincub and Capital.com note that the lawsuit, filed in December 2020, formally ended in August 2025, when both Ripple and the SEC dropped their appeals after nearly five years of litigation. ^[49]
• The final judgment:
  • Found that XRP is not a security when traded on public exchanges, though some institutional sales were deemed unregistered securities offerings.
  • Imposed a civil penalty of about $125 million and barred Ripple from conducting certain types of institutional XRP sales in the U.S. going forward. ^[50]

With the regulatory overhang lifted, exchanges relisted XRP, and the path was cleared for the XRP ETFs now attracting close to $1 billion in inflows. ^[51]

Ripple has since shifted focus to RLUSD, banking partnerships, tokenization, and policy engagement, positioning itself as a long‑term player in regulated digital finance. ^[52]

What It All Means for XRP Traders and Investors

Nothing in this article is financial advice, but today’s data points suggest a few practical takeaways:

• Short term, XRP is in a make‑or‑break zone.
  • Hold above $1.98–$2.00, and the odds of a bounce toward $2.17–$2.28, then possibly $2.40, improve. ^[53]
  • Lose $1.98 convincingly, and charts across several analyses open risk toward $1.90–$1.80, with more pessimistic targets as low as $1.61 or even $1.50–$1.20 in a deeper correction. ^[54]
• Structurally, XRP is being pulled in opposite directions:
  • Bullish: almost $1B in ETF inflows, a completed SEC case, RWA tokenization deals, RLUSD growth, and a major XRPL upgrade. ^[55]
  • Bearish: risk‑off macro conditions, long‑side liquidations across crypto, negative crowd sentiment, and still‑weak trend‑following technicals. ^[56]
• Forecasts cluster in three tiers:
  • Near term (into early 2026): Many analysts see realistic ranges between $2 and $4, with $3 as a popular “reachable if things go reasonably well” target. ^[57]
  • Medium term (late 2020s): Bank and research‑desk projections around $8–$13 rely on sustained institutional use of XRP and continued ETF growth. ^[58]
  • Far‑out bull cases: Community models that talk about $48, $250, or even $1,000+ assume radical changes in global finance and should be treated as speculative thought experiments, not base cases. ^[59]

For anyone following XRP, the most actionable story in today’s news isn’t the dream of four‑digit prices. It’s the convergence of regulatory clarity, ETF demand, tokenization on XRPL, and the struggle to hold the $2.00 level in a jittery macro environment.

As always, do your own research, size positions carefully, and never invest more than you can afford to lose.

References

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