On 7 December 2025, XRP is trading a little above the psychologically crucial $2.00 level, with a market cap around the mid‑$120 billion range and sitting among the top four cryptocurrencies by size. [1]
At the same time, U.S. spot XRP ETFs have quietly absorbed close to $900 million in just a few weeks, even as price has slipped from its summer highs near $3.60. [2]
Yet sentiment sits deep in “extreme fear”, and December forecasts for XRP now range from sub‑$2.00 retests to bullish calls near $3.00. [3]
This article pulls together the latest news, on‑chain data, and analyst predictions as of 7 December 2025 to map out what XRP might realistically do for the rest of December.
Quick disclaimer: Nothing here is financial advice. Crypto is highly volatile; always do your own research and never invest money you can’t afford to lose.
XRP Price Today – Where Things Stand on 7 December 2025
- Spot price: around $2.0–$2.1 per XRP
- Market cap: roughly $125–130 billion, putting XRP behind only Bitcoin and Ethereum among non‑stablecoins. [4]
- Performance: XRP started 2025 near $2.32 and hit an intrayear high around $3.65 in mid‑July before cooling back toward the low $2 range, leaving it roughly 40% below those summer highs. [5]
On 7 December, a daily analysis from U.Today notes that $2.00 is the key short‑term support, with XRP trading just under or around that level and no clear bullish reversal yet on higher time frames. A weekly close below $2, the piece warns, could open a deeper correction toward the $1.40–$1.60 zone. [6]
Changelly’s real‑time dashboard paints a similar picture: price near $2.04, a 7% weekly decline, only 11 green days out of the last 30, and a Fear & Greed Index score of 20 — “Extreme Fear.” [7]
In other words: price is holding, but confidence is fragile.
Sentiment: Extreme Fear Meets Heavy Institutional Buying
Despite the gloomy mood on social media and among retail traders, institutional money is quietly flowing in.
Fear on the retail side
- Social analytics provider Santiment has XRP’s sentiment at its weakest since October; The Cryptonomist notes that XRP has “fallen firmly back into the fear zone” even as price moves sideways around $2.05. [8]
- A widely circulated “XRP Price Target December 2025” feature compared ChatGPT’s AI forecast of about $2.02with human analyst targets near $2.85, highlighting how models and analysts disagree on whether this pullback is a buying opportunity or a warning sign. [9]
- Separate coverage based on Coindesk data shows XRP sentiment in “extreme fear” territory, even as some technical indicators (like TD Sequential) suggest early signs of a potential reversal. [10]
But institutions are doing something very different
- A new analysis from CoinCentral on 7 December reports that U.S. spot XRP ETFs have posted 15 straight days of net inflows, pulling in approximately $861 million by 5 December while price held around $2.03. That’s close to 1% of XRP’s circulating supply absorbed by regulated products. [11]
- A separate CryptoPotato report finds that, less than a month after the first U.S. XRP ETF launch, combined net inflows are nearing $900 million, with every trading day since 13 November positive for XRP ETFs, even while the underlying token trades around $2.15 and remains well below its July peak. [12]
- Coinpaper quotes Bitwise CIO Matt Hougan saying “the game has changed” for XRP now that the SEC lawsuit is over and ETFs are approaching $1 billion in assets, noting 16 consecutive days of inflows and XRP trading near $2.02 despite a weak broader crypto market. [13]
Put simply: retail sentiment is fearful and choppy; institutions are steadily buying through ETFs and OTC channels. That divergence is one of the defining features of XRP’s December setup.
On‑Chain: Record XRPL Activity and Whale Accumulation
Beyond price and ETFs, XRP Ledger (XRPL) metrics have turned unusually active.
- A CryptoQuant‑based study reported by CryptoPotato shows XRPL network velocity spiking to a record 0.0324 on 2 December 2025, meaning XRP is changing hands faster than at any other point in 2025. [14]
- Over the last eight weeks, the number of wallets holding at least 100 million XRP has fallen by roughly 20.6%(569 large wallets exiting), but the remaining mega‑whales now hold more than 48 billion XRP — a seven‑year high, signalling concentration and accumulation among the largest players. [15]
- Mid‑tier wallets (1–10 million XRP) sold or moved around 150 million tokens between 2–3 December, continuing a months‑long pattern of distribution from medium‑sized holders to either larger whales or off‑exchange destinations. [16]
Meanwhile, Brave New Coin’s latest XRP insight describes a liquidation heatmap cluster around $2.25–$2.30, with price repeatedly defending the $2.00 floor and ETF filings indicating daily inflows of around $12–15 million. The analysis characterizes XRP’s structure as “quietly preparing for its next decisive move”, warning that a breakdown under $2 could send price toward $1.85–$1.90, while a push through $2.35–$2.40 would confirm a bullish reversal. [17]
In parallel, InvestX notes that Ripple recently transferred 250 million XRP from escrow, with price consolidating between $2.00–$2.10 and resistance around $2.30–$2.40. The piece speculates that if those tokens aren’t immediately pushed to exchanges, a perceived supply squeeze could support a move toward $2.50 as volatility compresses and Bollinger Bands tighten. [18]
Net message from on‑chain data: XRP is highly active, whales and ETFs are accumulating, but mid‑tier holders are still taking profits — a classic late‑stage consolidation profile.
