XRP Price on December 9, 2025: ETF Inflows, Whale Buying and Fed Jitters Shape Ripple’s Outlook

Snapshot – XRP Price Today, December 9, 2025

As of December 9, 2025, XRP is trading roughly around the $2.05–$2.15 range, with most major data providers showing a spot price near $2.10–$2.12 against the US dollar. That puts XRP’s market cap around $125–130 billion, keeping it firmly in the top four cryptocurrencies by valuation. ^[1]

Key intraday facts:

• Spot price: ~$2.11 per XRP on CoinMarketCap, with 24‑hour volume above $3.4 billion. ^[2]
• Daily trading range: roughly $2.05–$2.16 depending on the venue and time of day. ^[3]
• Trend vs BTC: XRP trades near 0.0000228 BTC, slightly underperforming Bitcoin on the day. ^[4]
• Technical context: on the daily chart, XRP sits below its 20‑, 50‑ and 200‑day moving averages, signaling a cooling but still bearish medium‑term bias. ^[5]

In other words, XRP price today is stable above $2, but still in a consolidation zone, caught between growing institutional demand and a cautious macro environment.

Disclaimer: This article is for informational and journalistic purposes only. Nothing here is financial advice or a recommendation to buy or sell XRP or any other asset.

1. Macro Backdrop: Fed Rate Cut Expectations and “Extreme Fear”

XRP’s price on December 9 doesn’t exist in isolation. It sits inside a macro picture that is tense, but potentially turning.

Crypto market mood

• Earlier in the day, the global crypto market cap was down about 1.2%, with 86 of the top 100 coins in the red, while
  Bitcoin traded near $90,480 (–1.1%) and Ethereum around $3,122 (–0.3%), according to CryptoNews. ^[6]
• The Crypto Fear & Greed Index sits around 19 (“extreme fear”), and both the 7‑day and 30‑day averages are also deep in fear territory – suggesting sentiment has been weak for weeks, not just today. ^[7]

Despite that, risk assets are watching one thing: the Federal Reserve.

Fed meeting and the “QE comeback” narrative

• Markets are focused on the FOMC meeting on December 9–10, where traders largely expect a third consecutive 25‑basis‑point rate cut and hints that the Fed may soften its years‑long quantitative tightening (QT)campaign. ^[8]
• A widely discussed analysis on 99Bitcoins argues that if the Fed confirms a more dovish path and signals future liquidity injections, XRP could be among the assets that benefit most from a renewed “QE rally” narrative, given its new ETF footprint and institutional visibility. ^[9]

So while XRP is consolidating, it’s doing so in an environment of high macro risk, extreme fear, but also rising hopes of easier policy in 2026 – a combination that historically matters a lot for high‑beta coins.

2. Institutional Demand: XRP ETFs and Wall Street’s $500 Million Bet

XRP ETFs hit $1 billion AUM in under four weeks

One of the biggest structural developments behind the XRP price story is the explosive growth of spot XRP exchange‑traded funds (ETFs) in the United States:

• U.S. spot XRP ETFs have reportedly reached $1 billion in assets under management in under four weeks since launching in mid‑November 2025 – the fastest milestone for any U.S. crypto spot ETF since Ethereum. ^[10]
• Around $900 million in net inflows over the first 15 trading days have locked more than 400 million XRP into institutional custody, tightening liquid supply on exchanges. ^[11]
• ETF flow trackers show a notable rotation: on December 8, Bitcoin ETFs saw net outflows of about $60 million, while XRP spot ETFs recorded roughly $38 million in net inflows, alongside positive flows into ETH and SOL products. ^[12]
• Asset manager 21Shares has filed an amended S‑1 for a U.S. XRP ETF, signaling further growth in regulated XRP investment vehicles. ^[13]

This means that even as XRP’s price drifts, institutional capital is quietly accumulating exposure through regulated ETF channels.

Ripple’s $500 million Wall Street deal at a $40 billion valuation

Institutional interest goes far beyond ETFs. In November 2025, Ripple raised $500 million in a strategic investment round that valued the company at about $40 billion, led by funds affiliated with Fortress Investment Group and Citadel Securities, with participation from Brevan Howard, Marshall Wace, Galaxy Digital and Pantera Capital. ^[14]

Subsequent reporting and analysis highlight that:

• The deal included unusually strong downside protection for investors, allowing them to sell shares back to Ripple after several years at a guaranteed profit – blending equity and structured credit‑style features. ^[15]
• Multiple accounts suggest that around 90% of Ripple’s net asset value is tied to XRP holdings, with estimates that the company controlled roughly $124 billion worth of XRP at July 2025 prices. ^[16]

For XRP holders, this cuts both ways:

• On one hand, Wall Street is willing to allocate half a billion dollars to Ripple’s future and, indirectly, to XRP’s role in payments, stablecoins and liquidity.
• On the other, it underscores how tightly Ripple’s corporate value and balance sheet are linked to XRP’s market price, making the token highly sensitive to both crypto cycles and Ripple‑specific news.

