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Home Buying News 17 October 2025 - 2 November 2025

Shocking VA Home Loan Report Exposes Myths – Unlock Record-Breaking Rates & Benefits Now

Shocking VA Home Loan Report Exposes Myths – Unlock Record-Breaking Rates & Benefits Now

VA Loans: Widely Known, Poorly Understood VA home loans – mortgages guaranteed by the U.S. Department of Veterans Affairs – are one of the most powerful benefits for servicemembers and veterans, yet a new report reveals that many who served don’t fully grasp these advantages cutoday.info. The “Spotlight on VA Loans” survey (1,017 military participants) found nearly all respondents (92%) have heard of VA loans, but knowledge gaps persist cutoday.info. For example, almost half were unaware VA loans typically offer lower interest rates, and a majority believed some form of down payment was necessary, which is incorrect cutoday.info. In reality,
2 November 2025
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Mortgage Rates Hit 2025 Low at 6.27% – Will They Finally Dip Below 6%?

Mortgage Rates Just Hit a 3-Year Low – Is Now the Time to Lock In?

Mortgage Rates Hit Lowest Levels of the Year After a prolonged stretch of high borrowing costs, current mortgage rates are finally receding. In late October, the average 30-year fixed mortgage fell to its lowest level of 2025, around the 6.2%–6.3% range ts2.tech bloomberg.com. That’s a significant improvement from January, when 30-year rates were above 7% ts2.tech. Some daily measures even put the typical mortgage rate today below 6% on an APR basis. For example, Zillow’s daily tracker showed the 30-year rate at about 5.92% APR on October 29, down 17 basis points in one day nerdwallet.com (a basis point is
29 October 2025
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Buyers Bet on Falling Mortgage Rates as 2025 Housing Market Hits Standstill – Will Relief Come?

Buyers Bet on Falling Mortgage Rates as 2025 Housing Market Hits Standstill – Will Relief Come?

Buyers Pin Hopes on a Rate Drop, But Patience Wears Thin Despite sky-high home prices and a two-year slump in sales, homebuyer optimism is oddly resilient – largely because so many buyers are betting that mortgage rates have to come down soon. Consumer surveys show a majority of Americans expect borrowing costs to ease in the near future prnewswire.com. After all, 30-year mortgage rates have finally edged down from their 7%+ peak earlier in the year to around 6.2%–6.3% recently ts2.tech, which feels like progress. In fact, this month rates briefly hit 6.27%, the lowest level in about a year
23 October 2025
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Mortgage Rates Hit 2025 Low at 6.27% – Will They Finally Dip Below 6%?

Mortgage Rates Hit 2025 Low at 6.27% – Will They Finally Dip Below 6%?

Mortgage Rates Near One-Year Low After Fed’s First Cut Mortgage rates have dipped to their lowest levels in about a year, offering American homebuyers a measure of relief after the steep run-up of the past two years. Freddie Mac’s latest survey shows the average 30-year fixed rate at 6.27%, down from 6.3% last week foxbusiness.com. This is just above the year’s low (around 6.26%) reached a month ago and the lowest since early October 2024 apnews.com. By comparison, rates were roughly 6.44% a year ago and had peaked just above 7% in January apnews.com, so borrowing costs are off their
17 October 2025
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