At 5:01 p.m. ET on December 22, 2025, XRP (Ripple) is trading around $1.90, down slightly on the session, with an intraday range of roughly $1.89–$1.94 as traders keep focusing on the stubborn $2.00 psychological ceiling.
That “pinned below $2” feel has dominated today’s XRP coverage across markets desks and analyst notes: ETF flows remain supportive, yet repeated technical failures near $1.93–$1.95 and softening holder profitability keep sellers active into rallies. [1]
XRP price snapshot on 22.12.2025: where the market stands right now
XRP’s current price action can be summed up in two numbers:
- $1.90: the key short-term “hold-the-line” area bulls are trying to defend. [2]
- $2.00: the level XRP keeps flirting with, but hasn’t convincingly reclaimed in recent attempts. [3]
Daily data from Investing.com shows XRP near $1.90 with a high around $1.95 and a low near $1.89 for December 22, underscoring how tight the market has been coiling around the same battleground levels. [4]
Why XRP is stuck under $2: repeated failures near $1.93–$1.95
One of the most widely-circulated technical takeaways today: XRP has repeatedly struggled to sustain moves above the mid-$1.90s, and breakdowns below nearby support have been followed by cautious (and sometimes short-lived) bounces.
A CoinDesk market note syndicated via MEXC described XRP slipping out of a consolidation phase and dropping below the $1.93 support zone, with sellers taking control during periods of elevated volume. It also flagged a bigger structural risk: if $1.77 fails, the next major support area could be far lower (around $0.80) due to thinner realized supply in that zone, based on Glassnode data referenced in the report. [5]
TokenPost echoed the same market structure narrative—$1.90–$1.95 range, support breaks near $1.93, and a renewed focus on whether $1.90 can hold—while highlighting how quickly momentum can fade when XRP can’t reclaim that former support area. [6]
The bottom line: $1.93 has shifted from “floor” to “ceiling” in the short term for many traders watching intraday structure. [7]
The bullish counterweight: ETF inflows keep XRP in the conversation
Despite the frustrating tape, XRP has a notable tailwind that didn’t exist in prior cycles: spot XRP ETF flow data is now a daily storyline.
What today’s reports say about XRP ETF demand
FXStreet reported that digital asset investment products saw heavy outflows overall, but XRP stood out by attracting inflows in the latest fund-flow read, while also noting that XRP spot ETF stats show cumulative inflows around $1.07 billion and net assets averaging about $1.21 billion (citing SoSoValue). [8]
FXEmpire’s update added more color and context, describing XRP trading below the $2 pivot while “ETF momentum fades,” and citing SoSoValue figures including:
- $13.21 million of net inflows on Friday, Dec. 19
- $82.04 million net inflows for the week ending Dec. 19 (noted as the weakest week since launch)
- $1.07 billion total net inflows since launch, across the first 25 days of trading [9]
Separately, ForkLog—also citing SoSoValue—highlighted the same $82.04 million net inflow figure (Dec 15–19) and described a six-week positive streak, with cumulative inflows “over $1.2 billion” during that broader run. [10]
Why the flows haven’t “fixed” the price (yet)
Here’s the tension that shows up again and again in today’s analysis: ETF inflows can support the market, but they don’t automatically overpower profit-taking, whale distribution, and bearish technical structure—especially when XRP is trading below key moving averages and failing repeatedly at the same resistance zones. [11]
On-chain and whale signals: profitability is thinning, and big holders are watched closely
One of the most important 22.12.2025 on-chain themes is holder profitability—a metric that can influence whether dips are bought calmly or sold aggressively.
BeInCrypto reported that the share of XRP supply in profit has dropped to about 52%, meaning nearly half of circulating XRP is at a loss—a condition that can raise the risk of reactive selling if the price weakens further. [12]
The same report pointed to behavior among the largest holders:
- Top 1% of addresses control ~87.6% of supply, down slightly from ~87.7% earlier in the month—small in appearance, but meaningful because modest changes from very large holders can influence price behavior. [13]
This is the heart of the current XRP narrative: institutions may be allocating via regulated vehicles, while some large crypto-native holders appear more cautious into rallies—which can leave XRP “heavy” just under big round-number resistance like $2. [14]
Technical levels traders are watching this week
Across today’s technical commentary, the same roadmap repeats—support levels first, then the “unlock” levels above.