3. On‑Chain and Derivatives: Whales Buy, Shorts Stay Cautious

Whales accumulate 340 million XRP as retail panic sells

A central storyline today is the clear divergence between whale behavior and retail sentiment:

• Between September and November 2025, large XRP wallets accumulated about 340 million tokens, pushing total whale holdings above 7.8 billion XRP, according to 24/7 Wall St. ^[17]
• Whales concentrated their buying between roughly $1.90 and $2.20, absorbing coins from short‑term holders shaken out by the drop from July’s $3.67 peak. ^[18]
• At the same time, retail panic selling intensified, with sentiment metrics plunging into “fear zones” and many late‑cycle buyers capitulating into weakness. ^[19]

The same analysis points to four key reasons whales are willing to buy where retail sells:

1. Growing On‑Demand Liquidity (ODL) settlement volume, with cross‑border payments through XRP corridors climbing into the hundreds of billions of dollars annually.
2. A rapidly expanding ETF and derivatives infrastructure, including CME futures and U.S. spot ETFs. ^[20]
3. Regulatory clarity after the August 2025 SEC settlement, which treated public XRP sales more like commodities than securities in the U.S., removing a major overhang for institutions. ^[21]
4. Ongoing XRPL utility upgrades – from AMMs to smart‑contract frameworks and broader payment rails – which reinforce XRP’s role as a settlement asset. ^[22]

In short, long‑term players are leaning in while short‑term sentiment is still fearful.

Unusual liquidation imbalance: longs hit harder than shorts

On the derivatives side, a Pintu analysis highlights a “unique phenomenon” in XRP’s futures market: ^[23]

• Long positions have been liquidated far more aggressively than shorts, yet there is very little short‑sellingrelative to that damage.
• The max‑pain price for short positions sits roughly 9.7% above spot, with around $12 million in short exposure, making it risky and expensive to short XRP heavily at current levels. ^[24]

That suggests:

• The recent drop in XRP looks more like a position clean‑up and routine adjustment, not a coordinated attack by large bearish players.
• The market is short‑supply in shorts – meaning a positive catalyst could force fast covering and add fuel to any upside move.

4. Technical Picture: XRP in a Fragile Consolidation Around $2

Daily chart: below key averages but selling pressure is cooling

The most consistent technical message across today’s analyses is “fragile consolidation”:

• Cryptonomist’s multi‑timeframe study shows XRP closing near $2.11 on the daily chart, trading slightly below the 20‑day EMA (~$2.13), the 50‑day EMA (~$2.27) and the 200‑day EMA (~$2.52). ^[25]
• The daily RSI around 47 is below the neutral 50 level but far from oversold – a sign that downside momentum is fading, yet bulls haven’t taken control. ^[26]
• Bollinger Bands on D1 frame a range roughly from $1.93 (lower band) to $2.28 (upper band), with price clinging to the median near $2.11, consistent with sideways drift after a decline. ^[27]

Brave New Coin similarly notes that on December 9 XRP has traded between about $2.05 and $2.16, posting modest 1–2% declines, but staying above multi‑month support while still below the September local high near $2.85. ^[28]

Intraday view: rebound, but not yet a confirmed reversal

Shorter‑term charts show a rebound inside a still‑weak structure:

• U.Today reports XRP’s price declined about 0.6% over the past day, but on the hourly chart the coin has broken above local resistance at $2.0827, opening room to test the $2.15 area if buyers can defend that breakout. ^[29]
• Cryptonomist’s intraday analysis shows the 15‑minute RSI near 75, with price hovering around short‑term resistance levels $2.11–$2.12 – a zone where pullbacks are common after fast, short‑term rallies. ^[30]

Key levels to watch

Across different analysts and platforms, today’s most widely cited XRP price levels cluster as follows:

• Near‑term support:
  • $2.00–$2.02 – psychological support and the base of the current consolidation. ^[31]
  • $1.94–$1.98 – an important historical support band; several analysts warn that losing this region would tilt the structure clearly bearish. ^[32]
• Immediate resistance:
  • $2.11–$2.15 – intraday resistance; a daily close above ~$2.14 would strengthen the case for a short‑term bullish reversal. ^[33]
• Higher resistance cluster:
  • $2.27–$2.30 – near the 50‑day EMA; breaking and holding above this band is widely seen as the first real confirmation of a trend change. ^[34]
  • $2.50 region – a former support turned resistance; multiple analyses use $2.50 as a natural upside target if the rebound gains traction. ^[35]

The consensus from technical analysts today is essentially:

As long as XRP holds above $1.94–$2.00, the structure remains a consolidation with upside potential. A sustained break above $2.30 would open a path toward retesting $2.50, while a drop below ~$1.94 would argue for a deeper correction.

