retirement planning

Key Facts In summary, Americans face a retirement funding squeeze: average 401(k) balances are surprisingly low and contributions have even disappeared in some tragic cases (a recent Wall Street Journal case recounts a worker’s missing ~$50K in 401(k) deposits). Coupled with looming policy changes and market jitters, the consensus is clear: take action now. Financial advisers say to diversify beyond one 401(k), grab every employer match investopedia.com ts2.tech, and review your portfolio with an expert. As Allianz’s Kelly LaVigne warns, “it’s time for Gen X to really put pen to paper and create a long-term financial strategy for retirement” ts2.tech.