savings

HDFC Bank Cuts FD Rates After SBI: Latest Fixed Deposit Interest Rates, RBI Repo Cut Fallout and What Savers Should Do (Dec 17, 2025)

HDFC Bank has lowered fixed deposit (FD) interest rates for select tenures effective Wednesday, December 17, 2025, joining a growing list of lenders recalibrating deposit returns after the Reserve Bank of India’s (RBI) 25-basis-point repo rate cut to 5.25% earlier

17 December 2025

NS&I £1bn Budget Shake-Up: What It Means for Premium Bonds, Interest Rates and UK Savers in 2025

As of 30 November 2025, Premium Bond savers are at the centre of a quiet revolution in the UK’s savings landscape. Chancellor Rachel Reeves’s Autumn Budget has ordered National Savings & Investments (NS&I) to raise an extra £1 billion from

1 December 2025

Interest Rates · Personal Finance · Premium Bonds · Savings · UK Economy

Best High‑Yield Savings Rates Today (November 30, 2025) and the $5 Bill Challenge: How to Turn Spare Cash Into Real Wealth

As of November 3o, 2025, savers are in a uniquely favorable spot: high‑yield savings accounts are paying up to about 4.3% APY, while a simple social‑media‑driven trend—the $5 bill challenge—is helping people actually get money into those accounts. Yahoo Finance+1

30 November 2025

Banking · Money Challenges · Personal Finance · Savings Tips · Wealth Building

£10,000 Bank Account Warning: How Much Cash You Should Really Keep in Your Current Account in 2025

As of 30 November 2025, UK banks and regulators are sending a clear message: if you’re sitting on £10,000 or more in a current account, you’re probably losing money in real terms. Fresh data from savings app Spring and new

30 November 2025

Banking Tips · Financial Planning · Money Management · Personal Finance · Savings Advice

HMRC ISA Crackdown: Cash ISA Limit Cut, New Charge on Cash Interest – and What Autumn Budget 2025 Means for UK Assets

The UK government has just announced the most far‑reaching shake‑up of ISAs in over a decade – and HMRC is making it clear that anyone trying to “game” the system will be in the firing line. As of 29 November

29 November 2025

Investment Strategies · Personal Finance · Savings Accounts · Taxation · UK Budget

Premium Bonds £1bn Boost: How NS&I’s New Budget 2025 Target Could Change Interest Rates for Savers

London – 28 November 2025 Premium Bonds savers have been handed rare good news in the wake of Rachel Reeves’s Autumn Budget: the government has quietly ordered National Savings & Investments (NS&I) to raise an extra £1 billion from the public

28 November 2025

Budget News · Interest Rates · Investment · Personal Finance · Savings

Premium Bonds £1 Billion Boost: What NS&I’s New 2025–26 Funding Target Means for Your Savings

Published: 28 November 2025 The Autumn Budget has handed Premium Bonds savers a rare bit of good news – or at least, genuine hope. Buried in the Budget 2025 documents is a technical but powerful change: National Savings & Investments

28 November 2025

Investment · NS&I News · Personal Finance · Premium Bonds · Savings Tips

As Baby Boomers “Un‑Retire,” Gen Z Races to Save: 2025 Data Reveals the New ‘Perfect’ Retirement Age

Published: November 27, 2025 Rising living costs are pushing many baby boomers back into the workforce just as a new generation is quietly turning retirement planning into a core life goal. Fresh surveys released this week — plus recent comments

27 November 2025

Generational Trends · NASDAQ:HOOD · Personal Finance · Retirement Planning · Saving Strategies · Workforce Insights

Cash ISA Limit Slashed to £12,000 for Under‑65s in 2025 Budget – What It Means for Your Savings

From April 2027, working‑age savers will only be able to shelter £12,000 a year in cash ISAs, while pensioners keep the full £20,000 cash allowance. Here’s the full picture, the politics – and what you can do now. London, 27

27 November 2025

Budget 2025 · Money Management · Personal Finance · Savings Accounts · UK Economy

Budget 2025: Rachel Reeves to Cut Cash ISA Limit to £12,000 as Banks Launch Last-Minute Rate War

Published: Tuesday 25 November 2025 UK savers are waking up to a double shock: reports that Chancellor Rachel Reeves will slash the annual cash ISA allowance from £20,000 to £12,000 in tomorrow’s Autumn Budget, and a frantic scramble among banks

25 November 2025

Bank Rates · Budget 2025 · Personal Finance · Savings Accounts · UK Economy

Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

Gen X’s 2025 Retirement Wake‑Up Call (Nov. 10): New Reports Show a $467K Savings Gap—Here’s What to Do Now

Updated: November 10, 2025 Generation X—Americans born roughly between 1965 and 1980—is staring down retirement with a thinner cushion than other living generations. Fresh coverage in the past 24 hours crystallizes the stakes: just 14% of Gen X feels prepared

10 November 2025

Financial Reports · Gen X · NASDAQ:NDAQ · Personal Finance · Retirement Planning · Savings Strategies

Retirement Alert: Shocking 401(k) Trends and Vanishing Contributions Ignite Expert Warnings

Key Facts In summary, Americans face a retirement funding squeeze: average 401(k) balances are surprisingly low and contributions have even disappeared in some tragic cases (a recent Wall Street Journal case recounts a worker’s missing ~$50K in 401(k) deposits). Coupled

20 October 2025

401(k) · Financial Planning · NYSE:BLK · Personal Finance · Retirement · Savings