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mortgage rates

Fed Cuts Rates Amid Data “Fog” – Stocks Hit Record Highs as More Easing Likely

Mortgage Rates Hit Yearly Low After Fed’s Cut – Why Experts Say 3% Mortgages Are Gone for Good

Mortgage Rates at 14-Month Lows After Weeks of Decline After climbing to painful highs earlier in 2025, mortgage rates have finally pulled back in recent weeks – offering a dose of relief to homebuyers and refinancers. The average 30-year fixed-rate mortgage now hovers around 6.2% (APR) as of November 4 nerdwallet.com. That’s down from the ~7%+ range seen at the start of the year and marks the lowest level for rates in about 14 months themortgagereports.com. Freddie Mac’s weekly survey showed the 30-year average easing to 6.17% at the end of October, the fourth consecutive weekly drop and the lowest
4 November 2025
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Shocking VA Home Loan Report Exposes Myths – Unlock Record-Breaking Rates & Benefits Now

Shocking VA Home Loan Report Exposes Myths – Unlock Record-Breaking Rates & Benefits Now

VA Loans: Widely Known, Poorly Understood VA home loans – mortgages guaranteed by the U.S. Department of Veterans Affairs – are one of the most powerful benefits for servicemembers and veterans, yet a new report reveals that many who served don’t fully grasp these advantages cutoday.info. The “Spotlight on VA Loans” survey (1,017 military participants) found nearly all respondents (92%) have heard of VA loans, but knowledge gaps persist cutoday.info. For example, almost half were unaware VA loans typically offer lower interest rates, and a majority believed some form of down payment was necessary, which is incorrect cutoday.info. In reality,
2 November 2025
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Fed Cuts Rates, Stocks Soar — But U.S. Mortgage Rates Refuse to Budge

Fed Cuts Rates, Stocks Soar — But U.S. Mortgage Rates Refuse to Budge

Fed’s Latest Move and Economic Context At its Oct. 28–29 meeting, the Federal Reserve cut the federal funds rate by 0.25% to a 3.75–4.00% range reuters.com, following a similar move in September. Fed officials, facing a softening job market and still-elevated inflation (~3% y/y), emphasized the need to tread carefully. Governor Christopher Waller and Boston Fed chief Susan Collins publicly backed further rate cuts, noting inflation risks have eased and unemployment is the bigger concern floridarealtors.org floridarealtors.org. In contrast, some Fed members (and JP Morgan economist Michael Feroli) want caution and will likely avoid promising future cuts reuters.com reuters.com. Powell’s
29 October 2025
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Buyers Bet on Falling Mortgage Rates as 2025 Housing Market Hits Standstill – Will Relief Come?

Buyers Bet on Falling Mortgage Rates as 2025 Housing Market Hits Standstill – Will Relief Come?

Buyers Pin Hopes on a Rate Drop, But Patience Wears Thin Despite sky-high home prices and a two-year slump in sales, homebuyer optimism is oddly resilient – largely because so many buyers are betting that mortgage rates have to come down soon. Consumer surveys show a majority of Americans expect borrowing costs to ease in the near future prnewswire.com. After all, 30-year mortgage rates have finally edged down from their 7%+ peak earlier in the year to around 6.2%–6.3% recently ts2.tech, which feels like progress. In fact, this month rates briefly hit 6.27%, the lowest level in about a year
23 October 2025
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US 10-Year Treasury Yield Skyrockets to 17-Year High – Markets and Mortgage Rates on Edge

US 10-Year Treasury Yield Skyrockets to 17-Year High – Markets and Mortgage Rates on Edge

Why the 10-Year Yield Is So High The recent surge in the 10-year yield reflects a tug-of-war between inflation fears and hopes for easing policy. Stronger-than-expected inflation data and durable growth have led investors to demand more return on long-term loans. “The immediate market reaction was a swift surge in the 10-year Treasury yield, breaching 4.85%, the highest since 2008,” reports market analyst Huzaifa Z on Meyka meyka.com. In early October, yields had spiked to near 4.78% (the highest since 2007 ts2.tech) before pulling back. By Oct 13 they were around 4.03% ts2.tech, and after Powell’s dovish comments on Oct
20 October 2025
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Mortgage Rates Hit 2025 Low at 6.27% – Will They Finally Dip Below 6%?

Mortgage Rates Hit 2025 Low at 6.27% – Will They Finally Dip Below 6%?

Mortgage Rates Near One-Year Low After Fed’s First Cut Mortgage rates have dipped to their lowest levels in about a year, offering American homebuyers a measure of relief after the steep run-up of the past two years. Freddie Mac’s latest survey shows the average 30-year fixed rate at 6.27%, down from 6.3% last week foxbusiness.com. This is just above the year’s low (around 6.26%) reached a month ago and the lowest since early October 2024 apnews.com. By comparison, rates were roughly 6.44% a year ago and had peaked just above 7% in January apnews.com, so borrowing costs are off their
17 October 2025
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Powell’s High-Stakes Speech Spurs Markets – Fed Signals More Rate Cuts in 2025

Fed Cuts Rates — But Mortgage Rates Refuse to Fall, Tech Stocks Surge to New Highs

Fed Policy and Mortgage Rates The Fed’s pivot to easier policy has not yet translated into cheaper mortgages. In September the Fed delivered its first rate cut of 2025 (bringing the federal funds target to 4.00–4.25%) and Fed officials like Governor Michelle Bowman signal more cuts are coming reuters.com. Futures markets now imply a roughly 95% chance of another 25 bp cut at the Oct. 28–29 meeting ts2.tech. Despite this, the average 30-year fixed mortgage rate is holding around 6.2%, slightly higher than a year ago thedailyeconomy.org reuters.com. Economists like Paul Mueller explain why: mortgages track the 10-year Treasury yield, which isn’t
16 October 2025
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