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Financial Planning News 25 December 2025 - 11 January 2026

BlackRock’s 2026 playbook: AI still leads, but cash income fades and diversification returns

BlackRock’s 2026 playbook: AI still leads, but cash income fades and diversification returns

NEW YORK, Jan 11, 2026, 04:17 EST BlackRock sees the AI-driven bull market stretching into 2026 but advises moving away from broad “AI-only” plays toward more targeted investments and reliable income streams, according to recent media comments. Kristy Akullian, head of iShares investment strategy for the Americas at BlackRock, told Yahoo Finance on Jan. 9 that AI is “no longer…
11 January 2026
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Mortgage rates today: 30-year fixed holds near 6.25% as Treasury yields firm ahead of jobs report

Mortgage rates today: 30-year fixed holds near 6.25% as Treasury yields firm ahead of jobs report

New York, January 6, 2026, 05:55 EST — Premarket The average rate on a 30-year fixed U.S. mortgage held at 6.25% early Tuesday, Bankrate said, as Treasury yields nudged higher in premarket trading. Mortgage News Daily’s daily index was 6.19% on Monday, down 1 basis point (0.01 percentage point).  Bankrate The steady read keeps borrowing costs above 6% heading into…
6 January 2026
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Premium Bonds January 2026 draw date is set — here’s when NS&I results drop and why savers are rethinking

Premium Bonds January 2026 draw date is set — here’s when NS&I results drop and why savers are rethinking

NEW YORK, December 31, 2025, 05:36 ET National Savings & Investments will publish the next Premium Bonds draw results on Jan. 3, after the draw is held on Jan. 2, the state-backed savings provider said on its prize checker. In the December draw, NS&I said its prize fund topped 403 million pounds and paid more than 6.1 million prizes, including…
31 December 2025
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PAN-Aadhaar deadline hits Dec. 31: What to do now to avoid an “inoperative” PAN

PAN-Aadhaar deadline hits Dec. 31: What to do now to avoid an “inoperative” PAN

NEW YORK, December 30, 2025, 00:58 ET India’s Income Tax Department is pressing taxpayers to complete the mandatory linking of Permanent Account Number (PAN) cards with Aadhaar identity numbers before a Dec. 31 deadline, warning that an unlinked PAN can turn “inoperative” for key uses. Hindustan Times The timing matters because PAN — a tax identification number used widely across…
30 December 2025
Fitell stock pops after $0.10 dividend, loyalty payout plan puts record dates in focus

Fitell stock pops after $0.10 dividend, loyalty payout plan puts record dates in focus

NEW YORK, December 28, 2025, 23:30 ET — Market closed Fitell Corp shares ended Friday’s session up 7.34% at $0.7299. The stock was last quoted at $0.9307 in after-hours trading, according to StockAnalysis.com data. StockAnalysis The move put a spotlight on a tight calendar of corporate-action dates that start this week, after the microcap company announced a cash dividend and…
29 December 2025
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Premium Bonds vs Savings Accounts in 2026: When NS&I Premium Bonds Make Sense — and When They Don’t

Premium Bonds vs Savings Accounts in 2026: When NS&I Premium Bonds Make Sense — and When They Don’t

Premium Bonds have long been one of Britain’s most beloved ways to save: no risk to your capital, a monthly “thrill” of a prize draw, and the chance—however remote—of a £1 million jackpot. But after a series of prize-rate reductions and with top easy-access savings accounts still paying around 4.5% in late 2025, the obvious question for UK savers is…
27 December 2025
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Allstate Homeowners Insurance Rate Hike in Illinois: What the 2026 Increase Means After State Farm’s 27% Jump

Allstate Homeowners Insurance Rate Hike in Illinois: What the 2026 Increase Means After State Farm’s 27% Jump

CHICAGO — Illinois homeowners are heading into 2026 with another major cost increase on the horizon: Allstate has filed to raise homeowners insurance rates statewide, following State Farm’s headline-making hike earlier this year. The back-to-back moves are intensifying a political fight in Springfield over how (and whether) Illinois should regulate home insurance prices, while consumer advocates warn affordability is eroding…
27 December 2025
January 2026 Pension Payment Dates: Why Some Retirees Will See “Late” Transfers in France—While Guinea’s CNSS Paid Early

January 2026 Pension Payment Dates: Why Some Retirees Will See “Late” Transfers in France—While Guinea’s CNSS Paid Early

As 2025 turns into 2026, pension payment timing is becoming a major talking point—especially for retirees planning budgets right after the holiday season. In France, New Year’s Day (Thursday, January 1, 2026) is a public holiday, and several pension funds do not process transfers on holidays or weekends. The result: some payments that people “expect” on the 1st will be…
26 December 2025
PAN–Aadhaar Linking Deadline 2025: December 31 Cutoff, ITR Revision Window, NPS Scheme A Switch—Your Year‑End Action Guide (Updated Dec 25)

PAN–Aadhaar Linking Deadline 2025: December 31 Cutoff, ITR Revision Window, NPS Scheme A Switch—Your Year‑End Action Guide (Updated Dec 25)

New Delhi | December 25, 2025 — India’s year-end compliance calendar has turned into a high-stakes checklist for taxpayers and retirement savers. With just days left in 2025, three separate threads are converging: the PAN–Aadhaar linking deadline of December 31, 2025, the last date to file revised/belated income-tax returns for FY 2024–25 (AY 2025–26), and a National Pension System (NPS)…
25 December 2025
Christmas Bank Holiday 2025 in India: Are Banks Open on December 24 and Closed on December 25? RBI State-wise List, Closures, and What to Do

Christmas Bank Holiday 2025 in India: Are Banks Open on December 24 and Closed on December 25? RBI State-wise List, Closures, and What to Do

New Delhi | December 24, 2025 — With Christmas week underway, many customers across India are double-checking branch timings after seeing mixed messages on social media, neighbourhood notices, and WhatsApp forwards. The key point: bank holidays in India are not uniform nationwide—they vary by state and are published in the Reserve Bank of India (RBI) holiday calendar—which is why a…
25 December 2025
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EPFO 3.0 Update 2025: New PF Withdrawal Rules After Job Loss, 36‑Month Pension Wait, Passbook Lite, and Key Changes EPF Members Must Know

EPFO 3.0 Update 2025: New PF Withdrawal Rules After Job Loss, 36‑Month Pension Wait, Passbook Lite, and Key Changes EPF Members Must Know

New Delhi | December 24, 2025 A wave of year-end updates on December 24 put the Employees’ Provident Fund Organisation (EPFO) back in the spotlight—this time for reforms that directly change how and when salaried Indians can access their Provident Fund (PF) and pension components, how smoothly PF transfers work when switching jobs, and how EPFO plans to modernise member…
25 December 2025
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Stock Market Today

  • 5 Reasons Income Investors Should Consider Realty Income High-Yield Dividend Stock
    January 25, 2026, 6:26 AM EST. Realty Income (O) stands out for income investors seeking high dividend yields, offering a forward yield above 5.2% backed by a solid real estate investment trust (REIT) business model that requires distributing 90% of income as dividends. It boasts a 30-year track record of dividend increases, with 133 raises since 1994 and 112 consecutive quarterly hikes. The REIT pays dividends monthly, branded as 'The Monthly Dividend Company,' providing consistent cash flow. Realty Income delivers stability with 29 years of positive operational returns and a diversified portfolio of 15,500 properties across 92 industries, shielding it from market volatility. Finally, it presents attractive growth opportunities for investors seeking income plus capital appreciation potential.
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