XRP price today, December 4, 2025, is trading around $2.16, slightly lower on the day but still holding above the psychologically important $2.00 level. According to live market data, XRP has slipped about 0.9% over the past 24 hours, with an intraday range between $2.15 and $2.21. Its market capitalization sits near $131 billion, keeping XRP firmly inside the global top five cryptocurrencies by market cap. [1]
Despite the modest pullback, today’s XRP story is anything but quiet. Spot XRP ETFs are nearing $1 billion in assets, whales have reportedly accumulated hundreds of millions of tokens near support, and on‑chain data shows a tug‑of‑war between long‑term holders taking profits and new money flowing in. [2]
Below is a full breakdown of XRP price today — including the latest news, ETF flows, whale activity, technical levels, and fresh forecasts for December 2025 and beyond.
XRP Price Today: Snapshot for December 4, 2025
- Spot price: ≈ $2.16
- 24h change: around ‑0.9%
- Day’s range:$2.15 – $2.21
- Market cap: ≈ $131B, making XRP one of the largest altcoins. [3]
- 24h volume: ≈ $3.3B traded across exchanges. [4]
- Trend context: XRP is down roughly 2–6% over the past week and about 5–14% over the past month, but up significantly year‑on‑year after a powerful 2024–2025 rally. [5]
In other words, XRP price today is consolidating. After a strong run past $3.30 earlier in the year, the token is now digesting gains above the long‑term $2 zone that it had not consistently held since the 2017 bull market. [6]
From Lawsuit to “Regulatory Clarity”: How XRP Got Back Above $2
One reason XRP price today is even a conversation again is the end of the Ripple vs. SEC saga.
A detailed legal timeline shows that:
- The U.S. SEC sued Ripple Labs in December 2020, claiming it raised more than $1.3 billion through unregistered securities sales of XRP. [7]
- In July 2023, Judge Analisa Torres ruled that institutional sales of XRP were unregistered securities offerings, but secondary market sales on exchanges were not securities transactions — a key distinction. [8]
- In August 2024, the court ordered Ripple to pay a $125 million civil penalty, far below the SEC’s originally sought $2 billion, and confirmed that programmatic exchange trading of XRP could continue. [9]
- By August 2025, both sides dropped their remaining appeals, effectively ending a nearly five‑year legal battle and giving XRP unusually clear regulatory status compared to many other tokens. [10]
This legal resolution, combined with relistings on major U.S. platforms and the green light for ETF products, has underpinned XRP’s structural recovery.
A separate analysis notes that since the November 2024 U.S. presidential election, XRP has climbed from about $0.50 to over $2, a gain of roughly 330%, while Ripple has built a payments network spanning 300 financial partners in 45 countries and about $15 billion in annual cross‑border volume. [11]
That combination of regulatory clarity + real‑world use case is the backdrop for XRP price today.
XRP ETFs: 12–14 Straight Days of Inflows and Nearly $1B in Assets
The headline driver for XRP price today is the relentless inflow into new spot XRP ETFs.
ETF streak and assets under management
- An analysis from Europe‑based outlet InvestX notes that as of December 4, 2025, U.S. spot XRP ETFs have logged 12 consecutive trading days of positive net inflows, helping XRP jump over 7% in 24 hours to around $2.15 at one point. [12]
- Another report tracking U.S. ETF data shows that as of December 2, spot XRP ETFs had notched 12 straight days of inflows totaling about $844.9 million, with a single‑day net inflow of $67.7 million, led by Grayscale’s GXRP and Canary Capital’s XRPC funds. [13]
- Fresh numbers published today by TheCryptoBasic say total assets in XRP ETFs have now reached roughly $906 million, with 14 sessions of net positive flows and zero days of outflows since launch. [14]
In other words, institutional “smart money” keeps buying dips through ETFs, even as XRP price today wobbles around the $2.16 mark.
