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Social Security

Social Security Surprise: No SSI Check on Nov. 1 – See Why Your Payment Arrives Early

Social Security Surprise: No SSI Check on Nov. 1 – See Why Your Payment Arrives Early

November Payment Schedule: SSI vs. Regular Social Security The Social Security Administration (SSA) pays SSI (Supplemental Security Income) beneficiaries on the 1st of each month. In November 2025 the 1st is a holiday/weekend, so SSA moves the Nov. 1 payment to Friday, Oct. 31 livenowfox.com hindustantimes.com. Fox’s LiveNOW reported: “SSI recipients will receive November’s payment on Oct. 31, because Nov. 1 falls on a weekend” livenowfox.com. Hindustan Times similarly notes that SSI checks “usually credited on the first of each month” will be issued Oct. 31 when Nov. 1 is not a business day hindustantimes.com. In other words, SSI recipients get an early November
31 October 2025
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Social Security, SSI and Veterans Benefits to Climb 2.8% in 2026 — Can It Keep Up?

Social Security, SSI and Veterans Benefits to Climb 2.8% in 2026 — Can It Keep Up?

In mid‑October 2025 the Social Security Administration (SSA) officially announced a 2.8% cost-of-living adjustment (COLA) for 2026 blog.ssa.gov. This means nearly all retired, disabled and survivor Social Security recipients will see their monthly checks rise by 2.8% next year. “Social Security is a promise kept,” Commissioner Frank J. Bisignano said in a statement, noting that the COLA “is one way we make sure benefits reflect today’s economic realities” wilshirehcs.org. On average, the extra 2.8% translates into roughly +$56 per month for an average retired worker (around $2,000/mo currently), or about $672 per year blog.ssa.gov wilshirehcs.org. SSI payments – the flat‐rate
28 October 2025
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2026 Social Security COLA Shocker: Benefits Up 2.8% (+$56), But Rising Costs Threaten the Gain

2026 Social Security COLA Shocker: Benefits Up 2.8% (+$56), But Rising Costs Threaten the Gain

With markets near record highs (S&P 500 and Nasdaq hitting all-time peaks) and the 10‑year Treasury around 4.0% ts2.tech, retirees face a mixed picture: a modest benefit hike but also sharply rising expenses. Read on for the full breakdown. Official Announcement: 2.8% COLA for 2026 On Oct. 24, 2025 the Social Security Administration (SSA) announced a 2.8% COLA for benefits payable in 2026 ssa.gov. This adjustment will apply to Old-Age, Survivors, and Disability Insurance (OASDI) and to SSI. In practical terms, nearly 71 million Social Security beneficiaries will see their monthly checks go up by 2.8% in January 2026 ssa.gov.
26 October 2025
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Retirement Alert: 90% of Americans Are Giving Up Big Social Security Checks (Act Now Before It’s Too Late!)

Retirement Alert: 90% of Americans Are Giving Up Big Social Security Checks (Act Now Before It’s Too Late!)

In short, most retirees are stuck in a cash crunch. They need the income now, even though postponing Social Security would boost their checks permanently housingwire.com cbsnews.com. A survey by Schroders (released Oct. 22, 2025) found 37% say they’ll claim early simply to get money sooner, while 36% fear the program might run out housingwire.com. Deb Boyden (Schroders’ head of U.S. retirement) warns that many Americans are anxious about solvency “and yet so few are willing to hold off” taking benefits housingwire.com cbsnews.com. In other words, fears of a social security crash and living paycheck-to-paycheck have outweighed the math: waiting
24 October 2025
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Social Security COLA 2026: The Raise EVERYONE Is Talking About — And Why It Might Fall Short

Social Security COLA 2026: The Raise EVERYONE Is Talking About — And Why It Might Fall Short

Why the COLA Announcement Was Delayed Normally the SSA announces the annual COLA in mid-October after the Bureau of Labor Statistics releases the September Consumer Price Index for Urban Wage Earners (CPI-W). The COLA is based on the rise in average CPI-W over July–September vs. the same period a year earlier cbsnews.com. Because of the federal government shutdown, the BLS delayed the CPI release to Oct. 24, and the SSA said it will announce the 2026 COLA on Oct. 24 as well cbsnews.com cbsnews.com. In other words, this Friday should be the big day for Social Security. Until the numbers
24 October 2025
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Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Recent studies reveal a retirement funding crisis. 90% of U.S. workers say they’ll claim Social Security before age 70, even though waiting boosts benefits by ~30% (an early claim can cost ~$182,000 in lifetime payments) cbsnews.com cbsnews.com. Financial guru Dave Ramsey warns that retiring “too early” (like age 62) is a mistake – “it’s like jumping out of a plane without checking your parachute” kiplinger.com. Credit card debt has exploded (up to $1.2 trillion at ~25% APR) nasdaq.com, a burden experts say “can stand between you and your ideal retirement” nasdaq.com. Surveys show Americans are falling short: 58% feel their savings
21 October 2025
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Shocking U-Turn: Social Security Paper Checks Saved – Trump’s Stimulus Check Hype Debunked, Stocks Soar

Shocking U-Turn: Social Security Paper Checks Saved – Trump’s Stimulus Check Hype Debunked, Stocks Soar

What’s Behind the Paper-Check Change? In March 2025 President Trump signed an executive order (EO 14247) directing agencies to “eliminate physical payments…to the extent permitted by law” kiplinger.com. By late summer, Treasury and SSA announced a Sept. 30 deadline to switch benefit checks to direct deposit or Treasury’s prepaid Direct Express card ssa.gov home.treasury.gov. The goal: save taxpayer money and speed payments. As Treasury put it, digital transfers “are safer, faster, and far more efficient” home.treasury.gov. (In fact, each mailed check costs about 50¢ to produce vs 15¢ electronically hindustantimes.com.) SSA encouraged beneficiaries to enroll in direct deposit via their “my Social
19 October 2025
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