XRP Price Today, 13 November 2025: Ripple’s Token Holds Above $2.50 as First U.S. Spot XRP ETF Goes Live

Live XRP price, ETF launch details, key levels, and what’s driving the market today.

Updated: 13 November 2025

Key takeaways

XRP is trading around $2.50 today, up roughly 3–5% over the last 24 hours, with an intraday range near $2.38–$2.52 and daily volume above 500 million tokens. ^[1]
Canary Capital’s XRPC, the first U.S. spot XRP ETF, debuts on Nasdaq today, after the exchange certified the listing and cleared it for launch at the U.S. market open. ^[2]
On-chain and market data show a 31% surge in trading volume, 21,000+ new XRP wallets in 48 hours, and whales offloading around 90 million XRP, pointing to a tug‑of‑war between fresh demand and profit‑taking. ^[3]
Technically, XRP remains range‑bound between roughly $2.30 and $2.70, with strong resistance at $2.60–$2.70 and support around $2.30–$2.40, according to multiple analyst notes. ^[4]
The broader backdrop is unusually supportive: the Ripple–SEC case was effectively wrapped up in August, a new “Project Crypto” framework from U.S. regulators leans toward commodity‑style treatment for tokens like XRP, and several more spot XRP ETFs are queued to launch in the next 12 days. ^[5]
Despite the hype, XRP still trades around 30% below its July peak and remains heavily concentrated, with Ripple Labs and major exchanges controlling a large share of the supply. ^[6]

XRP price today: live snapshot for 13 November 2025

At the time of writing, XRP is changing hands at about $2.50 per token, with most major price trackers showing a 24‑hour gain of roughly 3–4%, and some reporting close to 5% depending on the reference window. ^[7]

Data from derivatives and spot venues suggests XRP has traded in a daily range between roughly $2.38 and $2.52 today, with a closing level yesterday around $2.49 and volume near 529 million XRP, according to Investing.com’s spot XRP/USD data. ^[8]

With a circulating supply in the mid‑60‑billion range, that puts XRP’s market capitalization near $150 billion, keeping it firmly in the #3–#4 slot among the largest cryptocurrencies by market value. ^[9]

Year‑to‑date, XRP has staged one of the biggest rallies in large‑cap crypto:

CryptoPotato pegs XRP’s yearly gain at about 278%, with the token still roughly 31% below its July high near $3.65. ^[10]
A live markets feed from 99Bitcoins notes that XRP has surged more than 400% during 2025 on some bases, reflecting the difference between various starting points and data sources. ^[11]

However you slice it, XRP is coming into ETF day after a huge run, which is exactly when markets tend to get twitchy.

The big story: first U.S. spot XRP ETF goes live on Nasdaq

The main reason XRP is in the spotlight today is simple: traditional finance finally has a regulated way to buy it at scale.

Canary Capital’s XRPC makes history

CoinDesk reports that Nasdaq has certified Canary Capital’s spot XRP ETF, ticker XRPC, as effective, clearing it for trading at the U.S. market open on Thursday, 13 November 2025. ^[12]

Key details from today’s ETF coverage:

XRPC is the first U.S. exchange‑listed spot XRP fund, expanding the spot‑crypto ETF universe beyond Bitcoin and Ethereum. ^[13]
The ETF will custody XRP with Gemini Trust Company and BitGo Trust Company and track a CoinDesk benchmark index for pricing. ^[14]
CoinDesk notes XRP rallied about 3.3% to the mid‑$2.40s–$2.50s with a 31% jump in volume as traders positioned ahead of the listing. ^[15]

Coinpedia’s dedicated ETF piece lays out a broader roadmap: seven spot XRP ETFs are scheduled to launch over the next 12 days across Nasdaq, NYSE and CBOE, including products from Franklin Templeton, Bitwise, CoinShares, 21Shares, Grayscale and WisdomTree. ^[16]

Their timetable includes:

13 Nov: Canary Capital XRPC on Nasdaq – first U.S. spot XRP ETF
18–25 Nov: Multiple additional issuers rolling out products, potentially turning November into “ETF month” for XRP. ^[17]

