NYSE:RY News 10 January 2026 - 17 January 2026

January 24, 2026, 10:10 PM EST. Community Trust Bancorp (CTBI) shares dropped 2.75% to $61.19 but still posted a 16.69% return over 90 days and nearly 18% over a year, indicating improving investor sentiment. The stock trades at a price-to-earnings (P/E) ratio of 11.3x, slightly above an estimated fair P/E of 10.8x, hinting it may be marginally overvalued relative to earnings. However, its P/E remains below industry and peer averages. A discounted cash flow (DCF) model values CTBI at $115.52, suggesting the shares trade at a 47% discount to intrinsic cash flow value. Investors face risks from potential regional loan demand pressure and credit quality concerns. The key question: prioritize current earnings multiples or long-term cash flow potential when assessing value.