XRP/USD Price Today, December 7, 2025: Can Ripple’s Token Hold $2 as Traders Weigh Fed Cut, ETFs and Supply Shocks?

Updated: December 7, 2025 – This article is informational only and not investment advice. Crypto is volatile; never risk money you can’t afford to lose.

Key takeaways

Price: XRP is trading around $2.03–$2.05 per coin, holding just above the key $2 psychological support, with daily volume near $1.7 billion and a market cap of roughly $120–123 billion, keeping it in the global top‑5 cryptocurrencies. ^[1]
Macro backdrop: Markets are bracing for another U.S. Federal Reserve rate cut next week, with CME FedWatch-implied odds around 80–90%. Analysts say a dovish cut could send XRP back toward $2.20–$2.40, while a risk‑off reaction might drag it toward $1.80. ^[2]
Charts & signals: After dropping about 18% in November, XRP has flashed a death cross on the daily chart (50‑day MA below 200‑day), even as a TD Sequential “9” buy signal and double‑bottom structures hint at a possible rebound zone around $1.99–$2.10. ^[3]
Fundamentals: The SEC–Ripple lawsuit is over, with Ripple paying a $125 million fine but securing clarity that retail XRP trading on exchanges is not a securities transaction. At the same time, the CFTC is reviewing a spot XRP-USD contract, XRP spot ETFs have amassed ~$880–900 million AUM, Ripple has completed a $1 billion GTreasury acquisition, and more than 300 banks now use RippleNet. ^[4]
Forecasts: Short‑term models and analyst targets for December cluster in a $1.80–$2.40 range, with algorithmic forecasts around $2.02–$2.24, and more optimistic human analysts still eyeing $2.85+ into year‑end. Longer‑term desk and retail models push scenarios from $3–$5 in 2026 to much higher “blue‑sky” cases that depend on sustained institutional adoption. ^[5]

XRP/USD price snapshot on December 7, 2025

Across major data aggregators, XRP/USD is trading a touch above $2.00, with most feeds showing $2.03–$2.05 at the time of writing. CoinMarketCap lists XRP at about $2.03, with 24‑hour volume around $1.7 billion and a live market cap near $122.7 billion, ranking it among the top five crypto assets by size. ^[6]

That price comes after a sharp November drawdown. Technical analysts at CCN note that XRP fell roughly 18% last month, breaking down from an ascending channel and briefly losing its $2 support zone. ^[7]

From a longer lens, XRP has had a wild 2025:

According to 24/7 Wall St, XRP climbed from ~$0.34 at end‑2022 to a 2025 peak around $3.65, fuelled by renewed institutional demand, Ripple’s RLUSD dollar stablecoin and expanding cross‑border usage. ^[8]
Coinpaper and other outlets now estimate XRP is trading around 40–42% below those mid‑year highs, despite stronger institutional infrastructure than ever. ^[9]

So the story going into December 7 is simple but tense: price looks tired, but the plumbing underneath keeps getting more “Wall Street” every month.

Macro backdrop: Fed rate cut keeps XRP traders on edge

Today’s freshest narrative around XRP/USD is macro, not micro.

A widely shared analysis (carried by CryptoTicker and reposted by MEXC News) notes that traders are fixated on the upcoming U.S. Federal Reserve meeting, where futures markets are pricing roughly an 86% chance of a 25 bps rate cut. ^[10]

The logic for XRP/USD:

Dovish scenario: Lower rates usually push investors toward higher‑risk assets. The article argues that a friendly Fed tone could trigger a relief rally across large‑cap crypto, with XRP one of the main beneficiaries.
Hawkish/panic scenario: If the cut is read as the Fed “panicking” about growth or jobs, risk assets could dump, dragging XRP back toward its $1.80 support region.

