savings

£10,000 Bank Account Warning: How Much Cash You Should Really Keep in Your Current Account in 2025

As of 30 November 2025, UK banks and regulators are sending a clear message: if you’re sitting on £10,000 or more in a current account, you’re probably losing money in real terms. Fresh data from savings app Spring and new

30 November 2025

HMRC ISA Crackdown: Cash ISA Limit Cut, New Charge on Cash Interest – and What Autumn Budget 2025 Means for UK Assets

The UK government has just announced the most far‑reaching shake‑up of ISAs in over a decade – and HMRC is making it clear that anyone trying to “game” the system will be in the firing line. As of 29 November

29 November 2025

Investment Strategies · Personal Finance · Savings Accounts · Taxation · UK Budget

Premium Bonds £1bn Boost: How NS&I’s New Budget 2025 Target Could Change Interest Rates for Savers

London – 28 November 2025 Premium Bonds savers have been handed rare good news in the wake of Rachel Reeves’s Autumn Budget: the government has quietly ordered National Savings & Investments (NS&I) to raise an extra £1 billion from the public

28 November 2025

Budget News · Interest Rates · Investment · Personal Finance · Savings

Premium Bonds £1 Billion Boost: What NS&I’s New 2025–26 Funding Target Means for Your Savings

Published: 28 November 2025 The Autumn Budget has handed Premium Bonds savers a rare bit of good news – or at least, genuine hope. Buried in the Budget 2025 documents is a technical but powerful change: National Savings & Investments

28 November 2025

Investment · NS&I News · Personal Finance · Premium Bonds · Savings Tips

As Baby Boomers “Un‑Retire,” Gen Z Races to Save: 2025 Data Reveals the New ‘Perfect’ Retirement Age

Published: November 27, 2025 Rising living costs are pushing many baby boomers back into the workforce just as a new generation is quietly turning retirement planning into a core life goal. Fresh surveys released this week — plus recent comments

27 November 2025

Generational Trends · NASDAQ:HOOD · Personal Finance · Retirement Planning · Saving Strategies · Workforce Insights

Cash ISA Limit Slashed to £12,000 for Under‑65s in 2025 Budget – What It Means for Your Savings

From April 2027, working‑age savers will only be able to shelter £12,000 a year in cash ISAs, while pensioners keep the full £20,000 cash allowance. Here’s the full picture, the politics – and what you can do now. London, 27

27 November 2025

Budget 2025 · Money Management · Personal Finance · Savings Accounts · UK Economy

Budget 2025: Rachel Reeves to Cut Cash ISA Limit to £12,000 as Banks Launch Last-Minute Rate War

Published: Tuesday 25 November 2025 UK savers are waking up to a double shock: reports that Chancellor Rachel Reeves will slash the annual cash ISA allowance from £20,000 to £12,000 in tomorrow’s Autumn Budget, and a frantic scramble among banks

25 November 2025

Bank Rates · Budget 2025 · Personal Finance · Savings Accounts · UK Economy

Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

Gen X’s 2025 Retirement Wake‑Up Call (Nov. 10): New Reports Show a $467K Savings Gap—Here’s What to Do Now

Updated: November 10, 2025 Generation X—Americans born roughly between 1965 and 1980—is staring down retirement with a thinner cushion than other living generations. Fresh coverage in the past 24 hours crystallizes the stakes: just 14% of Gen X feels prepared

10 November 2025

Financial Reports · Gen X · NASDAQ:NDAQ · Personal Finance · Retirement Planning · Savings Strategies

Retirement Alert: Shocking 401(k) Trends and Vanishing Contributions Ignite Expert Warnings

Key Facts In summary, Americans face a retirement funding squeeze: average 401(k) balances are surprisingly low and contributions have even disappeared in some tragic cases (a recent Wall Street Journal case recounts a worker’s missing ~$50K in 401(k) deposits). Coupled

20 October 2025

401(k) · Financial Planning · NYSE:BLK · Personal Finance · Retirement · Savings

Shocking IRS Update: New 2026 Tax Brackets Slashed for Millions – Here’s How Much You’ll Save

The IRS announced inflation-adjusted 2026 tax brackets and deductions, easing bracket creep irs.gov cbsnews.com. For example, a single earner making $50,000 will now fall in the 12% bracket (instead of 22%) cbsnews.com. The standard deduction rises to $32,200 for joint

9 October 2025

IRS Updates · Money Saving Tips · Personal Finance · Tax Planning · Taxes