XRP Price Today Holds Above $2 as ETF Inflows and Singapore License Spark Bold Forecasts (December 3, 2025)

Key Takeaways

Price: XRP is trading around $2.18–$2.20, up roughly 8–9% in the last 24 hours, with a daily range near $2.00–$2.21 and market cap around $132 billion. ^[1]
ETFs: Spot XRP ETFs have attracted about $756–845 million in cumulative inflows since mid‑November and are now the fastest‑growing crypto ETF category of 2025, with assets just below $1 billion. ^[2]
Vanguard pivot:Vanguard, with $11 trillion AUM and 50M+ clients, has started offering XRP ETFs on its brokerage platform alongside BTC, ETH, and SOL products. ^[3]
Regulation:Singapore’s MAS has approved an expanded Major Payment Institution (MPI) license for Ripple, allowing broader XRP and RLUSD (Ripple USD) payment services and bank‑grade settlements in the region. ^[4]
On‑chain & derivatives: Long‑term holders have flipped from net selling to net accumulation near a key $1.94–$1.99 support cluster, while XRP futures show renewed net long inflows over the last day. ^[5]
Forecasts: Short‑term analyst targets cluster around $2.33–$2.60 and $3.00, while some long‑term bulls still talk about $17–$33+ per XRP, even as others warn about centralization risk and macro headwinds. ^[6]

This article is for informational purposes only and does not constitute financial or investment advice.

XRP Price Today: Market Snapshot on December 3, 2025

After a choppy start to the week, XRP is back comfortably above the $2 mark, trading around $2.18–$2.20 at press time. Data from CryptoSlate shows XRP up 8.6% over the last 24 hours, with 24‑hour volume near $4.8 billion and a market capitalization around $132 billion. ^[7]

A separate intraday analysis from TheCryptoBasic pegs XRP’s daily trading range roughly between $2.00 and $2.21 today, noting that most of the session has been spent “grinding upward” from the lower end of that range. ^[8]

This rebound comes after a multi‑day pullback that left XRP down roughly 10–11% over the past week, making it one of the weaker large‑cap performers in that window despite today’s bounce. ^[9]

Broader context:

Bitcoin is trading above $93,000, up more than 7% on the day. ^[10]
Ethereum is changing hands near $3,070, posting close to 9% daily gains. ^[11]

The rebound in majors has clearly helped sentiment, but XRP’s move is being powered by its own set of catalysts: record ETF inflows, a major Singapore license win for Ripple, and fresh technical + on‑chain signals.

ETF Story: XRP Becomes 2025’s Stand‑Out Altcoin ETF Trade

One of the biggest narratives today is that XRP has quietly become the hottest crypto ETF trade of 2025.

Record Inflows and Assets Near $1 Billion

According to CryptoSlate, XRP spot ETFs have posted roughly $756 million in cumulative inflows over eleven consecutive trading sessions since their launch on November 13, even as Bitcoin and Ethereum ETFs saw net outflows over the same period (over $2 billion and nearly $1 billion respectively). ^[12]

Fresh data from SoSoValue, summarized by CryptoDnes, pushes that figure even higher:

Cumulative XRP ETF inflows:$844.94 million as of December 2
Total net assets in XRP ETFs: about $844 million
One‑day inflow on Monday alone:$89.65 million ^[13]

Analysts now say XRP ETFs could cross the $1 billion assets mark within days if this pace continues, cementing their status as the fastest‑growing crypto ETF category of 2025. ^[14]

CryptoSlate also notes that the existing four XRP ETFs collectively hold about 0.6% of XRP’s total market cap, a notable footprint for products that have only been live a few weeks. ^[15]

Vanguard’s U‑Turn Puts XRP in Front of 50 Million Investors

The ETF story kicked into another gear when Vanguard — traditionally one of the most crypto‑skeptical giants — reversed course.

DailyCoin reports that the $11 trillion asset manager is now allowing spot crypto ETF trading on its brokerage platform, including BTC, ETH, SOL, and XRP ETFs, opening access to more than 50 million clients. ^[16]

A few key details from that report: ^[17]

Vanguard has added the “entire XRP ETF lineup”, including products from Franklin Templeton, Bitwise, Canary Capital, CoinShares and others.
Collectively, these XRP funds have already pulled in about $756 million in inflows.
Vanguard stresses it still doesn’t plan to launch its own crypto ETFs, but is bowing to strong client demand.