Fundamentals After the SEC Settlement and RLUSD Stablecoin
Regulatory clarity: the lawsuit finally ends
Ripple’s long‑running battle with the U.S. Securities and Exchange Commission has effectively ended during 2025:
- In 2023, Judge Analisa Torres ruled that “programmatic” XRP sales on public exchanges did not constitute securities offerings, while certain institutional sales did — a partial win that created the legal basis for XRP to be relisted on major U.S. platforms. [19]
- In 2025, Ripple and the SEC reached a settlement that dramatically reduced earlier proposed penalties and led both sides to drop their appeals, closing one of the crypto industry’s highest‑profile enforcement cases. [20]
- Coverage in outlets like ZyCrypto and 24/7 Wall St. emphasizes that this left Torres’ core ruling intact: XRP itself is not a security when traded on exchanges, giving the token a level of regulatory clarity that most altcoins still lack. [21]
That legal closure has clearly helped unlock the current wave of ETF launches and institutional interest.
Adoption vs. actual XRP usage
Ripple’s enterprise story also keeps evolving:
- More than 300 banks and financial institutions are now connected to RippleNet, according to 24/7 Wall St., with multiple spot XRP ETFs launched by Canary Capital, Franklin Templeton, Grayscale and others in November. [22]
- Yet the same analysis points out an uncomfortable fact: XRPL transaction volume has actually been falling even as the network of banking partners grows, because banks can use RippleNet’s infrastructure without necessarily touching XRP, or by using it only for a few seconds in On‑Demand Liquidity (ODL) corridors. [23]
RLUSD stablecoin: a bridge, not a silver bullet
Ripple’s RLUSD stablecoin — launched in late 2024 and expanded through 2025 — is the other big fundamental piece:
- RLUSD is a USD‑backed stablecoin issued by Ripple and live on both XRPL and Ethereum, with BNY Mellonnow serving as custodian of its reserves. [24]
- By mid‑2025, RLUSD’s market cap surpassed $500 million, overtaking some older dollar‑pegged competitors and offering banks a regulated digital dollar they can use without taking XRP’s price risk. [25]
24/7 Wall St. stresses that RLUSD “fixes the problem” of banks avoiding XRP because of volatility: they can first adopt RLUSD for settlements, then later use XRP as a bridge asset once corridors are mature. In the short term, that may support RippleNet growth without immediately boosting XRP’s on‑chain volume, but over time it could create a stronger foundation for true utility‑driven demand. [26]
Fundamentally, then, XRP enters late 2025 with:
- A resolved SEC case and relatively rare U.S. regulatory clarity
- Hundreds of banks integrated with RippleNet
- A fast‑growing in‑house stablecoin (RLUSD)
- Multiple spot ETFs with strong early inflows
But the translation of all that into sustained, on‑chain XRP demand and price appreciation remains uneven.
Technical Setup for December: The Levels Everyone Is Watching
Across today’s analyses, a few price zones show up again and again.
1. The $2.00 support line
- CCN’s December outlook notes that after an 18% drop in November, XRP has flipped bearish on lower time frames and is now trading inside a descending channel, with $2.00 as the make‑or‑break support. Losing that level opens the door to $1.77 and potentially lower. [27]
- U.Today’s 7 December update similarly identifies $2.00 as key; a sustained weekly close beneath it could turn the correction into a larger move down toward the $1.40–$1.60 band. [28]
- Coinpedia, summarizing Gemini’s view, warns that falling back below $2.00 would put a bearish scenario toward $1.25 on the table, although this is seen as lower‑probability than the bullish outcomes. [29]
2. The $2.25–$2.30 “decision zone”
- Brave New Coin’s liquidation heatmap shows dense liquidity clusters around $2.25–$2.30, suggesting that a move into this band could trigger short squeezes or sharp rejections depending on positioning. [30]
- Coinpedia’s Gemini‑based analysis calls $2.28 (the 0.618 Fib level) the most important resistance of the month: a clean breakout above it would confirm a shift out of the multi‑week bearish structure. [31]
- The Cryptonomist notes that XRP has been range‑bound between $2.00 support and roughly $2.25 resistance, with a likely move back toward $2.18–$2.20 before any attempt at a larger breakout. [32]
3. Higher resistance around $2.60–$3.00
If bulls can clear that $2.25–$2.30 band with conviction:
- CCN sees the next major resistance near $2.65, reachable if XRP breaks above the channel’s upper trendline and money flow turns positive again. [33]
- Coinpedia reports that Gemini’s bullish scenarios project price toward $2.75–$3.10, a zone last seen in early October, if $2.28 breaks and on‑chain strength continues. [34]
- Coindcx’s December table gives a maximum December 2025 target of $3.20, with an average around $2.80 assuming a supportive broader market. [35]
Taken together, the technical consensus looks like this:
- $2.00 – critical floor
- $2.25–$2.30 – pivot zone that likely defines December’s character
- $2.60–$3.00 – optimistic but technically achievable target range if bulls regain control
What the Major December 2025 Forecasts Are Saying
Different research desks and platforms are publishing explicit numbers for December 2025. Here’s how they line up:
Changelly: Conservative, range‑bound December
Changelly’s fresh 7 December 2025 update projects for December 2025: [36]
- Minimum: $1.96
- Average: $2.12
- Maximum: $2.28
- Implied upside vs. current price: modest, around low double‑digits
That forecast basically envisions a choppy but sideways month where XRP spends most of its time between $2.00 and $2.30.