5. Short‑Term XRP Price Forecasts: December 2025 Scenarios

Conservative, model‑driven forecasts

Algorithmic and quant‑style models remain relatively modest in their near‑term expectations:

• CoinCodex projects XRP trading within roughly $2.09–$2.42 for the remainder of 2025, implying potential upside of about 15% at the upper target. ^[36]
• Its 2026 range is similar, also centered around $2.09–$2.42, suggesting gradual rather than explosive growth in baseline scenarios. ^[37]
• Binance’s user‑driven prediction page sees XRP reaching roughly $2.21 in 2026, and around $2.69 over the next five years, reflecting expectations of steady but unspectacular appreciation. ^[38]

These models typically assume no extreme shocks – either bullish or bearish – and are best read as statistical baselines, not guarantees.

Technical analysts’ near‑term outlook

Several market commentators focus specifically on December 2025 price action:

• A U.Today/TradingView piece by analyst Ali Martinez highlights strong support around $1.94; if this level holds, his model sees a possible rebound toward $2.50 before year‑end, passing through interim resistance at $2.20 and $2.30. ^[39]
• A Coinpedia analysis on the FOMC meeting describes XRP as “quiet in a tight consolidation” with low leverage and shrinking volume. It suggests that if the Fed delivers the expected rate cut and the market flips risk‑on, XRP could bounce from the $2.00 area toward $2.10–$2.20, with any sustained break above $2.30 requiring a clearly positive reaction from Bitcoin. ^[40]

Put together, most short‑term technical forecasts cluster around the same idea:

1. Base case: XRP oscillates inside $1.95–$2.30, waiting for clearer macro or ETF‑flow signals.
2. Bullish December scenario: hold $2.00, reclaim $2.30 and attempt a move toward $2.50.
3. Bearish scenario: lose $1.94–$1.98, opening risk toward deeper supports in the high‑$1.80s.

6. Medium‑ and Long‑Term XRP Price Predictions (2026–2030 and Beyond)

Moderate institutional and model forecasts

Beyond 2025, mainstream forecasts stay relatively grounded:

• CoinCodex’s long‑term model envisions XRP trading between about $2.75 and $6.99 by 2030, with the upper target implying roughly a 230% gain from current levels. ^[41]
• The same model estimates XRP might reach $10 by May 2038 if it follows its upper trajectory, which would still be a multi‑year grind rather than an overnight explosion. ^[42]
• An XRP price‑prediction piece on Flitpay sketches a highly optimistic 2026 range, with a maximum scenario near $18, a minimum around $3.9 and an average around $9.8, explicitly framing this as a best‑case path if adoption and sentiment accelerate dramatically. ^[43]
• Kraken and other platforms provide “5% per year” compounding scenarios, which would place XRP in the low‑$2 range in 2026 and high‑$2 to mid‑$3 range by 2030 – again, more incremental than parabolic. ^[44]

Aggressive cycle‑based and community predictions

On the more speculative end of the spectrum, analysts and community figures are far more ambitious:

• A Pintu/Coingape roundup of “Top 3 XRP price predictions for December 2025” presents three bullish views:
  • Javon Marks sees a potential cycle‑symmetry move up to $15 if the current consolidation completes a 2017‑style arc.
  • Analyst Ali identifies a symmetrical triangle whose breakout could drive a 16% move in the near term.
  • John Squire extrapolates a multi‑wave structure targeting prices above $10, citing historical 7,000% surges as precedent. ^[45]
• A separate piece on The Crypto Basic dissects an ultra‑long‑term community model that imagines XRP reaching $1,000 by 2070, but even the article itself points out multiple flaws, including projected dips to $1.02 in 2026 and $0.61 in 2027 before any massive growth, and stresses that such numbers are highly speculative and widely criticized. ^[46]
• On the equity side, a Motley Fool–syndicated piece via Nasdaq argues that XRP could prove to be the “best fintech coin” to buy with $2,000 by 2027, highlighting its role as low‑cost payment infrastructure. But the author also warns of significant volatility and execution risk along the way. ^[47]

The key takeaway:

Long‑term XRP forecasts span everything from slow, single‑digit annual growth to highly speculative four‑ and five‑digit price targets. None of them are guarantees, and many rely on strong assumptions about regulation, macro liquidity, and adoption.

7. Why the “Explosive XRP Boom” Hasn’t Started (Yet)

With ETFs booming, a big SEC win behind it, and Wall Street capital flowing in, many holders ask: “Why isn’t XRP already in a vertical rally?”

