- Current Price: ~$2.50 (Nov 1, 2025), market cap ~$150B, ranking #3 in crypto [1]. Volatile October saw a ~12% drop, but last week XRP rallied ~9% (to ~$2.66) on rising whale demand [2] [3].
- Recent Moves: After hitting $2.60–$2.68 on Oct 26–27, XRP plunged ~8% on Oct 30 to ~$2.42 (breaching the critical $2.46 support) [4]. 24h trading volume spiked (~$3.8B, +21% in one day) [5], signaling heavy trading. Large “mega” wallets (100M–1B XRP) quietly accumulated ≈1.27 billion XRP in mid-Oct (≈$3.15B) [6], even as long- and short-term holders trimmed positions. Analysts note the key pivot is holding the ~$2.60–$2.63 zone [7]; a close above ~$2.72–$2.81 could reignite a rally, while a break below ~$2.40–$2.28 might test lower supports [8] [9].
- Regulatory News: Ripple’s legal headaches are over – in Aug 2025 the SEC dropped its appeal and settled, leaving a $125M fine intact [10]. Ripple’s GC said this “mark[s] the end” of the case [11], giving clarity. U.S. exchanges quickly relisted XRP after the settlement [12]. Now, regulators are focused on ETFs: the SEC must decide on several spot XRP ETF filings by mid-November (Oct. 17 deadline was delayed by the U.S. shutdown) [13] [14]. Bloomberg analysts put the approval odds around 95% given the lawsuit’s outcome [15]. Meanwhile, Ripple is pushing into banking: it applied on July 2 for a U.S. national trust bank charter (for custody of its new RLUSD stablecoin) [16], a decision due October 31 [17]. If approved, Ripple would have federal oversight for things like its stablecoin.
- Market Sentiment & Volume: Trading activity is heating up. 24h spot volume jumped to ~$3.8B [18] and derivatives volume hit ~$7.8B [19]. Coinglass data shows ~$4M net XRP inflows on Oct 31 (its first positive daily net position in a week) [20]. On-chain sentiment is mixed: small holders are selling amid “capitulation” (per Santiment), while whales remain active. Ali Martinez noted ~$70M XRP was sold by whales over two days (Oct 25) [21]. CryptoQuant reports “selling pressure persists,” with whales moving large sums to exchanges [22]. In short, retail fear is rising but big players are positioning for the next move.
- Adoption & Partnerships: Real-world use of XRP and its ecosystem is growing. Ripple’s new dollar-backed stablecoin RLUSD is gaining traction: Ripple says over $50M RLUSD has been deployed this year for payments [23]. NGOs like World Central Kitchen, Water.org and Mercy Corps are now using Ripple’s tech and RLUSD to deliver aid almost instantly [24]. RippleNet now boasts 300+ banks and payment firms (e.g. Santander, SBI Holdings, PNC Bank, AmEx) on board [25] [26], many of which use XRP or RLUSD for cross-border liquidity. Notably in 2025, SBI (Japan) launched an XRP lending platform and African remittance firms (Chipper Cash, Yellow Card, VALR) integrated RLUSD to cut FX costs [27]. Ripple also entered Wall Street: it acquired prime broker Hidden Road (rebranded Ripple Prime) in 2025 [28], signaling a push to serve asset managers and hedge funds. A Ripple-backed fund Evernorth is reportedly planning a $1B Nasdaq IPO to buy XRP [29]. All these moves underscore growing institutional confidence.
- Expert Commentary & Forecasts: Analysts’ targets vary widely. Standard Chartered forecasts XRP around $5.50 by end-2025 (and ~$8 by end-2026) if ETF approvals and adoption accelerate [30]. A TradingView Q&A notes “analysts and AI forecasts project $5.05 by end of 2025” [31]. Benzinga reports traders are now “aiming for the $3.00–$3.20” resistance zone ahead of the ETF debut [32]. Conversely, skeptics warn of further drops: veteran trader Peter Brandt calls XRP “on my list of short candidates” and cautions a break below ~$2.75 could send it toward the mid-$2’s (around $2.20) [33]. In a tweet, Ripple CEO Garlinghouse echoed broad market optimism: “seeing our elected officials look at crypto as it should be – a multichain industry” [34]. In short, bulls believe ETFs and adoption will lift XRP, while bears highlight on-chain sell signals and key chart resistances.
- Bitcoin & Altcoin Context: The entire crypto market is booming. Bitcoin recently flirted with $110–$123K and Ether sits near $3.8–3.9K [35] [36], pushing the total crypto market cap above $3.8 trillion [37]. XRP, as the third-largest crypto [38], has generally tracked these bullish trends (e.g. rising ~6% in tandem with BTC’s rally [39]). Yet its price volatility is higher. At ~$2.50, XRP is still far below its 2018 peak (above $3–4), so comparisons remind investors how much upside is needed.
Sources: Verified crypto news and analysis (Reuters, CoinMarketCap, crypto news outlets, and tech blogs). For example, Reuters confirms the SEC case closure [40] and CoinMarketCap shows XRP’s price and volume [41]. Recent analyses (e.g. BeInCrypto, Cointelegraph, CoinMarketCap Academy, ts2.tech) provide on-chain data and expert commentary [42] [43] [44] [45]. Together, these highlight why XRP’s price action, regulatory status, volume patterns, adoption by banks/charities, and expert forecasts all matter for investors today.
References
1. coinmarketcap.com, 2. beincrypto.com, 3. crypto.news, 4. ts2.tech, 5. crypto.news, 6. beincrypto.com, 7. beincrypto.com, 8. beincrypto.com, 9. beincrypto.com, 10. www.reuters.com, 11. www.reuters.com, 12. ts2.tech, 13. crypto.news, 14. www.ainvest.com, 15. www.ainvest.com, 16. www.mitrade.com, 17. www.mitrade.com, 18. crypto.news, 19. crypto.news, 20. www.benzinga.com, 21. crypto.news, 22. ts2.tech, 23. www.tradingview.com, 24. www.tradingview.com, 25. crypto.news, 26. ts2.tech, 27. ts2.tech, 28. www.ccn.com, 29. ts2.tech, 30. ts2.tech, 31. www.tradingview.com, 32. www.benzinga.com, 33. ts2.tech, 34. crypto.news, 35. www.benzinga.com, 36. www.reuters.com, 37. www.reuters.com, 38. www.reuters.com, 39. www.reuters.com, 40. www.reuters.com, 41. coinmarketcap.com, 42. beincrypto.com, 43. www.tradingview.com, 44. ts2.tech, 45. ts2.tech