Coindcx: End‑of‑month push toward $2.85–$3.20
Indian exchange Coindcx takes a more optimistic stance. Its December outlook suggests: [37]
- For December 2025, a range of $2.40–$3.20
- An average near $2.80
- A potential 45% upside from early‑December levels if broader crypto sentiment improves
Coindcx explicitly mentions $2.85 as a plausible year‑end target, contingent on XRP holding above $2 and the overall market staying bullish.
Gemini (via Coinpedia): Bullish, but conditional
Coinpedia’s piece summarizing Gemini’s XRP price prediction for December 2025 lays out a probability‑based view: [38]
- Baseline scenario (≈90% probability in their model):
- XRP trades between $2.50–$2.65 if the market continues its current recovery.
- Extended bullish scenario (≈75% probability, conditional on strong momentum):
- XRP tests $2.85–$3.10 later in the month.
- Bearish scenario (lower probability):
- Failure to hold $2.00 could open a slide toward $1.25.
CCN: Breakdown to $1.77 or breakout to $2.65
CCN’s early‑December technical deep‑dive frames December as a two‑path month: [39]
- Bearish path: If $2 fails decisively, $1.77 is the next major support.
- Bullish path: A breakout above the descending channel and key resistance could allow XRP to target around $2.65.
ChatGPT vs. Wall Street analysts
The “AI vs. human” narrative has also become a story in itself:
- A December feature syndicated across outlets like Yahoo Finance and AOL reports that ChatGPT’s model projected a December 2025 XRP price around $2.02, while a basket of human analysts targeted roughly $2.85, highlighting the gap between cautious models and more optimistic analyst decks. [40]
Long‑run context (for 2026 and beyond)
While not strictly about December, several research notes tie the month’s outlook into a broader 2026–2027 story:
- Changelly’s longer‑term model envisions average prices above $4 for XRP in 2027, with potential ranges between $4.30 and $5.28 if adoption and market cycles cooperate. [41]
- 24/7 Wall St. sketches a 2026 bull case between $5–$8, a base case around $3–$4, and a bear case down at $1.25–$1.80, depending heavily on RLUSD adoption and ETF flows. [42]
Those longer‑term projections matter mainly as context: they remind us that December 2025 is just one monthly candle inside a much bigger story.
Synthesised XRP Price Scenarios for December 2025
Taking all of the above into account — current price, ETF flows, on‑chain metrics, technical structure, and published forecasts — here’s a scenario framework for the rest of December 2025.
1. Base case: Sideways to mildly bullish
Approximate range: $1.95 – $2.40
This scenario lines up most closely with Changelly, parts of CCN, and the more cautious segments of institutional research:
- $2.00 holds as support despite periodic wicks below.
- ETF inflows remain positive but slow, while Bitcoin and the broader market stay choppy. [43]
- On‑chain velocity stays elevated but doesn’t translate into an explosive breakout; instead, price keeps chopping between $2.00 support and $2.25–$2.30 resistance. [44]
In this outcome, XRP might finish December somewhere in the low‑to‑mid $2s, close to its current value — frustrating for traders, but consistent with a consolidation phase before a bigger move in 2026.
2. Bullish case: Breakout and ETF‑driven squeeze
Approximate range: $2.40 – $3.00+
This scenario reflects the more optimistic outlooks from Coindcx, Gemini, CryptoPotato, CoinCentral and parts of 24/7 Wall St. [45]
Conditions that would favor it:
- Macro tailwind: Bitcoin stabilizes and resumes upside, pulling large caps higher.
