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Personal Finance News 28 November 2025 - 5 December 2025

RBI MPC Meeting December 5, 2025: How Repo Rate Decision, Trump Tariffs and a 90-Rupee Dollar Could Move Sensex, Nifty and Your EMIs

RBI MPC Meeting December 5, 2025: How Repo Rate Decision, Trump Tariffs and a 90-Rupee Dollar Could Move Sensex, Nifty and Your EMIs

A high‑stakes policy day for markets and the economy India heads into the final Reserve Bank of India (RBI) Monetary Policy Committee (MPC) meeting of 2025 with an unusual mix of tailwinds and red flags: Against this backdrop, RBI Governor Sanjay Malhotra will announce the MPC’s December decision at 10 am IST on Friday, December 5. At the time of writing, the outcome has not yet been announced, but expectations are sharply divided between another 25 bps repo rate cut and a status‑quo pause. Business Standard+2Reuters+2 For equity markets, the rupee, bonds and your EMIs, what the RBI does —
5 December 2025
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Vanguard’s Grim 10‑Year Forecast Puts the 4% Retirement Rule at Risk — What Retirees Should Do Now

Vanguard’s Grim 10‑Year Forecast Puts the 4% Retirement Rule at Risk — What Retirees Should Do Now

Published: December 3, 2025 If you retired planning to “just follow the 4% rule,” today’s headlines should make you sit up. Vanguard’s latest capital markets outlook projects that U.S. stocks may return only about 2.8%–4.8% a year over the next decade, while high‑quality bonds are expected to earn around 4.3%–5.3% annually. PR Newswire+1 At the same time, a MarketWatch column published this morning warns that a “lost decade” of low stock returns could be devastating for retirees who keep withdrawing a fixed 4% a year regardless of market conditions. MarketWatch+1 Layer on the demographic reality: about 11,400 Americans are turning 65 every single day in 2025,
3 December 2025
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Centrelink ‘$1,600 Christmas Bonus’ Exposed as a Scam: The Real 2025 Cost‑of‑Living Payments and How to Stay Safe

Centrelink ‘$1,600 Christmas Bonus’ Exposed as a Scam: The Real 2025 Cost‑of‑Living Payments and How to Stay Safe

As Australians head into the 2025 festive season, thousands of older Centrelink recipients are being bombarded with promises of a “$1,600 Centrelink Christmas bonus”, “new Christmas payment system” and one‑off cash boosts of $700, $890, $950, $1,321, even $2,000. None of these bonus payments exist. On 3 December 2025, Services Australia and fact‑checking outlets once again moved to shut down the rumours, warning that scammers and clickbait sites are actively exploiting cost‑of‑living stress and Christmas anxiety to harvest clicks, ad revenue and even personal data.Yahoo Finance+2SSBCrack News+2 At the same time, legitimate cost‑of‑living relief is available in 2025 – but
3 December 2025
Canada 2026 Tax Brackets and CRA Changes: New Rates, CPP/EI, TFSA and RRSP Limits Explained

Canada 2026 Tax Brackets and CRA Changes: New Rates, CPP/EI, TFSA and RRSP Limits Explained

As of December 3, 2025, Canadians finally have a clear picture of what their 2026 tax year will look like. The Canada Revenue Agency (CRA) has published its 2026 indexation fact sheet, and Ottawa’s “middle‑class tax cut” is beginning to filter through the numbers.Canada+1 Since November 27, Jamie Golombek’s deep‑dive on the new CRA figures, CTV News’ explainer on how much you’ll be taxed in 2026, and a fresh Global News story on December 2 about changing federal tax brackets have all pushed these changes into the headlines.Jamie Golombek+2iask.ca+2 Here’s a detailed breakdown of what’s changing — and what it
3 December 2025
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Indian Rupee Breaches ₹90 Per US Dollar for the First Time: What’s Driving the Fall and How It Hits Your Wallet

Indian Rupee Breaches ₹90 Per US Dollar for the First Time: What’s Driving the Fall and How It Hits Your Wallet