On the daily XRP/USD chart, the same analysis highlights:

Price hovering just above $2.04, “hugging” the lower Bollinger Band.
A squeeze in the bands, signaling volatility contraction—the classic calm‑before‑the‑move setup.
Immediate resistance at the 20‑day simple moving average (around $2.11–$2.12) and an upper band near $2.28, defining the upside boundary for a near‑term bull move.
Downside levels at $1.94, then $1.80–$1.60 should the macro mood turn risk‑off. ^[11]

The macro tension is essentially: cheap money vs. recession fear. XRP sits right on that fault line.

Technical picture: squeeze at $2, death cross overhead, buy signals underneath

The technicals are messy in that very crypto way: bullish long‑term trend tools, bearish medium‑term momentum, and conflicting “this could go either way” signals on the daily and weekly charts.

1. Supertrend still bullish, $2 remains a structural pivot

Brave New Coin’s daily update frames XRP as “holding slightly above the $2 level”, with a monthly Supertrend indicator still pointing to a long‑term bullish trend. That Supertrend support currently sits above roughly $1.30, which previously separated bullish and bearish phases during bear‑market drawdowns in 2018 and 2022. ^[12]

In plain English: the very long‑term trend is still up as long as XRP holds comfortably above the low‑$1s, even if the near‑term looks cranky.

2. Death cross and November hangover

At the same time, 24/7 Wall St reports that XRP has printed a “death cross” on its daily chart, where the 50‑day moving average crossed below the 200‑day in early December for the first time since May 2025. ^[13]

Their read:

The death cross marks momentum exhaustion, not a guaranteed crash.
Together with a MACD that flipped negative in mid‑November and an RSI around 47, the signal leans mildly bearish until buyers prove otherwise.
Analysts there map key levels as:
- Resistance: $2.50–$2.60 (cluster of major moving averages), then $2.80–$3.00.
- Support: $2.20, then the $2.00 psychological level, and finally a “capitulation zone” around $1.80. ^[14]

CCN’s December 1 analysis lines up with that view, noting that XRP’s 18% November decline coincided with a break below an ascending channel, flipping the short‑term structure bearish and warning that losing the $2 floor could expose ~$1.77. ^[15]

3. TD Sequential buy setup and ETF‑backed support

Balancing the gloom, another Brave New Coin piece published today highlights a TD Sequential “9” buy signal that just printed near $2.09 on the weekly XRP/USD chart, after a roughly 9.5% pullback from $2.20. ^[16]

Key points from that analysis:

Historical TD Sequential signals on XRP in 2025 preceded an ~18% bounce earlier in the year and a 24% decline after an August sell signal—so traders treat them as meaningful but not magical.
As of December 6, XRP was consolidating between $1.98 and $2.10, with technicians watching for a decisive close above $2.10 to open a test of $2.30–$2.40, the mid‑point of its rising channel. ^[17]
Spot XRP ETFs recorded roughly $12.8 million in net inflows on December 5, extending a 13‑day streak and pushing total ETF assets toward $880+ million—a level that analysts say helps defend the $2 zone by adding passive institutional demand. ^[18]

This is where the chart starts feeling like a tug‑of‑war: death cross says caution, TD Sequential plus ETF flows say “don’t count the bulls out yet.”

4. Double bottom, shrinking exchange reserves and leverage spikes

AMBCrypto adds another layer today: Ripple reportedly moved 250 million XRP into an unknown wallet, tightening near‑term liquidity and coinciding with a potential double‑bottom pattern around $1.99. ^[19]

Their analysis points out:

A possible double bottom at $1.99, with a neckline around $2.2443; a confirmed breakout could target roughly $2.50.
Exchange reserves have fallen about 2.5%, meaning fewer XRP are immediately available for sale on major venues.
Funding rates have jumped more than 460%, signaling aggressive long positioning in derivatives markets. ^[20]

That combination—shrinking supply on exchanges + bullish leverage + structural support at $1.99–$2.00—creates what you might call a “high‑energy stalemate.” If bulls win, the move can be violent; if they lose, so can the unwinding.