Near-term resistance zones
- $1.949–$1.95: U.Today highlighted local resistance around $1.9493, suggesting that if bulls maintain momentum, XRP could push toward $1.97–$1.98. [15]
- $2.00: FXStreet framed $2.00 as the key hurdle, noting that failure to break it can keep rebounds limited and raise the probability of a move back toward lower supports. [16]
- $2.13 / $2.31 / $2.41: FXStreet also noted XRP is trading below the 50-day, 100-day, and 200-day EMAs, a common definition of a bearish higher-timeframe backdrop. [17]
Key supports to monitor
- $1.90: highlighted as short-term support in FXStreet’s outlook. [18]
- $1.93 (now resistance in some reads): CoinDesk’s syndicated note described the breakdown below $1.93 and warned that failure to reclaim it quickly keeps bias tilted lower. [19]
- $1.77: flagged repeatedly as a critical level in multiple reports; a break below it is viewed by some analysts as a “trapdoor” scenario due to thinner historical supply beneath. [20]
- $1.61: FXStreet referenced this as a deeper support level to watch if $1.77 is tested again and fails. [21]
Momentum indicators (mixed, but improving at the margins)
FXStreet described the daily RSI around 42 (suggesting subdued momentum) but also noted the MACD has flashed a buy signal—a combination that often aligns with sideways-to-up attempts, provided price can reclaim resistance. [22]
Derivatives and positioning: retail interest shows signs of returning
Another detail from today’s FXStreet report: while spot price has been choppy, futures open interest rose to $3.54 billion (from $3.34 billion the prior day), suggesting some return of speculative participation after volatility knocked traders back. [23]
This matters for short-term XRP price action because:
- rising open interest can amplify moves if price breaks key levels (liquidations),
- but it can also “fuel” fakeouts if the market remains range-bound and positions get crowded. [24]
Macro backdrop on 22.12.2025: regulation and rates still loom large
Even XRP-specific stories today keep pointing back to the same macro anchors:
- Regulatory uncertainty: FXStreet cited CoinShares commentary that broader outflows in digital asset products reflected negative reaction to delays in U.S. crypto legislation (the Clarity Act) and ongoing whale selling concerns. [25]
- Rates and risk appetite: FXEmpire discussed shifting rate-cut expectations and cross-market drivers (including Bank of Japan dynamics and U.S. macro), arguing the backdrop can overpower coin-specific “good news” when the market is in profit-taking mode. [26]
For XRP, these factors matter because it’s currently trading in a zone where sentiment can flip quickly: one day ETF flows look dominant, the next day macro pressure pushes traders to sell rallies again. [27]
Today’s XRP forecasts and price predictions: what analysts are saying (and what’s speculative)
Forecasts are everywhere on 22.12.2025—but they vary by time horizon. Here’s the cleanest way to read them: short-term calls are about $1.90–$2.00, while longer-term predictions revolve around ETFs, payments adoption, and institutional access.
Short-term (days to weeks): “Break $2 or revisit lower supports”
- U.Today: if XRP can break and hold above resistance near $1.949, the market could attempt $1.97–$1.98 and a possible test of $2 depending on daily closes. [28]
- FXStreet: XRP consolidating above $1.90, but failure to break $2.00 and key moving averages may increase odds of a pullback to $1.77 (and even $1.61 in a deeper slide). [29]
- BeInCrypto: with profitability near 52%, the setup is fragile; a sustained push above $2 is presented as important for improving sentiment and reducing “underwater supply” stress. [30]
Medium-term (2026 focus): big targets, big assumptions
- The Motley Fool (Dec. 22) argued XRP could reach $10 in 2026 in a bullish scenario, pointing to spot ETF demand and the idea of growing “XRP treasury company” buying (and discussing a Ripple IPO as a potential additional catalyst). This is clearly framed as a high-upside scenario rather than a base case. [31]
- 24/7 Wall St. (Dec. 22) used a simulation approach and reported a median 2026 outcome around $1.88 and a mean around $2.78, emphasizing that a small number of very bullish paths can lift averages even when typical outcomes are closer to current levels. [32]
Longer-term bank forecast: Standard Chartered’s roadmap
While not published today, it’s repeatedly referenced in current XRP coverage and remains one of the more-cited institutional forecasts. CoinMarketCap’s Academy summary of Standard Chartered’s research outlined a path that includes:
- $8.00 in 2026
- $10.40 in 2027
- $12.50 by end-2028
…and ties the thesis to regulatory clarity, adoption, and ETF-related inflows. [33]
What to watch next: the “make-or-break” checklist for XRP
If you’re following XRP price today and into the holiday week, most credible analyses point to a short checklist:
- Can XRP hold $1.90 on pullbacks? It’s the level repeatedly framed as near-term support. [34]
- Does $1.93 flip back into support? Several reports describe it as a key pivot after recent weakness. [35]
- Does XRP finally reclaim $2.00 with follow-through? That’s the psychological and technical trigger many bulls are waiting for. [36]
- Do ETF flow reports stay positive through year-end? The “flows vs. price” gap is the story; consistent inflows would strengthen the bull case over time, but slowing inflows can weaken sentiment in the short run. [37]
- Do on-chain profitability and whale holdings stabilize? A rising share of supply “back in profit” can reduce sell-pressure reflexes. [38]
References
1. www.mexc.com, 2. www.fxstreet.com, 3. www.fxstreet.com, 4. www.investing.com, 5. www.mexc.com, 6. tokenpost.com, 7. www.mexc.com, 8. www.fxstreet.com, 9. www.fxempire.com, 10. forklog.com, 11. www.fxempire.com, 12. beincrypto.com, 13. beincrypto.com, 14. beincrypto.com, 15. u.today, 16. www.fxstreet.com, 17. www.fxstreet.com, 18. www.fxstreet.com, 19. www.mexc.com, 20. www.mexc.com, 21. www.fxstreet.com, 22. www.fxstreet.com, 23. www.fxstreet.com, 24. www.fxstreet.com, 25. www.fxstreet.com, 26. www.fxempire.com, 27. www.fxempire.com, 28. u.today, 29. www.fxstreet.com, 30. beincrypto.com, 31. www.fool.com, 32. 247wallst.com, 33. coinmarketcap.com, 34. www.fxstreet.com, 35. www.mexc.com, 36. www.fxstreet.com, 37. www.fxempire.com, 38. beincrypto.com
