NEW YORK, December 31, 2025, 08:33 ET — Premarket
- SoFi shares slipped about 0.7% in premarket trading, extending a three-session pullback.
- U.S. stock-index futures edged lower in thin year-end trade ahead of a New Year’s Day market closure.
- Traders are watching the 2026 rate outlook for clues on risk appetite and credit-sensitive stocks.
SoFi Technologies Inc (SOFI.O) shares were down about 0.7% at around $26.37 in premarket trading, MarketWatch data showed. (MarketWatch)
The move comes on the final trading day of 2025, with U.S. markets shut on Thursday for New Year’s Day and volumes expected to remain light. (Reuters)
That matters because thin liquidity can amplify day-to-day swings, especially in “high-beta” stocks — shares that tend to move more than the overall market.
SoFi closed Tuesday at $26.56, down nearly 1% on the day, according to historical pricing data. 1
The stock has now fallen for three consecutive sessions, sliding about 3% since its Dec. 24 close of $27.48, the same data showed. 2
SoFi has traded between roughly $8.60 and $32.73 over the past 52 weeks, putting the current price well below its recent highs, Investing.com data showed. 3
Traders often treat SoFi as a gauge for rate-sensitive growth because it blends consumer lending with deposit funding and fee-based financial products.
When expectations shift toward lower interest rates, investors often pay more for future earnings — a dynamic that can lift higher-growth financial stocks, while the opposite can weigh on valuations.
SoFi’s pullback into year-end comes after a strong 2025 run, leaving it exposed to profit-taking and portfolio rebalancing. 4