Fundamentals: SEC case done, CFTC review, GTreasury deal and bank adoption

Underneath the candles, XRP’s fundamental story in late 2025 looks very different from the uncertainty of a few years ago.

1. The SEC–Ripple lawsuit is officially over

After nearly five years of litigation, the U.S. SEC vs Ripple Labs case is done:

In July 2023, Judge Analisa Torres ruled that XRP sales to retail investors on exchanges were not securities transactions, while certain institutional sales were. ^[21]
In May 2025, the SEC and Ripple reached a settlement framework, and in August 2025 the SEC formally ended the case, leaving a $125 million civil penalty in place and upholding restrictions on specific institutional sales. ^[22]
Brave New Coin notes that the joint dismissal of appeals on August 7, 2025 cemented the legal status quo: XRP trading on public exchanges remains legal and non‑security in the U.S., while Ripple must treat some institutional arrangements as securities‑like. ^[23]

Bitget’s legal deep‑dive describes the outcome as a “watershed moment” for U.S. digital‑asset oversight and highlights that 11+ major asset managers have filed XRP ETF applications, with Bloomberg analysts giving around a 95% probability of approval by year‑end 2025. It also recalls XRP hitting a new all‑time high above $3.40 in July 2025 during the initial ETF hype. ^[24]

2. CFTC eyes a regulated XRP spot contract

Brave New Coin’s price‑today report also flags a quieter but important development: the U.S. CFTC is reviewing Bitnomial’s self‑certification to list an XRP‑USD spot contract as the first asset on a new regulated crypto trading platform. ^[25]

If approved, this would:

Put spot XRP trading directly under CFTC oversight on a U.S. venue.
Deepen regulated market structure around XRP, complementing the SEC’s legal clarity on retail trades.
Likely make it easier for risk‑averse institutions to access XRP in a well‑defined framework.

It’s not as flashy as an ETF launch, but structurally it’s a big deal.

3. Ripple’s $1B GTreasury acquisition and institutional stack

Fundamentally, Ripple has been on an institutional shopping spree.

Coinpaper reports that Ripple has completed a $1 billion acquisition of GTreasury, a heavyweight treasury‑management provider: ^[26]

GTreasury serves 800+ corporations in 160 countries.
It connects to roughly 13,000 financial institutions and handles about $12.5 trillion in payments per year, an estimated 15% of global cross‑border flows.
Integrating GTreasury lets Ripple offer corporate clients blockchain‑powered on‑demand liquidity and settlement without forcing them to touch a crypto wallet, potentially making XRP‑backed liquidity far more palatable for traditional finance.

The same article notes that XRP trades near $2.07, roughly 42% below its yearly high of ~$3.60, even as institutional inflows into XRP products remain strong across Europe, the U.S. and Asia. ^[27]

4. Swell 2025, custody, RLUSD and a $500M war chest

Coverage of Ripple Swell 2025 from CoinDCX shows Ripple’s strategy moving well beyond simple payments: ^[28]

Ripple is positioning itself as an “institutional crypto operating system”, with two engines:
- A financial infrastructure stack for banks and enterprises.
- Upgrades to the XRP Ledger (XRPL) for faster, more feature‑rich, enterprise‑ready functionality.
Ripple has rebranded and expanded its institutional custody arm, now simply “Ripple Custody”.
The company now manages a roughly $500 million strategic investment pool, reportedly backed by firms linked to Fortress Investment Group and Citadel Securities, and has pushed its processed payments to over $95 billion.
Its RLUSD stablecoin hit $1 billion market cap in under a year, making XRP part of a broader multi‑asset liquidity network rather than a solo act.