- ETF streak continues or accelerates, with XRP ETF assets firmly above $1 billion and inflows staying consistently green. [46]
- XRP decisively breaks through $2.28–$2.30, confirming the descending channel breakout many analysts are watching. [47]
If those dominoes fall, a run into the $2.60–$2.85 zone looks plausible, with a stretch target up toward $3.00–$3.10 in line with Gemini’s and Coindcx’s high‑end December forecasts. [48]
Given we are already a week into December, such a move would likely require one or two strong, news‑driven weeksrather than a slow grind.
3. Bearish case: $2 fails and fear takes over
Approximate range: $1.60 – $1.90 (with tail risk to $1.25)
The bearish scenario pulls mostly from U.Today, CCN, Geminis’ downside and 24/7 Wall St.’s risk cases: [49]
- A sharp macro shock (for example, a deeper crypto‑wide correction or an ETF‑related disappointment) pushes XRP decisively below $2.00 with high volume.
- Liquidity on the heatmap shifts lower, and the $1.85–$1.90 area identified by Brave New Coin fails to hold. [50]
- ETF inflows stall or briefly reverse as advisers rotate back toward Bitcoin or cash, lessening the steady bid that has been absorbing supply. [51]
In that case, $1.77 (CCN’s key support) becomes the first major downside magnet, with U.Today and Gemini both flagging the possibility of deeper extensions toward $1.40–$1.60 or, in a tail‑risk event, $1.25. [52]
Given the still‑strong ETF and whale accumulation signals, this appears less likely than a choppy or mildly bullish December, but it remains a meaningful risk if $2 fails convincingly.
What Traders and Investors Should Watch Through December
If you’re following XRP into year‑end, the key metrics and headlines to monitor are:
- The $2.00 level on daily and weekly closes
- Multiple independent analyses agree that this is the line in the sand between “normal consolidation” and “deeper correction.” [53]
- Price action around $2.25–$2.30
- A clean, high‑volume breakout above this band would align with the bullish scenarios from Gemini and others; repeated rejections would reinforce the range‑bound or bearish case. [54]
- ETF inflow streak and AUM totals
- As long as XRP ETFs keep recording daily net inflows and inch toward or beyond $1 billion in assets, the structural demand backdrop stays strong, even if spot price is slow to react. [55]
- XRPL velocity and whale behavior
- Continued record‑high velocity and rising holdings among 100M+ wallets support the “quiet accumulation” thesis; a sudden reversal there would weaken the bull argument. [56]
- Any new RLUSD or banking announcements
- Major corridor launches, regulatory approvals, or high‑profile bank deployments of RLUSD could shift the medium‑term demand story for XRP, even if the immediate price reaction is modest. [57]
Final Thoughts: XRP’s December 2025 Outlook in One Sentence
Putting everything together, the weight of current data suggests XRP is more likely to spend December oscillating between roughly $2.00 and the low‑$2.00s, with a realistic shot at a late‑month push toward $2.50–$2.80 if $2.28 breaks — and a still‑present but lower‑probability risk of a drop into the high‑$1 range if $2 fails.
Whatever your view, position sizing and risk management matter far more than any single price target — especially in a market where fear, ETFs, and on‑chain activity are all telling slightly different stories.
References
1. coinmarketcap.com, 2. cryptopotato.com, 3. changelly.com, 4. coinmarketcap.com, 5. cryptopotato.com, 6. u.today, 7. changelly.com, 8. en.cryptonomist.ch, 9. finance.yahoo.com, 10. finance.yahoo.com, 11. coincentral.com, 12. cryptopotato.com, 13. coinpaper.com, 14. cryptopotato.com, 15. cryptopotato.com, 16. cryptopotato.com, 17. bravenewcoin.com, 18. investx.fr, 19. www.reuters.com, 20. www.reuters.com, 21. zycrypto.com, 22. 247wallst.com, 23. 247wallst.com, 24. bloomingbit.io, 25. thedefiant.io, 26. 247wallst.com, 27. www.ccn.com, 28. u.today, 29. coinpedia.org, 30. bravenewcoin.com, 31. coinpedia.org, 32. en.cryptonomist.ch, 33. www.ccn.com, 34. coinpedia.org, 35. coindcx.com, 36. changelly.com, 37. coindcx.com, 38. coinpedia.org, 39. www.ccn.com, 40. finance.yahoo.com, 41. changelly.com, 42. 247wallst.com, 43. cryptopotato.com, 44. bravenewcoin.com, 45. coindcx.com, 46. cryptopotato.com, 47. bravenewcoin.com, 48. coindcx.com, 49. u.today, 50. bravenewcoin.com, 51. cryptopotato.com, 52. u.today, 53. u.today, 54. coinpedia.org, 55. cryptopotato.com, 56. cryptopotato.com, 57. 247wallst.com