On Wednesday, 3 December 2025, the Indian rupee finally did what traders had been fearing for weeks: it slipped decisively past the psychologically crucial ₹90 per US dollar mark, hitting fresh record lows in the process. In early and mid‑session trade, the currency fell to around ₹90.13–90.20 per dollar, eclipsing Tuesday’s all‑time low near ₹89.95 and marking its fifth to sixth straight day of losses. Reuters+1 Despite India posting some of the fastest GDP growth in the world this year, the rupee has now weakened roughly 5% year‑to‑date, making it Asia’s worst‑performing major currency in 2025. Reuters+2Reuters+2 The slide is
3 December 2025
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NS&I £1bn Budget Shake-Up: What It Means for Premium Bonds, Interest Rates and UK Savers in 2025

NS&I £1bn Budget Shake-Up: What It Means for Premium Bonds, Interest Rates and UK Savers in 2025

As of 30 November 2025, Premium Bond savers are at the centre of a quiet revolution in the UK’s savings landscape. Chancellor Rachel Reeves’s Autumn Budget has ordered National Savings & Investments (NS&I) to raise an extra £1 billion from the public, while also cutting future cash ISA limits. Together with rising NS&I bond rates and a possible Bank of England rate cut in December, that puts Premium Bonds and other NS&I products firmly in the spotlight. Bank of England+3GOV.UK+3NS&I Corporate+3 In this explainer, we’ll unpack all the key news and analysis up to 30 November 2025 and what it
1 December 2025
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Best High‑Yield Savings Rates Today (November 30, 2025) and the $5 Bill Challenge: How to Turn Spare Cash Into Real Wealth

Best High‑Yield Savings Rates Today (November 30, 2025) and the $5 Bill Challenge: How to Turn Spare Cash Into Real Wealth

As of November 3o, 2025, savers are in a uniquely favorable spot: high‑yield savings accounts are paying up to about 4.3% APY, while a simple social‑media‑driven trend—the $5 bill challenge—is helping people actually get money into those accounts. Yahoo Finance+1 Put together, they’re one of the most powerful (and surprisingly fun) ways to build an emergency fund or holiday cushion without overhauling your entire lifestyle. This article pulls together the latest coverage and data from November 30, 2025, to show you: The $5 Bill Challenge Is Back—And Bigger Than Ever Over the past few days, outlets including Yahoo Finance and
30 November 2025
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Robert Kiyosaki Warns ‘Biggest Crash in History’ Has Begun: What His 2025 Bitcoin, Ethereum, Gold and Silver Calls Mean After the $1.2 Trillion Crypto Meltdown

Robert Kiyosaki Warns ‘Biggest Crash in History’ Has Begun: What His 2025 Bitcoin, Ethereum, Gold and Silver Calls Mean After the $1.2 Trillion Crypto Meltdown

Published: November 30, 2025 – Global Markets Why Robert Kiyosaki Is Suddenly Everywhere Again On 30 November 2025, a fresh wave of coverage amplified Robert Kiyosaki’s long‑running warning that the “biggest crash in history” is no longer a distant threat but already underway. A Moneywise column syndicated on Yahoo Finance highlighted Kiyosaki’s latest post on X (formerly Twitter), where he claims that while “millions will lose everything”, prepared investors could come out richer and should pivot into tangible and scarce assets rather than rely on traditional portfolios. Yahoo Finance+1 That same day: At the same time, mainstream business media from
30 November 2025
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£10,000 Bank Account Warning: How Much Cash You Should Really Keep in Your Current Account in 2025

£10,000 Bank Account Warning: How Much Cash You Should Really Keep in Your Current Account in 2025

