XRP Price Soars on ETF Boom Today: Key Levels, Death-Cross Debate and 2026 Outlook (Nov. 25, 2025)

XRP is back in the spotlight. On Tuesday, November 25, 2025, the token is trading around $2.21, up roughly 7–10% in 24 hours and extending a two‑day rebound that has outpaced most large‑cap cryptocurrencies. ^[1]

Behind the move is a powerful cocktail of new spot XRP ETFs, heavy institutional inflows, whale accumulation and improving macro sentiment. At the same time, traders are wrestling with a seemingly contradictory technical picture: a looming multi‑day “death cross” on XRP’s chart versus a fresh golden cross on the hourly timeframe and bullish structural signals from some analysts. ^[2]

Here’s a deep dive into what’s driving XRP today, how analysts are framing the next 12 months, and the key risks to watch.

1. Why XRP Is Going Up Today

ETF demand finally bites

According to multiple market trackers, newly launched U.S. spot XRP ETFs have become the main catalyst for the latest rally:

A daily ETF inflow of about $164 million on November 24 pushed cumulative flows to roughly $586.7 million and total ETF assets close to $629 million, making it one of XRP’s strongest ETF sessions to date. ^[3]
A broader look at the ETF landscape shows six XRP spot ETFs already trading, with roughly 13 more still in the approval pipeline, suggesting that the institutional “on‑ramp” for XRP is far from complete. ^[4]

As a result, XRP has jumped from the low‑$2 range to around $2.20–$2.30, with intraday highs near $2.28 and a new “value area” forming just above $2.20, according to order‑flow analysis. ^[5]

Whale accumulation and on‑chain signals

Coinpedia reports that on‑chain trackers have flagged two huge XRP transfers in recent days: roughly $33.6 million moved into Coinbase and more than $73 million shifted into a new wallet. These transfers are being interpreted as quiet accumulation by large holders, which can reduce immediate sell pressure and magnify the impact of ETF demand on price. ^[6]

Real‑world adoption narrative

The same report highlights how Ripple’s global footprint is reinforcing investor confidence:

Japan’s SBI Group has publicly stated it owns about 9% of Ripple and described XRP as a key bridge asset for cross‑border payments between the U.S. and Asia. ^[7]
Discussions around alternative settlement systems in blocs such as BRICS continue to echo themes that align with XRP’s design as a fast, low‑cost cross‑border rail.

Combined, the ETF narrative plus real‑world payments use‑case is giving traders a simple story: XRP is no longer just a speculative token, but also an increasingly institution‑friendly way to bet on cross‑border finance.

2. ETF Boom: Franklin, Grayscale, Canary and More

Monday’s launches marked a new phase for XRP’s Wall Street presence:

Franklin Templeton’s Franklin XRP ETF (XRPZ) and Grayscale’s GXRP ETF went live on November 24, pushing XRP above the key $2.20 resistance and igniting talk of a larger trend reversal. ^[8]
Franklin Templeton is currently one of the largest ETF issuers globally, giving its XRP product a credibility and distribution footprint that smaller issuers cannot easily match. ^[9]
Canary Capital’s earlier XRPC ETF has already generated hundreds of millions of dollars in trading volume, with one TradingView/ Coinpedia report noting about $128 million traded in just four sessions during its first week on Nasdaq. ^[10]

Additional coverage from AInvest notes that between Franklin, Grayscale, Bitwise and other issuers, XRP ETFs drew about $164 million in a single day, even as broader crypto flows have been more mixed. Some analysts quoted in that report go as far as projecting long‑term targets as high as $40–$168 for XRP if ETF demand persists and regulatory clarity improves — projections that are clearly speculative but indicative of the current bullish sentiment in some corners of the market. ^[11]

3. Macro Tailwinds: Fed Pivot and Risk‑On Mood

XRP’s rally isn’t happening in isolation. The entire crypto market is rebounding from last week’s sharp sell‑off:

Bitcoin is trading around $88,000–$89,000, up about 1.5–2% in the last day.
Ethereum has climbed above $2,900, adding more than 2% over the same period.
Total crypto market capitalization has recovered to roughly $3.1 trillion, regaining tens of billions in value after Friday’s crash to multi‑month lows. ^[12]

Finance Magnates points to a sharp shift in expectations for U.S. interest‑rate policy as a core driver:

Odds of a Federal Reserve rate cut in December have surged from about 40% last week to over 80%, based on derivatives‑market data. ^[13]

FXEmpire adds that a more constructive U.S.–China tone, following recent high‑level calls, has eased some of the geopolitical risk that had weighed on risk assets through October and early November. XRP’s drop to a monthly low near $1.82 coincided with renewed tariff fears, while the subsequent recovery has tracked both ETF news and the macro mood swing. ^[14]

This backdrop makes it easier for ETF headlines to translate into strong upside moves, as investors rotate back into higher‑beta assets like XRP.