For XRP, this combination of record inflows and expanded distribution through a conservative giant like Vanguard is fueling the narrative that the token is gaining a durable institutional foothold — even as its spot price remains volatile around $2. ^[18]

Singapore’s MAS License: Why It Matters for XRP and RLUSD

On the fundamentals side, Ripple’s regulatory progress in Singapore is one of the biggest macro drivers behind the current XRP discussion.

Expanded MAS License for Ripple Markets APAC

On December 1, Ripple announced that the Monetary Authority of Singapore (MAS) had approved an expanded scope of payment activities for the Major Payment Institution (MPI) license held by its Singapore subsidiary, Ripple Markets APAC Pte. Ltd. ^[19]

According to Ripple’s own press release and follow‑up coverage: ^[20]

Ripple can now offer a broader suite of regulated digital payment token services, including cross‑border transfers, domestic money transfers, and token‑based settlements.
The license covers much of the full payment lifecycle, from collection and custody through token conversion and payout.
Asia‑Pacific, and Singapore in particular, is highlighted as a region where on‑chain activity is up roughly 70% year‑on‑year, underlining the strategic value of this approval.

RLUSD for Bank‑Grade Settlements

A widely‑cited feature of the new authorization is that Ripple USD (RLUSD), the company’s dollar‑pegged stablecoin, can now be used as a settlement token for bank‑grade payments in Singapore, with XRP playing an interlocking role for liquidity and value transfer. ^[21]

CryptoNews notes that: ^[22]

MAS’s decision allows banks and financial institutions to tap Ripple’s network to settle transactions almost instantly using RLUSD.
If adoption scales, demand for both RLUSD and XRP could rise, particularly as institutions look for faster, programmable settlement options.

Pintu’s coverage connects the dots for traders: as XRP trades around $2.03 near a major demand zone, the MAS license “adds to the strong narrative of its long‑term reach” and reinforces bullish structural factors even in the face of short‑term volatility. ^[23]

On‑Chain Data: XRP Balances on a Knife‑Edge Near $1.94–$1.99

While price and headlines draw the most attention, on‑chain analytics are painting a nuanced picture for XRP.

Critical Cost‑Basis Cluster Around $1.94–$1.99

Pintu’s on‑chain breakdown highlights a dense cluster of historical buying activity between $1.96 and $1.97, amounting to around 1.79 billion XRP bought in that area. ^[24]

Key levels they flag: ^[25]

The base of a large triangle/downtrend structure sits near $1.94.
A decisive close below $1.94 would likely confirm a bearish breakdown, opening a path toward the next major zone near $1.81.
If the $1.94–$1.99 region holds, it could underpin a rebound toward $1.99 and eventually back to $2.28, where price would challenge the downtrend line from above.

In other words, $1.94 is the “line in the sand” for many on‑chain and technical analysts watching XRP today.

Long‑Term Holders Flip From Distribution to Accumulation

The same analysis points to a remarkable shift in Holder Net Position Change, an indicator tracking whether long‑term wallets are accumulating or distributing: ^[26]

For 29 consecutive days, long‑term holders were net sellers (red bars), offloading XRP into the market.
On December 1, the metric flipped green for the first time in a month, swinging from –83.9 million XRP on November 30 to +42.05 million XRP, a roughly 150% swing from net outflows to net inflows.

This suggests that long‑term investors are starting to accumulate again precisely as price tests the $1.94–$1.99 support cluster — a combination that often precedes attempted rebounds if macro conditions don’t deteriorate.

Derivatives & Escrow: Futures Flows and the 1 Billion XRP Unlock

Futures Flows Turn Constructive in the Short Term

XRP’s derivatives market has also flashed signs of renewed bullish interest over the last 24 hours.

Data compiled by TheCryptoBasic from futures venues (via Coinglass) shows: ^[27]

About $1.76 billion in XRP futures inflows vs. $1.72 billion outflows over 24 hours, for a net inflow around $38.35 million and a net change of roughly +165%.
An 8‑hour window showing $7.74 million net inflows, indicating traders added long exposure or closed shorts intraday.
However, a small 12‑hour net outflow (~$0.79 million) and a 3‑day net outflow near $96.77 million underline that de‑risking isn’t fully over.

In short: short‑term futures sentiment has turned positive again, but a chunk of the market remains cautious after the recent correction.

1 Billion XRP Escrow Unlock — and a Surprisingly Calm Price

As is typical for the first week of each month, Ripple released 1,000,000,000 XRP from escrow, an event that often sparks worry about sudden selling pressure.

