Singapore, Jan 20, 2026, 15:12 SGT — Regular session
Oversea-Chinese Banking Corp’s shares nudged higher Tuesday, bucking the downward trend among Singapore’s major banks. OCBC (O39.SGX) gained roughly 0.1%, trading at S$20.33 in the afternoon, up from Monday’s close of S$20.31. (Google)
The real challenge won’t be today’s price action, but the update due next month. OCBC told the Singapore Exchange it plans to release its full-year 2025 financial results on Feb. 25, before the market opens. (SGX Links)
Bank of Singapore, OCBC’s private-banking unit, named Collins Chin as its global chief financial officer, effective immediately. Chin was previously in charge of investor relations at OCBC, according to a Reuters report. (Reuters)
Bank of Singapore CEO Jason Moo said, “We are delighted to welcome Collins to the Bank of Singapore senior management team,” according to a Hubbis report citing the bank’s statement. (Hubbis)
Separately, OCBC reported a routine share-scheme transaction after Monday’s close. According to a filing, it allocated 42,747 treasury shares to employee share schemes, with the transfer valued at roughly S$640,705. Treasury shares are previously repurchased stock held by the company, often used for staff incentives.
The sector remained unsettled. DBS Group (D05.SGX) slipped roughly 0.8% to S$58.22. United Overseas Bank (U11.SGX) edged down about 0.3%, landing at S$36.72. (Google)
February is typically when OCBC’s narrative takes a turn. Investors will zero in on loan growth figures, fee income—particularly from wealth management—and any shifts in credit costs.
A simpler question shadows all Singapore banks: how stable is today’s pricing if rates shift once more? Banks rake in profits from the spread when rates climb and deposits don’t keep pace; that edge can vanish when the cycle flips.
The downside is pretty straightforward. If interest rates drop faster than expected, banks’ net interest margin—the gap between loan earnings and deposit costs—could get squeezed. On top of that, any dip in credit quality would push up provisions and weigh on profits.
OCBC will release its full-year results on Feb. 25, ahead of the Singapore market open. (Shareinvestor)