A ZyCrypto analysis today points to macro data as a missing ingredient: ^[48]

• The article highlights that November’s U.S. ISM Manufacturing PMI came in at 48.2, below expectations and below the 50 expansion line, signaling continued economic slowdown. ^[49]
• Historically, the piece argues, XRP’s biggest super‑cycles (e.g., 2017 and 2021) tended to ignite after ISM climbed well above 55, a zone associated with strong growth, rising liquidity and broad risk‑asset inflows. ^[50]

From this perspective:

• Rate cuts alone may not be enough; what XRP really needs for a classic parabolic run is sustained economic expansion, stronger risk appetite and a full‑on liquidity wave.
• Until then, the coin may remain stuck in stop‑and‑start rallies, even if fundamentals continue to improve.

8. Fundamentals and Network Upgrades: XRPL Keeps Evolving

Beyond price, developments on the XRP Ledger (XRPL) continue to build a case for long‑term utility:

• U.Today reports that the “fixDirectoryLimit” amendment has secured majority validator support and is expected to activate around December 18, 2025, improving how the ledger handles large order books and certain DEX operations. ^[51]
• Ripple’s product suite now spans payments, custody, a USD stablecoin (RLUSD), prime brokerage, and corporate treasury services, with RLUSD recently surpassing a $1 billion market cap, according to fintech coverage of its funding round and ecosystem. ^[52]
• On‑chain metrics highlighted by several analysts show high transaction throughput and near‑million daily transactions, even as retail sentiment struggles – indicating that institutional desks, arbitrageurs and payment flows are doing much of the heavy lifting. ^[53]

These upgrades and adoption trends don’t guarantee price appreciation on their own, but they strengthen the underlying ecosystem that XRP depends on.

9. Risks to the XRP Price Outlook

For anyone following “XRP price today” and beyond, it’s important to keep the main risks in view:

1. Macro shock risk
   • A smaller‑than‑expected Fed cut, hawkish rhetoric, or renewed inflation concerns could drag risk assets lower, including XRP, especially given its correlation with broader crypto. ^[54]
2. Technical breakdown
   • Losing the $2.00–$1.94 support zone with strong volume would likely confirm a return to a more decisive downtrend, putting lower supports (high‑$1.80s and below) into play. ^[55]
3. Regulatory and policy surprises
   • While XRP enjoys improved clarity after the August 2025 SEC settlement, new rules on stablecoins, market structure, or ETFs could still change the investment landscape for XRP‑related products. ^[56]
4. Expectation vs. reality gap
   • With ETFs, a $500M Wall Street deal, and a major legal win already in the price, there is a risk that optimistic forecasts are at least partly “priced in”, limiting upside if adoption grows more slowly than bulls expect. ^[57]

10. What to Watch Next for XRP

Over the coming days and weeks, markets tracking XRP price on December 9, 2025 will likely focus on a few key catalysts:

1. Federal Reserve decision and press conference
   • Does the Fed confirm a dovish pivot with a clear path to more cuts and possible future QE‑style programs, or does it warn against over‑optimism? XRP, like other altcoins, is very sensitive to this narrative. ^[58]
2. $2.00 support vs. $2.30–$2.50 resistance
   • Holding $2.00 keeps bullish structures alive.
   • A decisive break and close above $2.30–$2.50 would signal that ETF flows and whale accumulation are finally overpowering sellers and could set up a retest of the summer highs. ^[59]
3. ETF and on‑chain flow data
   • Continued positive ETF inflows and any new product approvals (such as additional XRP ETFs) would reinforce the institutional story, while significant outflows would be a warning sign. ^[60]
   • Watch for changes in whale accumulation, exchange balances, and liquidation imbalances to gauge whether smart money is still buying dips. ^[61]
4. Macro indicators like ISM and growth data
   • A sustained move in key indicators (e.g., ISM Manufacturing back above 50–55) could signal the kind of growth environment that historically preceded XRP’s strongest rallies, according to macro‑focused analyses. ^[62]

Final Word

On December 9, 2025, the XRP price is holding its ground near $2.10, in a market dominated by extreme fear, looming central‑bank decisions, and heavy expectations.

• Institutional demand is real: XRP ETFs have surged past $1 billion in AUM, Ripple has secured a $500 million Wall Street investment round, and whales have quietly added hundreds of millions of tokens. ^[63]
• Technically, XRP is in a fragile but constructive consolidation, with critical support in the $1.94–$2.00 zone and meaningful upside only if it can reclaim $2.30–$2.50. ^[64]
• Forecasts diverge dramatically, from modest models that see XRP inching higher over the coming years to bold cycle theories calling for double‑digit or even four‑digit prices decades from now. ^[65]

For now, XRP price today is best described as “coiled but not yet unleashed”: structurally supported by ETFs, whales and a rapidly evolving network, but still waiting for a decisive macro tailwind and a clean technical breakout before any new phase of the cycle can truly begin.

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