U.Today reports that this unlock, valued at just over $2.19 billion, initially caused a brief 1.45% dip in XRP over roughly three hours after the transaction hit whale‑tracking feeds. But the price quickly recovered and moved to new local highs, suggesting the market absorbed the supply without major stress. ^[28]

Technically, U.Today notes that if XRP can hold recent gains, the next visible resistance lies around $2.33, corresponding to the upper Bollinger Band on the daily timeframe, about 6–7% above current levels. ^[29]

Ripple still holds over 34 billion XRP in reserves, and typically relocks a large portion of each monthly unlock, meaning not all released tokens instantly hit the open market. ^[30]

Technical Picture: Key Levels Between $1.81 and $2.60

Short‑term technical analysis today is unusually aligned across multiple outlets.

Daily Chart: Battling Resistance Around $2.17–$2.28

A detailed daily‑chart breakdown from TheCryptoBasic emphasizes: ^[31]

XRP is trading around $2.20, up roughly 9.2% on the day.
Current intraday range:$2.00–$2.21, with strong buying from the lower bound.
First key resistance: about $2.17, the 0.236 Fibonacci retracement of the move from $1.81 low to ~$2.28 high.
A daily close above $2.17 would open the path toward a broader resistance band around $2.28, where prior selling pressure capped the last move.
On the downside, supports include $2.10 (0.382 Fib), $2.05 (0.50 Fib), $1.99 (0.618 Fib), followed by $1.91 (0.786 Fib) and the $1.81 swing low.

Momentum‑wise, the MACD has crossed bullish on the daily chart with a green histogram, signaling accumulating buying interest and early upside momentum — but confirmation still hinges on a clean break above $2.17–$2.28.

“Teetering” Structure and the $1.94 Line

Pintu’s “teetering on the edge” article adds nuance on structure: ^[32]

XRP remains below a major downtrend line, forming the upper boundary of a large triangle pattern, with $1.94 as the base.
Break below $1.94 would confirm a breakdown, with a likely move toward $1.81.
A stronger recovery requires not just defending $1.94–$1.99, but ultimately breaking back above $2.28, where the downtrend line and prior selling converge.

Put simply: $2.17–$2.28 is the “ceiling” to reclaim, while $1.94–$1.99 is the “floor” that bulls must protect in the near term.

Analyst Forecasts: From $2.60 to $33 — and Skeptics Pushing Back

Analyst commentary around XRP remains polarized, ranging from ultra‑bullish long‑term calls to warnings about structural risks.

Short‑Term Targets: $2.33, $2.60, and $3.00

Several near‑term targets are in focus today:

$2.33: U.Today’s Bollinger‑band analysis sees this as the next immediate resistance, about 6–7% above current price, if the post‑unlock rally continues. ^[33]
$2.60: TheCryptoBasic argues XRP could push toward $2.60 if it can log a daily close above the $2.17–$2.28 band and maintain momentum. ^[34]
$3.00: Pintu’s MAS‑license piece highlights $2.53 as a secondary resistance and $3.00 as a potential upside target if buyers consistently defend current demand zones and push price back through the regression channel. ^[35]

Meanwhile, a Cryptonews analysis focused on the MAS decision suggests that holding above $2 is crucial for breaking out of a descending channel and potentially retesting the $3 level and new all‑time highs, while acknowledging that a 100x move from here is unrealistic in the near term. ^[36]

Long‑Term Moonshots: $17–$33 and Even Higher

On the more aggressive side, analyst Egrag has once again reiterated a double‑digit XRP thesis:

He argues that a repeat of past multi‑hundred‑percent rallies after touches of the 21‑period EMA on the 2‑week chart could see XRP surge to between $17 and $33, with an average upside he estimates around 905% toward $27. ^[37]
His message blends technical patterns with a call for patience and conviction, positioning XRP as a vehicle that “rewards endurance” rather than short‑term trading. ^[38]

Other long‑range prediction pieces across the crypto media universe float numbers as high as $5.50 by 2026 or triple‑digit prices by 2030, but these are highly speculative and generally assume a sustained multi‑trillion‑dollar expansion of the overall crypto market plus XRP capturing a meaningful slice of global payment flows. ^[39]

None of these outcomes are guaranteed, and they carry significant model risk — something many of the articles themselves acknowledge in their disclaimers.

