U.S. Mortgage Rates Today (Dec. 12, 2025): 30-Year Fixed Hovers Near 6.2% After the Fed Cut — Forecasts for 2026
December 12, 2025 — Mortgage rates in the U.S. are ending the week in a familiar place: the low-6% range. That’s welcome news for home shoppers who’ve watched borrowing costs swing sharply over the past two years, but it’s also a