24/7 Wall St separately notes that more than 300 banks now use RippleNet, and XRP ETFs from Canary Capital, Franklin Templeton and Grayscale launched in November, even as on‑ledger XRP transaction volume has slipped—raising questions about whether XRP the token is capturing as much value as RippleNet the network. ^[29]

5. Asia push: MAS license in Singapore

On December 3, Indonesian exchange Pintu reported that Ripple secured an expanded Major Payment Institution (MPI) license from the Monetary Authority of Singapore (MAS). ^[30]

The piece notes:

Ripple can now scale regulated payment services across a broader scope in Singapore.
XRP is trading near $2.03, with a “strong support zone” underneath and visible outflows of XRP from exchanges—interpreted as long‑term holders moving to cold storage, which tends to soften sell pressure. ^[31]

Put together, the fundamentals now look like this:

Near‑perfect regulatory clarity in the U.S., a serious CFTC move, a pipeline of ETFs, deepening corporate rails via GTreasury, and an Asia hub under MAS oversight—juxtaposed with a price that refuses (for now) to follow straight up.

Supply, escrows and the “Clarity Act” overhang

Macro and adoption aren’t the only pieces in play; token supply mechanics are back in the spotlight.

A new Coinpaper report (updated this morning) warns that Ripple may eventually be forced to reduce its holdings from roughly 45 billion XRP (about 45% of supply) to around 20 billion XRP if a proposed “Clarity Act” passes. The bill would cap any single company’s holdings at 20% of a blockchain’s supply. ^[32]

The same article explains:

XRP currently trades around $2.04, down roughly 7.5% over the last week and 9% over the past month.
New Smart Escrows on XRPL introduce programmable conditions into the native escrow system, allowing things like price‑triggered releases and oracle‑based settlement.
Analysts debate how Ripple could structure sales or rights to future escrow releases without immediately flooding the market.

Investors are watching this closely because a forced reduction from ~45% to 20% supply—even if done gradually—would materially change ownership concentration and might reshuffle the long‑term supply narrative for XRP. ^[33]

For now, it’s a policy proposal, not law. But it’s one more variable on the board.

Short‑term XRP/USD forecasts for December 2025

Analysts and quant models are busily throwing darts at December’s price range. Unsurprisingly, the darts don’t all land in the same place.

1. Quant and exchange models

Changelly’s technical forecast for December 2025 expects XRP to trade between roughly $1.96 and $2.27, with an average around $2.12 and an estimated 11.3% potential ROI relative to recent levels. ^[34]
Bitget’s short‑term model projects XRP around $2.08 on December 7 and 8, with a monthly average near $2.24, and a 2025 year‑end target around $3.06, rising toward $3.21 in 2026 and $3.90 by 2030 in its baseline scenario. ^[35]

These models are largely curve‑fits on historical volatility and trend, not deep fundamental theses, but they set a loose probabilistic range anchored slightly above today’s $2 level.

2. Human analyst ranges

Human analysts are a bit more opinionated:

CryptoTicker/MEXC’s macro‑technical piece frames a near‑term range of $1.80–$2.40, with:
- A dovish Fed cut plus risk‑on sentiment potentially driving XRP toward $2.20–$2.40.
- A risk‑off reaction dragging price toward $1.80–$1.60 if $1.94 breaks. ^[36]
Brave New Coin’s TD Sequential and ETF‑flow analysis maps a base scenario of consolidation between about $1.98 and $2.10, with a probable test of $2.30–$2.40 if price can close decisively above $2.10. ^[37]
24/7 Wall St’s death‑cross breakdown centers its downside focus on a $1.80 capitulation zone, with upside recovery levels at $2.55–$2.60 and then $2.80–$3.00 if bulls regain control. ^[38]

A separate Yahoo Finance feature—which cheekily compares a ChatGPT‑style AI model with human analysts—notes that an AI forecast pinned XRP near $2.02 by early December, while human crypto strategists clustered around a more optimistic $2.85 target for December 2025. XRP currently trades below its 50‑day moving average in that piece, reinforcing the idea that sentiment has cooled since mid‑year. ^[39]

All told, the near‑term consensus is surprisingly tight: most serious outlooks place December’s likely trading band somewhere between $1.80 and $2.40, with the exact outcome hinging on macro headlines, ETF flows and whether the $2 zone holds on spikes lower.