Vanguard, 21Shares and the Wall Street pivot
The ETF story isn’t just about inflow amounts — it’s also who is involved:
- Vanguard, a roughly $11 trillion asset‑management giant long known for shunning crypto, has reversed its policy and listed multiple XRP spot ETFs on its brokerage platform, a move analysts see as a major step toward mainstream access. [15]
- 21Shares has secured approval to list a spot XRP ETF on the Cboe BZX exchange, with trading expected to begin shortly. [16]
At the same time, a separate feature on XRP’s fundamentals notes that nine global XRP exchange‑traded products already held around $1.1 billion AUM even before the latest U.S. streak, underscoring how rapidly the institutional wrapper has scaled. [17]
Why hasn’t ETF demand “mooned” the price yet?
Despite these eye‑catching numbers, not everyone believes ETF inflows are already driving XRP price today in the short term:
- A live market update on TradingView highlights that XRP’s 4‑hour chart is hitting stubborn resistance around $2.20, underperforming Bitcoin and Ethereum, and notes no clear evidence yet that ETF flows are producing a short‑term supply shock — at least not on intraday timeframes. [18]
The consensus: ETF demand is a strong tailwind, but its impact is partially offset by profit‑taking and broader market rotations.
Whales vs. Long‑Term Holders: On‑Chain Tug‑of‑War
On‑chain metrics around XRP price today are unusually mixed — bullish in some areas, cautious in others.
Whale accumulation near $2.00
Fresh research from Indonesian exchange Pintu reports that:
- As XRP dipped toward the $2.00 psychological level earlier this week, wallets holding between 100 million and 1 billion XRP accumulated roughly 620 million XRP in just a few days — worth about $1.36 billion at current prices. [19]
- This accumulation coincided with an 8% intraday rebound to about $2.20, reinforcing $2.00 as a key demand zone. [20]
- Pintu’s analysts argue that this behavior suggests whales view the recent correction as a buy‑the‑dip opportunity, not a trend reversal, and that their support is helping stabilize XRP’s price floor. [21]
150M XRP “dumped” — and price still climbed
On the other side, a report from Crypto‑Economy says that in the 48 hours leading up to December 4, whales moved or sold about 150 million XRP, yet the price still climbed nearly 10% to around $2.21. [22]
The article highlights:
- Ongoing distribution from wallets holding 1–10 million XRP, extending a months‑long pattern of larger holders trimming exposure. [23]
- Strong support in the $1.85–$1.95 band and heavy sell orders around $2.25, creating a range where buyers and sellers have repeatedly clashed. [24]
Rather than an outright dump, this episode looked more like a “stress test” of demand, as buying volume stepped in quickly.
Dormancy spikes while conviction cohorts sell
The most nuanced view comes from an on‑chain analysis by BeInCrypto, published today:
- “Spent coins” — older XRP moving on‑chain — collapsed from about 186 million XRP on November 15 to around 16 million now, a 91% drop, pushing dormancy to a three‑month high and sharply reducing immediate sell pressure. [25]
- At the same time, long‑term holder cohorts (6–12 months, 1–2 years, 2–3 years) have all reduced their share of supply over the past month, signaling ongoing distribution from conviction holders. [26]
This explains why XRP price today has not yet followed dormancy higher: whales are accumulating, but older holders are still cashing out, keeping the market range‑bound.
Technical Picture: XRP Trapped Between $2 Support and $2.28 Resistance
Multiple independent analyses today point to the same key levels that will likely define XRP price action in the near term.
The $2.00 line in the sand
- InvestX’s chart analysis describes a confirmed breakout above $2.10 after November consolidation and identifies $2.00 as the critical support that must hold to preserve the current bullish structure. [27]
- CoinDCX’s weekly outlook similarly sees XRP “stabilizing” above $2.00, arguing that a drop below $2.00 could open downside to $1.85 or even $1.60, while holding this zone keeps the token in a “reset, not collapse” phase. [28]
Range: $1.81–$2.28
BeInCrypto’s XRP price analysis characterizes the market as stuck inside a tight range between $1.81 and $2.28 since mid‑November:
- No daily close above $2.28 has occurred in that time.
- A decisive daily close above $2.28 would open up targets around $2.56 and $2.69.
