Updated Monday, November 17, 2025.
Is anyone paid today (Monday, Nov. 17, 2025)?
No. There are no regularly scheduled Social Security retirement or SSDI payments on Monday. The next wave of deposits arrives Wednesday, Nov. 19 for beneficiaries whose birthdays fall 11th–20th of any month. The final November cycle follows on Wednesday, Nov. 26 for birthdays 21st–31st. That schedule comes straight from the Social Security Administration (SSA): post–May 1997 filers are paid on the second, third, or fourth Wednesday based on birthdate bands. [1]
Quick check for the week of Nov. 17
- Wed, Nov. 19: Birthdays 11–20
- Wed, Nov. 26: Birthdays 21–31
- People who have received benefits since before May 1997 or who receive both Social Security and SSI were paid this month on Mon, Nov. 3. [2]
(If you want the dates spelled out month-by-month, Kiplinger’s 2025 table also lists Nov. 12, 19, and 26 as this month’s Wednesday paydays. [3])
Full November 2025 payment snapshot
- SSI for November: Because Nov. 1 fell on a Saturday, November’s SSI was issued early on Friday, Oct. 31. SSA’s rule is that when a due date lands on a weekend or legal holiday, benefits arrive the business day before. [4]
- Social Security (legacy/concurrent cases): For people paid on the “month‑start” cycle (filed before May 1997 or receiving both Social Security and SSI), November’s benefit was paid Monday, Nov. 3. [5]
- Social Security (birthdate schedule):
- Wed, Nov. 12: Birthdays 1–10 (already paid)
- Wed, Nov. 19: Birthdays 11–20 (this week)
- Wed, Nov. 26: Birthdays 21–31 (next week; not impacted by Thanksgiving on Nov. 27) [6]
Looking ahead: The next SSI deposit is Monday, Dec. 1. Then, the first 2026 COLA‑boosted SSI payment (for January 2026) will arrive early on Wednesday, Dec. 31, 2025, because Jan. 1 is a federal holiday. [7]
What’s new in November 2025 that affects your check
1) Medicare Part B premiums for 2026 are set
The Centers for Medicare & Medicaid Services (CMS) announced that the standard Part B premium will be $202.90 in 2026 (up $17.90 from $185.00 in 2025). The Part B deductible will be $283 (+$26). If your Part B premium is deducted from your Social Security, this change reduces the net increase you’ll see from the 2026 COLA starting in January. [8]
Health‑policy analysts noted that the Part B hike will eat into a chunk of the average COLA increase. (KFF’s briefing today discusses affordability implications and typical IRMAA surcharges for higher‑income beneficiaries.) [9]
2) 2026 COLA: 2.8%—and your COLA notice
SSA confirmed a 2.8% cost‑of‑living adjustment for 2026. For the average retired worker, benefits rise from $2,015 to $2,071 per month in January; for SSI, the federal maximum becomes $994 (individual) and $1,491 (couple). Most beneficiaries will see their COLA notice in their my Social Security Message Center in late November 2025. [10]
Other 2026 program figures to know (effective Jan. 2026):
• Max taxable earnings (OASDI): $184,500
• Earnings test (under FRA): $24,480/yr.; in year you reach FRA: $65,160/yr.
• SGA monthly thresholds:$1,690 (non‑blind), $2,830 (blind); TWP:$1,210. [11]
3) Medicare Open Enrollment is in its home stretch
Open Enrollment runs Oct. 15–Dec. 7. Reviewing drug and MA plans now can help offset next year’s higher Part B premium and keep your net Social Security check higher after deductions. Changes take effect Jan. 1, 2026. [12]
Why your deposit might not show up exactly at 9 a.m.
Banks and prepaid programs post ACH deposits on different schedules; SSA’s guidance is simply: if a payment doesn’t show on the expected date, allow three additional mailing days before contacting the agency. Electronic payments (direct deposit/Direct Express) are required in almost all cases, which helps reduce delays and fraud compared with paper checks. [13]
Background changes still shaping 2025–26 payments
- WEP/GPO repeal (Social Security Fairness Act): The law signed Jan. 5, 2025 eliminated the Windfall Elimination Provision and Government Pension Offset, raising monthly payments for many public‑sector retirees. SSA began retroactive payouts and higher ongoing benefits earlier this year. If you were affected, your 2025 payments (and your 2026 COLA) reflect those changes. [14]
Fast answers for Nov. 17, 2025
- Who gets paid today? No regular Social Security groups. Next deposits are Wed, Nov. 19 (birthdays 11–20) and Wed, Nov. 26 (birthdays 21–31). [15]
- Did Veterans Day or Thanksgiving change anything? No. The Nov. 26 payments land before Thanksgiving (Nov. 27) and are unaffected. [16]
- Why no SSI this month? Because Nov. 1 was a Saturday, SSI went out Oct. 31. There’s no mid‑November SSI. Next SSI is Dec. 1, then Dec. 31 (January’s SSI, with the COLA). [17]
- Where can I see my 2026 amount? Log in to my Social Security; COLA notices are being posted in late November. [18]
What to do if your payment is missing
- Confirm your scheduled date above. 2) Check with your bank/prepaid card program (some post later in the day). 3) If still missing, SSA asks that you wait three mailing days, then contact the agency. [19]
Bottom line
For today (Nov. 17, 2025), no regular Social Security groups are paid. The action is Wednesday: birthdays 11–20 are paid on Nov. 19, and 21–31 on Nov. 26. Meanwhile, 2026 is coming into sharper focus: a 2.8% COLA, Part B premiums of $202.90, and—if applicable—the ongoing impact of the WEP/GPO repeal. Use the final weeks of Medicare Open Enrollment (through Dec. 7) to protect your net benefit next year. [20]
Sources & further reading
- SSA payment calendars and timing rules. [21]
- SSA COLA facts and 2026 program amounts. [22]
- CMS: 2026 Medicare Part B premium & deductible. [23]
- KFF quick take on 2026 premium impact. [24]
- Medicare Open Enrollment (official). [25]
- Social Security Fairness Act (WEP/GPO repeal)—law & SSA implementation. [26]
References
1. www.ssa.gov, 2. www.ssa.gov, 3. www.kiplinger.com, 4. www.ssa.gov, 5. www.ssa.gov, 6. www.ssa.gov, 7. www.ssa.gov, 8. www.cms.gov, 9. www.kff.org, 10. www.ssa.gov, 11. www.ssa.gov, 12. www.medicare.gov, 13. www.ssa.gov, 14. www.congress.gov, 15. www.ssa.gov, 16. www.ssa.gov, 17. www.ssa.gov, 18. www.ssa.gov, 19. www.ssa.gov, 20. www.ssa.gov, 21. www.ssa.gov, 22. www.ssa.gov, 23. www.cms.gov, 24. www.kff.org, 25. www.medicare.gov, 26. www.congress.gov