Analysts quoted by Coinpedia argue that these launches could attract “billions in inflows” and set XRP up for a new all‑time high if demand mirrors earlier spot Bitcoin and Ethereum ETF cycles. ^[18]

How markets are reacting so far

Across newsrooms, the tone is the same: today’s XRP move is all about ETF positioning:

CoinDesk highlights that XRP broke through a short‑term $2.45 resistance, hit an overnight high around $2.52, and held above $2.40 all session as volume jumped to 163 million XRP, about 143% above the 24‑hour average. ^[19]
On‑chain analytics cited in the same report show over 21,000 new XRP wallets created in 48 hours, the strongest network expansion in eight months, while “whale” wallets holding 1–10 million XRP offloaded about 90 million tokens into the strength. ^[20]
A live market update from Binance lists XRP around $2.4995, up about 3.3% on the day, placing it among the better‑performing large caps despite Bitcoin’s choppy action above $100,000. ^[21]

In short: retail and institutional addresses are crowding in, but large holders are also selling into the excitement. That’s classic “sell‑the‑news vs. ETF rerating” territory.

Macro backdrop: shutdown over, risk back on (sort of)

Today’s XRP price action isn’t happening in a vacuum.

A series of macro and regulatory headlines is shaping the entire crypto market:

The 43‑day U.S. government shutdown has finally ended, after President Donald Trump signed a funding bill following a tight congressional vote. Crypto.news notes that markets are showing “early signs of stabilization” as operations resume, although fear remains elevated. ^[22]
A Coinpedia/TradingView live blog on “Why the Crypto Market Is Up Today” points to heavy ETF flows, falling Bitcoin and Ethereum exchange balances, and even reports that Vanguard is exploring crypto products, reinforcing the idea that institutional demand is quietly reshaping the market structure. ^[23]
On the risk side, a $30 million manipulation attack on derivatives platform Hyperliquid triggered major losses and a 40%+ crash in POPCAT, reminding traders that leverage and DeFi exploits are still lurking in the background. ^[24]

Against that backdrop, today’s cross‑market tapes show:

Bitcoin hovering around the low $100k area, slightly red on the day
Ethereum marginally green, holding above $3,500
XRP and a handful of other altcoins outperforming with low‑single‑digit gains ^[25]

Which is why financial press headlines like “Bitcoin Slips, But XRP and Ethereum Rally” are popping up: the market’s leadership is shifting, at least for the day. ^[26]

Technical picture: XRP stuck in a $2.30–$2.70 box (for now)

Underneath the ETF noise, most technical analysts still see a range‑bound XRP chart.

Short‑term levels

CoinDesk’s intraday breakdown and Coinpedia’s daily forecast broadly agree on the key zones traders are watching: ^[27]

Immediate support:
- ~$2.40 as primary support
- ~$2.33 as secondary support
- A deeper support band around $2.30–$2.40 that has alternated between resistance and support in recent weeks
Resistance overhead:
- ~$2.52 – yesterday’s rejection point and first intraday ceiling
- $2.60–$2.70 – repeatedly flagged as a “strong resistance” zone by multiple analysts

Coinpedia’s November 13 price outlook describes XRP as locked in a broader weekly bearish structure despite intermittent rallies, with a still‑elevated MVRV (profitability) metric suggesting the market may need further “reset” before a clean new uptrend. ^[28]

CCN’s ETF explainer echoes the same levels, arguing that a sustained break above $2.60 and then $2.75 would confirm a more decisive bullish phase, opening room toward $3.15–$3.20, while failures at those levels keep XRP in consolidation. ^[29]

Bigger picture structure

On higher‑time‑frame charts:

CCN points to a descending parallel channel since July, framing the recent move as a test of the channel midline rather than a confirmed breakout. ^[30]
Coinpedia’s earlier work highlights a multi‑month bearish pattern on the weekly chart, with XRP still down roughly a third from the July spike even after repeated bounces. ^[31]
Brave New Coin, by contrast, focuses on ETF‑driven breakout potential, floating possible long‑term targets as high as $27 if multiple ETF listings and regulatory clarity combine into a “perfect storm” of demand — while clearly labeling this as speculative. ^[32]

Taken together, the technical story today is constructive but not euphoric: XRP is leaning bullish into ETF day, but it’s still trading in a well‑defined range that could just as easily resolve with a “sell the news” move if flows disappoint.