4. Death Cross vs. Golden Cross: What the Charts Say

EGRAG: Structure “doesn’t look like a bear market”

One of today’s most discussed XRP analyses comes from pseudonymous trader EGRAG, covered in detail by The Crypto Basic. On the 3‑day chart, XRP is close to registering a so‑called death cross, where a shorter moving average (often the 50‑period) dips below a longer one (commonly the 200‑period). Historically this pattern can precede deeper drawdowns. ^[15]

However, EGRAG argues this case is different:

XRP is still trading above its 200‑day moving average, which itself is sloping upward, not down.
In his view, a “true” death cross that ushers in a bigger bear market usually happens when price is already below both moving averages and momentum is rolling over, which he says is not yet the case for XRP. ^[16]

He compares the current structure not to the brutal 2018 crash (when XRP collapsed nearly 90% after its prior all‑time high), but to late‑cycle consolidation phases in 2017 and early 2021 that preceded explosive rallies. In that interpretation, today’s action could be part of a “late‑cycle squeeze” before a final leg higher, rather than the start of a long bear market. ^[17]

U.Today: Hourly golden cross supports near‑term bulls

Adding to the mixed technical picture, U.Today reports that XRP has just confirmed a golden cross on the hourly chart, where a short‑term moving average crosses above a longer one. Using shorter moving‑average combinations suited for intraday trading, the site notes that: ^[18]

XRP has gained roughly 6.5% in the last 24 hours, with 24‑hour trading volume up more than 50% to about $6.3 billion.
The hourly golden cross is seen as a short‑term bullish signal, with some traders now eyeing $3 as a plausible next upside target if XRP can hold above $2.20.

Coindesk & FXEmpire: Breakout — but resistance ahead

Coindesk’s intraday report describes today’s move as XRP’s strongest breakout in weeks, with the token rising from about $2.10 to $2.25 in a tight range and institutional order flow pushing a new value zone higher. A close above roughly $2.30 is highlighted as the level that could open the door to $2.57–$2.80, while a break below about $2.15 would weaken the bullish thesis. ^[19]

FXEmpire, meanwhile, frames the current structure this way: ^[20]

Support levels: $2.20, then psychological $2.00, and deeper support down toward $1.82–$1.91 if the move fails.
Resistance: $2.35 and $2.50 as key upside hurdles, with the 50‑day EMA around $2.38 and 200‑day EMA near $2.53 still overhead.

In short, short‑term momentum looks bullish, but on higher‑timeframe charts XRP still has technical overhead to clear before a sustained new uptrend can be confirmed.

5. Can XRP Really “Soar Over the Next Year”?

The question many investors care about most is what comes after today’s bounce.

A recent analysis from The Motley Fool, published on November 22, argued that XRP’s price is likely to perform well over the next 12 months, citing the approval of the first U.S. spot XRP ETF (Canary’s XRPC), growing utility in cross‑border payments and the potential for further regulatory clarity as key drivers. ^[21]

Other commentators have gone even further:

Regional outlets like CryptoDnes highlight scenarios where XRP could eventually target $8 or more, especially if historical “W‑pattern” setups play out and ETF adoption deepens. ^[22]
Some analysts quoted by AInvest even sketch out ultra‑bullish ranges of $40–$168 in multi‑year timeframes, assuming sustained ETF inflows and aggressive institutional use. ^[23]

It’s important to stress that these are highly speculative forecasts, not guarantees. The last month alone saw XRP drop more than 15% at one point, reminding traders how quickly sentiment can flip. ^[24]

For now, most serious research pieces seem to converge on a more grounded narrative:

Short to medium term (days to months): ETF flows, Fed policy, and overall crypto risk sentiment will likely dominate, with price reacting strongly to inflow/outflow headlines and macro surprises. ^[25]
Longer term (12+ months): Regulatory clarity in major markets, how deeply banks and payment firms integrate Ripple’s tech, and whether ETF products stay popular will all shape whether XRP can sustain — or expand on — its current valuation.

6. Key Things Traders and Investors Are Watching Next

Based on today’s coverage, here are the main watch‑points for XRP:

Price levels
- Holding above $2.20 is seen as critical support.
- A daily close above roughly $2.30–$2.35 would strengthen the bullish breakout case.
- A move toward $2.50 would start to challenge major EMA resistance zones mapped by technical analysts. ^[26]
ETF flows
- Continued net inflows into Franklin, Grayscale, Canary and other XRP ETFs would support the idea that institutional demand is real and growing.
- A sudden shift to net outflows could flip the narrative toward “buy‑the‑rumor, sell‑the‑news.” ^[27]
Macro data and the Fed
- Voices on the Fed’s rate‑setting committee and incoming U.S. economic data will shape whether the market still expects a December rate cut, a key pillar of the current risk‑on move. ^[28]
Regulation and market structure
- Progress of U.S. crypto legislation (such as market‑structure bills), possible moves by agencies like the OCC, and broader global regulatory trends will influence whether institutional adoption accelerates or slows. ^[29]

7. Bottom Line and Risk Reminder

Today’s XRP rally is the product of converging catalysts:

A surging spot ETF market that has already pulled in hundreds of millions of dollars in a matter of days. ^[30]
A macro environment that has flipped back to rate‑cut optimism and risk appetite. ^[31]
A complex technical backdrop, where a looming higher‑timeframe death cross coexists with short‑term golden crosses and breakout structures that some analysts see as reminiscent of previous XRP bull cycles. ^[32]

Whether this turns into the start of a new multi‑month uptrend or just another bear‑market rally will likely depend on how ETF flows, Fed policy and regulation evolve over the coming weeks.

Important: This article is for informational and news purposes only. It is not financial or investment advice, and it does not recommend buying, selling, or holding any cryptocurrency. Digital assets are highly volatile, and you should do your own research and, where appropriate, consult a licensed financial professional before making investment decisions.

XRP + Dogecoin ETF Launch!🚀Grayscale INTERVIEW