New York, Jan 21, 2026, 21:06 EST — Market closed.
- JPMorgan Chase disclosed a 5.1% holding in SoFi in a Schedule 13G filing.
- SoFi shares closed up 0.6% on Wednesday; they were higher in after-hours trading.
- Investors now turn to SoFi’s Jan. 30 results and outlook.
SoFi Technologies, Inc. shares ended higher on Wednesday after a regulatory filing showed JPMorgan Chase & Co held more than 5% of the fintech lender’s stock. The shares closed up 0.6% at $25.64 and rose to about $25.96 in after-hours trading. 1
The disclosure lands with SoFi’s next earnings report less than two weeks away, a stretch when the stock often gets jumpy. Big-position filings can also pull in fast money, even when they say little about intent. 2
JPMorgan reported beneficial ownership of 64,981,867 SoFi shares, or 5.1% of the class, as of Dec. 31, 2025, the filing showed. It was filed on Schedule 13G, typically used for passive stakes. 2
The move came on a strong day for U.S. stocks, with the S&P 500, Nasdaq and Dow all climbing as investors digested shifting tariff headlines. 3
What investors do not get from a 13G is the “why” behind the position — or whether it reflects client activity across a sprawling financial group. Still, a fresh >5% disclosure tends to get noticed, especially in names that trade on sentiment. 2
SoFi said earlier this month it will report fourth-quarter and full-year 2025 results before the market opens on Friday, Jan. 30, and hold a conference call at 8 a.m. Eastern. 4
Traders are likely to focus on management’s 2026 outlook, plus any signal on loan growth and funding costs. Credit performance will also be under the microscope as consumer lenders head deeper into earnings season.
SoFi’s stock has been choppy this week: it fell 2.5% on Tuesday before Wednesday’s rebound, based on closing prices. 5
The risk for bulls is simple: a cautious forecast, weaker-than-expected growth, or signs of deteriorating credit could swamp any short-term boost from the ownership headline. The stock’s recent volatility has not left much room for a soft print.
Next up is that Jan. 30 report and call, when SoFi will lay out its targets for the year ahead — and investors will find out whether the story is still about growth, or something more defensive. 4