Who actually owns XRP? Rich list shows heavy concentration

Fundamentals matter more than ever when Wall Street money starts paying attention, and a fresh rich‑list breakdown from CoinGape paints a clear picture: XRP’s ownership is still highly concentrated. ^[33]

According to their November 2025 report:

Total XRP supply: ~99.99 billion tokens
Circulating supply: ~65.2 billion XRP
Escrowed reserves: ~34.76 billion XRP
Ripple Labs controls roughly 40% of total supply, primarily via escrow
Major centralized exchanges — including Binance, Bithumb, Upbit and Uphold — hold a significant portion of circulating XRP on behalf of users

This concentration cuts both ways:

It supports liquidity, because big pools of XRP sit on large venues.
It also amplifies price risk, since decisions by Ripple or a handful of large holders can materially impact supply on the open market.

CoinDesk’s observation that whale wallets (1–10M XRP) sold ~90M tokens in the run‑up to today’s ETF launch fits that narrative perfectly: big players are actively shaping this rally, not just watching from the sidelines. ^[34]

The “digital gold” and payments narrative

Beyond daily candles, today’s XRP newsfeed is full of bigger‑picture claims about what XRP could become.

“Digital gold” comparisons

A Coinpedia feature published today quotes BlackSwan’s Versan arguing that XRP is evolving into a kind of “digital gold” — a store of value and liquidity bridge for global finance, potentially decoupling from Bitcoin and broader crypto cycles as real‑world utility grows. ^[35]

His theses, in brief:

XRP could serve as a liquidity sponge, similar to how gold functions for central banks.
As more institutional rails plug into XRP (via ETFs, payment corridors, and tokenized assets), its price may be driven less by pure speculation and more by cross‑border flows and balance‑sheet use. ^[36]

Those are bold claims, and they’re far from universally accepted, but they do reflect the shifting tone of institutional commentary around Ripple and XRP this year.

Ripple’s expansion and ETF‑driven forecasts

Several other pieces published around today reinforce the long‑term bull case:

A Nasdaq‑hosted Motley Fool article notes that Standard Chartered’s Geoffrey Kendrick sees XRP potentially climbing to $12.50 by 2028, implying 73% annual gains over three years, largely on the back of ETF access and growing transaction volume. The author himself is more conservative, sketching a path to around $6 by 2030 — still roughly 150% upside from current prices. ^[37]
Reporting from 24/7 Wall St. highlights Ripple’s partnerships with Mastercard for RLUSD‑based settlements, a $500 million fundraise at a $40 billion valuation, and Franklin Templeton’s amended S‑1 for a spot XRP ETF that may be approved before month‑end, all of which feed into a “can XRP finally break $5 by 2026?” narrative. ^[38]
DisruptionBanking describes Ripple as “moving in on Wall Street’s turf” after nearly $4 billion in acquisitions and a push toward a banking charter, further blurring the line between crypto and traditional finance. ^[39]

It’s worth stressing: these are scenarios and opinions, not guarantees. But they’re exactly the kinds of stories traders are reading alongside today’s price chart.

Regulation: from courtroom drama to “Project Crypto”

For years, XRP’s biggest overhang was its battle with the U.S. Securities and Exchange Commission. That chapter has largely closed — and today’s headlines show regulation is shifting from adversary to enabler.

