USD Coin (USDC-USD) Price Today and Forecast: USDC Holds Near $1 as New U.S. Rules, Visa Settlement, and Bank Adoption Reshape 2026 Outlook
December 18, 2025 — USD Coin (USDC-USD) is doing exactly what a fiat-backed stablecoin was designed to do: hover extremely close to $1.00. But while the price barely moves, the story around USDC is moving fast this week—driven by U.S. regulation, big payment-network integration, and a widening race among banks and fintechs to issue “digital dollars” at scale. fdic.gov+3CoinGecko+3CoinDesk+3 USDC-USD price today: around $1.00, with tiny “micro-wobbles” As of Thursday, December 18, 2025, USDC is trading essentially flat around the peg: Those small dips below $1 (like $0.9998) are normal market “plumbing” effects: liquidity, fees, and localized supply/demand on exchanges.