Medium‑ to long‑term scenarios: utility vs speculation

Once you zoom out beyond December, forecasts start to diverge dramatically.

1. Conservative growth paths

Changelly’s longer‑term path sees XRP grinding higher over several years, with averages near $4.55 in 2027 and up to $13–$16 in 2030, assuming sustained adoption and no catastrophic regulatory hits. ^[40]
Bitget’s baseline is more muted, keeping 2025–2026 averages in the $3 range, then creeping upward into the later 2020s. ^[41]

These are effectively compounded‑growth narratives: if XRP stays relevant, communities build on XRPL, and institutions keep nibbling, the token drifts upward in line with crypto’s broader expansion.

2. Aggressive institutional thesis

Legal analyses like the Bitget XRP‑SEC review stress that regulatory clarity plus ETF infrastructure is a rare combo for an altcoin. With: ^[42]

Retail non‑security status in the U.S.
A growing lineup of leveraged and spot ETFs.
A possible CFTC‑regulated spot contract.
Banking rails via RippleNet, GTreasury, MAS, and Swell‑era partnerships.

…the bullish institutional thesis imagines XRP as the default “bridge” asset for a big chunk of global value transfer, particularly if RLUSD and tokenized real‑world assets (RWAs) take off on XRPL.

Some opinion pieces have gone as far as floating $10+ or even $100 “blue‑sky” targets over multi‑year horizons, but these assume a near‑perfect storm of regulation, utility, and macro tailwinds that is far from guaranteed. ^[43]

3. Bear case: structure without follow‑through

The bear case is also straightforward:

On‑ledger transaction volume has been declining even as RippleNet signs more banks and ETFs launch, suggesting that XRP might not be capturing all of the network’s economic value. ^[44]
Technical indicators like the death cross, softening momentum and failed rallies above $2.50 show a market that has already priced in a lot of good news. ^[45]
The proposed Clarity Act could eventually force Ripple to offload tens of billions of XRP, depending on how its final text and enforcement play out, adding long‑term supply uncertainty. ^[46]

In that world, XRP becomes the “infrastructure coin that never quite breaks out”—useful, but perpetually battling sell pressure and macro fatigue.

What XRP/USD traders are watching next

Going into the second week of December, the XRP/USD narrative boils down to a handful of big checkpoints:

The next Fed decision and press conference
A clean, well‑messaged 25 bps cut that supports risk assets while calming recession fears could be the spark for a $2.20–$2.40 retest; a messy message could send XRP probing $1.94, $1.80 or lower.
CFTC’s decision on Bitnomial’s XRP‑USD spot contract
Approval would be a major structural milestone for regulated XRP trading in the U.S. ^[47]
ETF flows and the $1B AUM milestone
Spot XRP ETFs are closing in on $900M AUM, and analyst commentary suggests each incremental inflow helps defend the $2 region as a long‑term foothold. ^[48]
Behaviour around the $2 level
- Hold above $1.99–$2.00 + close above $2.10–$2.12 → the bull case for $2.30–$2.50 gains credibility.
- Lose $1.94–$2.00 on high volume → technicians will start eyeing $1.80 as the next major liquidity pool. ^[49]
Policy developments like the Clarity Act
A serious legislative push to limit corporate token holdings would force the market to think hard about who should own XRP’s monetary base and on what time frame that transition happens. ^[50]
On‑chain metrics: exchange reserves and whale behaviour
Shrinking reserves, whale accumulation in the $1.80–$2.00 zone, and persistent ETF inflows all argue that big money is still interested, even if the chart looks bruised. ^[51]

XRP today is a rare combination: one of the most legally “de‑risked” large‑cap crypto assets in the U.S., deeply wired into banking infrastructure, yet still trading like a coin that hasn’t quite escaped its speculative origins.