Centralization Concerns: ETF Boom Meets Whale Consolidation

Not all news is purely bullish. CryptoSlate’s ETF analysis also raises structural risks that traders and investors should keep in view. ^[40]

Key concerns:

Data from Santiment shows the number of “whale” and “shark” wallets holding at least 100 million XRP has dropped by about 20.6% over the last eight weeks, even as ETFs have accumulated supply. ^[41]
This implies fewer large entities now control a larger share of the total supply, increasing centralization risk.
With nearly half of available XRP concentrated among a shrinking cohort of entities, future price action could become more vulnerable to large, coordinated distributions or liquidity shocks if any of these holders decide to sell aggressively. ^[42]
At the same time, tokens are moving off exchanges into regulated custodians required by ETF issuers, thinning spot exchange balances without yet triggering a classic “supply squeeze.” ^[43]

The takeaway: ETF inflows show genuine institutional interest, but they don’t automatically translate into sustainable upward price pressure — especially if large legacy holders use the ETF liquidity to exit or rebalance.

Sentiment & Community: “Perma‑Bulls” vs. Battle‑Hardened Skeptics

Few crypto communities are as intense and persistent as XRP’s — a fact that veteran trader Peter Brandt just underscored (again).

TheCryptoBasic reports that Brandt recently called XRP investors and silver bulls “the most obsessed perma‑bull groups on Earth,” referring to their consistent expectation of major breakouts regardless of how long consolidation or drawdowns last. ^[44]

Interestingly: ^[45]

Brandt has a history of clashing with XRP supporters, including past predictions that XRP would trend toward zero against Bitcoin.
Yet he has also identified bullish structures in the past, such as a bull flag pattern that yielded targets of $3.54 and $4.39; the first target was met when XRP reached about $3.66 earlier in 2025.
After the recent correction, XRP now trades around $2.18, meaning it would still need over 100% upside to retest his higher target near $4.39.
Brandt currently believes the crypto bull phase has ended and no longer holds bullish views on Bitcoin or altcoins, adding a prominent skeptical voice to the discussion.

For the XRP ecosystem, this dynamic reflects a broader reality: deeply committed long‑term holders on one side and battle‑hardened skeptics on the other, with the market’s next big move likely to validate one camp at the expense of the other — at least temporarily.

Short‑Term XRP Price Outlook: Levels to Watch

Putting all of today’s data points together, here’s how the near‑term XRP landscape looks:

Immediate support zones

$2.10–$2.05: First layer of Fibonacci support on the daily chart. ^[46]
$1.99: Deeper Fib support and psychological level; losing it would re‑expose the $1.94 cluster. ^[47]
$1.94: Structural base of the large triangle/downtrend; a close below it would likely confirm a downside break toward $1.81. ^[48]

Key resistance zones

$2.17–$2.21: First major resistance band and 0.236 Fib; daily close above this area is the bulls’ first big hurdle. ^[49]
$2.28: Overhead supply region and intersection with the downtrend line; clearing this would signal a strong momentum shift. ^[50]
$2.33: Upper Bollinger Band and next logical upside checkpoint. ^[51]
$2.53 & $2.60: Higher‑timeframe resistance / Fib extension zone where multiple analysts see next significant upside targets if bulls keep control. ^[52]

Scenario to the upside (bullish)

Global risk sentiment stays constructive; ETF inflows remain strong. ^[53]
XRP defends $1.94–$1.99 as long‑term holders continue accumulating. ^[54]
A decisive move above $2.28 brings $2.33 → $2.60 → $3.00 back into play over the coming weeks. ^[55]

Scenario to the downside (bearish / corrective)

Macro jitters return, leading to renewed outflows from risk assets and crypto ETFs. ^[56]
XRP loses $1.99 and breaks below $1.94, validating the triangle breakdown. ^[57]
Price rotates toward $1.81, where bulls would likely attempt a deeper structural defense. ^[58]

Given the strong but still young ETF trend, fresh regulatory tailwinds from Singapore, and mixed but improving derivatives and on‑chain signals, today’s action looks more like a “decision zone” than a confirmed trend reversal.

Bottom Line

On December 3, 2025, the XRP price story is less about a single candlestick and more about a convergence of powerful forces:

Institutional demand via ETFs and platforms like Vanguard is ramping up fast. ^[59]
Regulatory clarity in Singapore gives Ripple and its XRP / RLUSD stack a more credible role in bank‑grade payments. ^[60]
On‑chain and derivatives data hint that short‑term selling may be easing, with long‑term holders dipping back into accumulation just above crucial support. ^[61]
At the same time, centralization concerns and a still‑fragile macro environment mean that ETF inflows alone won’t guarantee a smooth march higher. ^[62]

Whether XRP’s next big move is toward $2.60 and $3.00 or back down to retest $1.81, the decisions being made around $2.00 and $1.94–$1.99 today are likely to leave a lasting mark on the 2025 chart.

As always, anyone considering XRP (or any crypto asset) should do their own research, understand the volatility, and never invest money they can’t afford to lose.

References