- A close below $1.98 increases the odds of a deeper pullback back to the $1.81 floor. [29]
Medium‑term structure: wedges, double bottoms and trend levels
A deeper technical note from Brave New Coin frames XRP price today within a 14‑week bearish phase but with clear reversal thresholds:
- Bullish trend reversal level:$2.31 — closing above here would flip their weekly trend model from bearish to bullish.
- Bullish confirmation zone:$2.62, a level that, if reclaimed, would confirm a more durable uptrend.
- Major structural support:$1.47, the lower bound of the current wedge. [30]
The same report describes a bullish wedge pattern that, if resolved upward, could theoretically support long‑term scenarios where XRP revisits the $10 region by mid‑2026, though it stresses that such outcomes remain speculative and contingent on actual breakout confirmation. [31]
Brave New Coin also points to a potential double‑bottom structure forming near multi‑month support, with XRP trading around $2.16–$2.17 at the time of writing — very close to XRP price today. [32]
Macro Backdrop: Fed Rate‑Cut Bets and Risk Appetite
Macro conditions are quietly favoring risk assets — and that extends to XRP price today.
- A report from Somos Hermanos notes that XRP’s move toward $2.20 earlier this week came as CME FedWatch probabilities for a December rate cut climbed to about 89%, helped by softer inflation signals and weaker employment data, easing stagflation fears. [33]
- The same piece highlights that Bitcoin fear & greed metrics show elevated fear (around 26 on a 0–100 scale), historically a backdrop where upside relief rallies in crypto are possible if risk sentiment improves. [34]
- Broader crypto‑market coverage notes that while Bitcoin has rebounded above $93,000, XRP has underperformed slightly over the last 24 hours — down around 0.7% — underscoring that capital rotation inside crypto is uneven. [35]
Put simply, macro winds are at least neutral‑to‑supportive for XRP price today, but asset‑specific flows and technicals are playing a bigger role than the Fed headlines in the short run.
RLUSD Stablecoin: Quiet Catalyst on the XRP Ledger
Behind the scenes, Ripple’s USD‑backed stablecoin RLUSD (Ripple USD) is emerging as a potentially important piece of the XRP puzzle:
- RLUSD launched in December 2024 and has already reached around $1 billion in market cap, making it one of the top 10 dollar stablecoins globally. [36]
- By November 2025, RLUSD’s supply was split between Ethereum (~$819M) and the XRP Ledger (~$203M), with transaction volume jumping 210% over 30 days to more than $4 billion. [37]
- Ripple executives describe RLUSD as the “primary stablecoin” for their payment rails, with recent pilots involving Mastercard, WebBank and Gemini to settle real credit‑card transactions on XRPL using RLUSD. [38]
How does this tie into XRP price today?
Analysts outline three scenarios:
- Bullish case: RLUSD adoption deepens liquidity on XRPL, and some flows route through XRP as a bridge asset, indirectly supporting demand. [39]
- Base case: RLUSD grows steadily while XRP’s price action remains more driven by ETFs, regulation and macro trends. [40]
- Bearish case: RLUSD cannibalizes parts of XRP’s transactional role, with enterprises preferring stablecoins for settlement, leaving XRP more of a niche or primarily speculative asset. [41]
For now, markets appear to treat RLUSD as a complement, not a replacement — but its rapid success is a variable XRP traders increasingly watch.