As of 30 November 2025, UK banks and regulators are sending a clear message: if you’re sitting on £10,000 or more in a current account, you’re probably losing money in real terms. Fresh data from savings app Spring and new warnings from financial experts show that millions of Britons are leaving “dead money” in zero‑interest current accounts, just as inflation and rule changes on savings and ISAs reshape the landscape. MoneyWeek+1 At the same time, the deposit protection limit is about to rise and cash ISA rules are set to tighten, making this a pivotal moment to rethink where you
30 November 2025
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HMRC ISA Crackdown: Cash ISA Limit Cut, New Charge on Cash Interest – and What Autumn Budget 2025 Means for UK Assets

HMRC ISA Crackdown: Cash ISA Limit Cut, New Charge on Cash Interest – and What Autumn Budget 2025 Means for UK Assets

The UK government has just announced the most far‑reaching shake‑up of ISAs in over a decade – and HMRC is making it clear that anyone trying to “game” the system will be in the firing line. As of 29 November 2025, we now have the full picture: Here’s what’s changing, why HMRC is targeting cash savers, and how it could affect your money and wider UK assets. 1. The new ISA rules in a nutshell The starting point is the official HMRC Tax‑free savings newsletter 19 (November 2025), which sets out the detailed ISA changes that follow the Autumn Budget.GOV.UK
29 November 2025
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Premium Bonds Rate Rise Looms as Budget 2025 Hands NS&I a £1bn Target – What Savers Need to Know Today

Premium Bonds Rate Rise Looms as Budget 2025 Hands NS&I a £1bn Target – What Savers Need to Know Today

London, 28 November 2025 The Autumn Budget has quietly turned Premium Bonds and other NS&I products into the most talked‑about corner of the UK savings market. A technical change in the small print – telling National Savings & Investments (NS&I) to raise an extra £1 billion from savers this year – has triggered a wave of speculation that rates on Premium Bonds and government‑backed savings could soon rise. NS&I Corporate+2nsandi-adviser.com+2 At the same time, from 2027 millions of savers face higher tax on interest and a sharply reduced cash ISA allowance, making NS&I’s tax‑free Premium Bond prizes and government‑guaranteed bonds
28 November 2025
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Premium Bonds £1bn Boost: How NS&I’s New Budget 2025 Target Could Change Interest Rates for Savers

Premium Bonds £1bn Boost: How NS&I’s New Budget 2025 Target Could Change Interest Rates for Savers

London – 28 November 2025 Premium Bonds savers have been handed rare good news in the wake of Rachel Reeves’s Autumn Budget: the government has quietly ordered National Savings & Investments (NS&I) to raise an extra £1 billion from the public this year, fuelling speculation that prize rates and savings interest could be pushed higher to hit the new target. NS&I Adviser+1 Today, regional and consumer outlets are splashing on a “£1 billion Premium Bonds change” that offers “real hope” for bondholders, while national titles report that the Treasury wants at least £1 billion more from savers via NS&I. GB News+2Telegraph+2 Here’s what has actually
28 November 2025
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Stock Market Today

CapitaLand Investment share price jumps as CapitaLand REIT payouts roll in — what’s next for 9CI

CapitaLand Investment share price jumps as CapitaLand REIT payouts roll in — what’s next for 9CI

7 February 2026
CapitaLand Investment shares rose 1.3% to S$3.12 on Friday, bucking a 0.8% drop in Singapore’s benchmark index. CapitaLand Integrated Commercial Trust reported a 16.4% jump in second-half distributable income, while CapitaLand Ascendas REIT posted a 1.4% full-year rise. CapitaLand China Trust saw full-year DPU fall to 4.82 cents amid weaker yuan and occupancy. CLI reports FY2025 results on Feb. 11.
Keppel stock holds near 12-year high after profit jump, special dividend; buyback adds support

Keppel stock holds near 12-year high after profit jump, special dividend; buyback adds support

7 February 2026
Keppel shares closed at S$11.64 on Friday, up 0.17%, after surging 6.1% the previous day on stronger FY2025 profit and a larger dividend plan. The company bought back 151,400 shares for about S$1.74 million. Keppel reported a 29% rise in full-year profit to S$1.02 billion and proposed a total distribution of 47 cents per share, including a special dividend partly paid in Keppel REIT units.
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