United Overseas Bank (SGX: U11) Stock: Q3 2025 Earnings Shock, 6% Yield and 2026 Outlook – Is It Now a Value Play?
United Overseas Bank Limited (UOB, SGX: U11) is back in the spotlight after a brutal third-quarter earnings surprise, fresh covered bond issuance and a chunky dividend stream that now translates into a yield of around 5–6% at current prices. As of 2 December 2025, UOB shares trade around S$34.33, roughly 12% below their 52‑week high of S$39.20 and above the recent low of S$29.00, leaving the stock down about 5–6% over the past year.FT Markets+1 Investors are asking a simple but loaded question: has UOB just “kitchen‑sinked” its problems, turning the stock into a high‑yield value opportunity, or are we