NEW YORK, Feb 9, 2026, 04:56 EST — Premarket
- Pagaya’s CFO, Evangelos Perros, is calling on investors to dial in for the 8:30 a.m. ET earnings call, promising that the team will “share our outlook for 2026.” LinkedIn
- Pagaya is forecast to report earnings per share of around $0.34, with revenue estimated near $347 million for the quarter, GuruFocus data shows.
- U.S. index futures pushed higher early Monday, with traders bracing for a packed slate of economic data and corporate earnings on the calendar.
Shares of Pagaya Technologies Ltd climbed roughly 10% in premarket activity Monday, trading near $20.5 as investors looked to the fintech lender’s upcoming quarterly numbers.
The company’s set to report its fourth-quarter and full-year 2025 numbers on Monday, and has an 8:30 a.m. ET conference call lined up.
Timing is key here. PGY’s been volatile, and when new numbers hit — along with a 2026 forecast — traders usually recalibrate risk on consumer-credit shares accordingly.
Stocks held mostly steady or edged higher as traders took on more risk, buoyed by the bounce in equities and fresh speculation about U.S. rate cuts coming later this year—even with major U.S. data still on deck.
Analysts are looking for Pagaya to report earnings of roughly 34 cents per share, based on estimates from Refinitiv and S&P Global, according to Kiplinger.
Traders aren’t just watching the profit figure—credit performance and funding remarks could move things. Pagaya teams up with banks and lenders to expand consumer credit access, then turns around and funds those loans using capital-markets routes.
Pagaya bills its platform as AI-powered infrastructure for the financial world, promising partners a way to greenlight more customers—without letting underwriting standards slide.
Shares finished Friday at $18.64, then ticked up again in after-hours trading—fuel for Monday’s premarket action.
This setup, though, isn’t a one-way street. A whiff of weaker credit, a squeeze on funding, or guidance that falls short of what investors expect—any of that could yank the rally back in a hurry, particularly for names known for swinging hard.
Then there’s the macro backdrop. Investors are on edge ahead of this week’s jobs and inflation data, both potential catalysts for shifting rate bets—crucial when it comes to what consumer lenders pay to raise cash.
Next up: Pagaya’s numbers land Monday morning. Investors are watching for management’s take during the 8:30 a.m. ET call, where the company is set to lay out its priorities for 2026.
