Today: 8 November 2025
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home buying

Fed Cuts Rates Amid Data “Fog” – Stocks Hit Record Highs as More Easing Likely

Mortgage Rates Hit Yearly Low After Fed’s Cut – Why Experts Say 3% Mortgages Are Gone for Good

Mortgage Rates at 14-Month Lows After Weeks of Decline After climbing to painful highs earlier in 2025, mortgage rates have finally pulled back in recent weeks – offering a dose of relief to homebuyers and refinancers. The average 30-year fixed-rate mortgage now hovers around 6.2% (APR) as of November 4 nerdwallet.com. That’s down from the ~7%+ range seen at the start of the year and marks the lowest level for rates in about 14 months themortgagereports.com. Freddie Mac’s weekly survey showed the 30-year average easing to 6.17% at the end of October, the fourth consecutive weekly drop and the lowest
4 November 2025
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Shocking VA Home Loan Report Exposes Myths – Unlock Record-Breaking Rates & Benefits Now

Shocking VA Home Loan Report Exposes Myths – Unlock Record-Breaking Rates & Benefits Now

VA Loans: Widely Known, Poorly Understood VA home loans – mortgages guaranteed by the U.S. Department of Veterans Affairs – are one of the most powerful benefits for servicemembers and veterans, yet a new report reveals that many who served don’t fully grasp these advantages cutoday.info. The “Spotlight on VA Loans” survey (1,017 military participants) found nearly all respondents (92%) have heard of VA loans, but knowledge gaps persist cutoday.info. For example, almost half were unaware VA loans typically offer lower interest rates, and a majority believed some form of down payment was necessary, which is incorrect cutoday.info. In reality,
2 November 2025
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Shocking VA Home Loan Secrets: Act Now to Unlock Record-Breaking Rates and Benefits

Shocking VA Home Loan Secrets: Act Now to Unlock Record-Breaking Rates and Benefits

What Are VA Loans? Eligibility, Benefits & How They Work VA loans are mortgages guaranteed by the U.S. Dept. of Veterans Affairs. The VA does not lend money itself; it guarantees a portion (up to 25%) of private loans for eligible veterans, reducing lender risk. This guarantee lets lenders offer favorable terms: no minimum credit score is set by VA (though lenders have their standards), no down payment is required, and no PMI. Borrowers pay a one-time funding fee (0.5–3.3% of the loan) to fund the program veteransunited.com; disabled vets and certain survivors pay $0 fee. To qualify, you (or
31 October 2025
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Mortgage Rates Hit 2025 Low at 6.27% – Will They Finally Dip Below 6%?

Mortgage Rates Just Hit a 3-Year Low – Is Now the Time to Lock In?

Mortgage Rates Hit Lowest Levels of the Year After a prolonged stretch of high borrowing costs, current mortgage rates are finally receding. In late October, the average 30-year fixed mortgage fell to its lowest level of 2025, around the 6.2%–6.3% range ts2.tech bloomberg.com. That’s a significant improvement from January, when 30-year rates were above 7% ts2.tech. Some daily measures even put the typical mortgage rate today below 6% on an APR basis. For example, Zillow’s daily tracker showed the 30-year rate at about 5.92% APR on October 29, down 17 basis points in one day nerdwallet.com (a basis point is
29 October 2025
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Mortgage Rates Hit 2025 Low at 6.27% – Will They Finally Dip Below 6%?

Mortgage Rates Hit 2025 Low at 6.27% – Will They Finally Dip Below 6%?

Mortgage Rates Near One-Year Low After Fed’s First Cut Mortgage rates have dipped to their lowest levels in about a year, offering American homebuyers a measure of relief after the steep run-up of the past two years. Freddie Mac’s latest survey shows the average 30-year fixed rate at 6.27%, down from 6.3% last week foxbusiness.com. This is just above the year’s low (around 6.26%) reached a month ago and the lowest since early October 2024 apnews.com. By comparison, rates were roughly 6.44% a year ago and had peaked just above 7% in January apnews.com, so borrowing costs are off their
17 October 2025
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