CCN’s ETF analysis points out that the legal overhang effectively ended in August 2025, when Ripple and the SEC wrapped up their case, settled penalties, and dropped remaining appeals. Courts had already distinguished between institutional XRP sales (some of which were deemed securities offerings) and secondary‑market XRP trading (which was not). ^[40]
A widely shared TradingView/Coinpedia recap details SEC Chair Paul Atkins’ new “Project Crypto” initiative, described as a “token framework” that suggests many matured tokens — including XRP — shouldn’t be treated as classic investment securities and may fall more squarely under the CFTC’s commodity remit. ^[41]
Legal analyst Bill Morgan, quoted in the same feed, argues that upcoming U.S. laws could cement Bitcoin and XRP as commodities in practice, aligning with Judge Torres’s earlier ruling that secondary XRP sales are not securities transactions. ^[42]

That backdrop helps explain why multiple spot XRP ETFs are suddenly clearing regulatory hurdles after years of apparent deadlock: the rules of the game are becoming clearer, even if they’re not final.

Bull, base, and bear scenarios after ETF day

Nobody knows exactly how XRP will trade once the opening bell rings on Nasdaq, but today’s analysts tend to cluster around three short‑term scenarios.

1. Bull case: ETF rerating

In the bullish version of events, ETF demand overwhelms whale selling, and XRP breaks convincingly above the upper band of its range:

Coindesk and CCN both highlight $2.60–$2.70 as the first major breakout zone, with potential extensions toward $2.90–$3.20 if volume stays elevated. ^[43]
Coinpedia’s ETF coverage suggests that billions in institutional inflows over the coming weeks could eventually push XRP back toward, and possibly beyond, its prior high in the mid‑$3 range. ^[44]

Under this scenario, today’s move would be the start of a multi‑week “ETF rerating” similar to what Bitcoin experienced after its own spot ETF approvals.

2. Base case: choppy range continues

Coinpedia’s dedicated November 13 forecast leans more cautious: ^[45]

XRP spends more time oscillating between $2.30 and $2.70, with the ETF launch simply shifting liquidity and volatility within that box.
A still‑high MVRV ratio and elevated YTD returns could encourage regular waves of profit‑taking whenever prices approach the upper part of the range.

In that world, XRP remains a trader’s market, not a one‑way bet.

3. Bear case: “sell the news”

Finally, several analysts warn about the classic pattern that has followed other big crypto catalysts:

If ETF inflows underwhelm or broader risk markets wobble, XRP could lose the $2.40–$2.38 support band. Coindesk notes that a break below $2.38 opens room back toward $2.33–$2.27 or lower. ^[46]
Continued whale distribution, as seen in the days leading up to today’s listing, could accelerate the downside, especially given the concentrated ownership structure highlighted in the rich‑list data. ^[47]

In other words: today’s ETF debut is a volatility event, not a guarantee of one‑way up‑only price action.

What today means if you follow XRP

For traders and investors watching XRP on 13 November 2025, a few practical takeaways stand out from the day’s news:

The structural story has changed. For the first time, there’s a U.S.‑listed, spot‑backed ETF (XRPC) that institutions can buy without touching crypto exchanges, with several more funds lined up behind it. ^[48]
Regulatory risk is lower than it was a year ago, thanks to the resolution of the SEC case and the emergence of “Project Crypto” as a roadmap for treating XRP more like a commodity‑style asset. ^[49]
Valuation and positioning risk are higher. XRP is up several hundred percent this year, whales are actively selling into strength, and a big chunk of supply sits in escrow or on a handful of exchanges. ^[50]
Key levels are well‑defined. Whatever your timeframe, the market is clearly watching the $2.30–$2.40 support area and the $2.60–$2.70 resistance band as the first battleground around the ETF launch. ^[51]

As always, none of this is investment advice. Crypto assets are highly volatile, and it’s entirely possible that XRP’s price action in the days after the ETF will surprise both bulls and bears.

If you’re considering XRP or the new XRPC ETF, it’s wise to:

Look at your time horizon and risk tolerance
Track ETF trading volume and flows, not just headlines
Be aware that regulatory frameworks, while clearer, are still evolving

For now, though, the headline is simple: on 13 November 2025, XRP is holding above $2.50, and the long‑awaited era of U.S. spot XRP ETFs has officially begun.

$1 Trillion XRP ETF Multiplier