XRP Price Predictions: What Analysts See for December 2025 and Beyond
Short‑term (days to weeks)
- A daily forecast table from Changelly shows XRP price on December 4, 2025 at about $2.17, down roughly 0.4–0.5% on the day, placing today’s move firmly in “sideways with a slight negative bias” territory. [42]
- CoinDCX’s near‑term view says XRP looks to be forming a base above $2.00, with potential to bounce toward $2.60 if buyers reclaim the $2.30–$2.35 zone with strong volume — but warns that a break below $2.00 could drag price to $1.85 or $1.60 before bulls return. [43]
- Short‑horizon trading desks on TradingView describe overall conditions as technically neutral, with oscillators and moving averages neither screaming “buy” nor “sell,” reinforcing the idea that XRP price today is in a holding pattern around support. [44]
2025–2026: Moderately bullish baseline, speculative outliers
Medium‑term projections vary widely, but several reputable outlets cluster around similar ranges:
- CoinDCX’s longer‑term table pegs 2025 average prices near $2.60, with a possible max around $3.20, and longer‑run targets rising gradually into the $9–$16 zone by 2030 in optimistic scenarios. [45]
- Cryptonews notes that after the SEC settlement and an initial surge above $3.30, an AI‑driven model now projects XRP could trade in the $3.75–$5.00 band in coming years if institutional adoption deepens, while also stressing the high uncertainty of such forecasts. [46]
- Brave New Coin’s Elliott Wave‑based analysis maps a conditional pathway toward $10 by mid‑2026, assuming the bullish wedge holds and XRP decisively breaks through its trend‑reversal and confirmation levels at $2.31 and $2.62. [47]
- A more aggressive minority of commentators — often cited in analyst roundups — go as far as suggesting multi‑hundred‑dollar targets in speculative “if everything goes right” scenarios tied to RLUSD adoption and XRP capturing a slice of global payment flows. Even the articles that mention these levels treat them as highly speculative thought experiments, not base cases. [48]
Across serious research pieces, the mainstream range for XRP price in 2025–2026 sits roughly between $2 and $5, with $10+ scenarios treated as high‑risk, low‑probability upside tails.
Fundamentals: XRP as “Programmable Money” and Cross‑Border Rail
Beyond XRP price today, some analysts are focusing on whether the token’s actual utility is finally starting to matter.
A BeInCrypto feature notes that:
- XRP is up 330% since November 2024 and has now held above the $2 mark for the first time since 2017, while Ripple has quietly expanded to 300 finance partners across 45 countries. [49]
- Roughly 50–55 million transactions per month occur on the XRP Ledger, with an estimated 58% of network activity coming from just 10 wallets, reflecting a mix of concentrated institutional flows and speculative usage. [50]
- Experts interviewed describe XRP as “programmable money” used mainly in wholesale and institutional payment corridors, rather than as a consumer currency or store of value. [51]
Critics in the same piece caution that XRP remains heavily speculative, with its valuation still shaped more by liquidity cycles, ETF flows and macro sentiment than by on‑chain fee revenues or cash flows. [52]
Taken together, XRP price today sits at the intersection of:
- Regulatory clarity and growing institutional rails (ETFs, RLUSD, global partners), and
- Speculative cycles and profit‑taking, where older holders still use rallies to de‑risk.
What Traders and Investors Are Watching Next
As XRP trades around $2.16 today, markets are laser‑focused on a few key variables:
1. Price levels
- Supports to watch:
- Resistances to clear:
2. ETF inflows and new listings
If XRP ETFs:
- Maintain their no‑outflow streak,
- Cross the symbolic $1 billion AUM mark, and
- Benefit further from platforms like Vanguard and 21Shares’ Cboe listing,
then ETF demand could gradually tighten tradable supply — especially if Ripple reduces its own exchange sales in favor of more targeted institutional deals. [60]
3. On‑chain distribution vs accumulation
Markets will be watching whether:
- Whale accumulation continues near $2,
- Long‑term cohorts stop distributing and stabilize their holdings, and
- Dormancy remains high without turning into a sharp spike in spent coins (which could signal renewed dumping). [61]
4. Macro catalysts
- Upcoming Federal Reserve decisions and U.S. inflation data.
- Bitcoin’s battle with the $90k–$100k region and broader risk sentiment. [62]
- Any new regulatory announcements, especially around ETFs, stablecoins and cross‑border payments.
Important Note
This article is for informational and educational purposes only. XRP and all cryptocurrencies are highly volatile and involve substantial risk. Nothing here is financial, investment, tax or legal advice. Always do your own research, consider your risk tolerance carefully, and consult a qualified professional before making investment decisions.
References
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